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Regular Savings Accounts: The Best Currently Available List!

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  • tg99
    tg99 Posts: 1,248 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper
    Am going to close my two Loughborough BS reg savers and am pondering leaving £10 behind to open easy access saver so as to maintain an account with them. Does anyone know if they have any history of launching products for existing members only? Not seen so myself but only been with them a few years.
  • pookey
    pookey Posts: 279 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    P3 said:
    Does ybs loyalty regular esaver allow 13 month payment ????

    Open late July 2022, already have £6k in there.
    It's my first time having a RS with YBS, do they automatically renew to get the 6% that's increasing next week pls? 
  • Bigwheels1111
    Bigwheels1111 Posts: 3,037 Forumite
    1,000 Posts Third Anniversary Name Dropper
    No need to rush to transfer funds from Skipton account to regular saver  :|
     
    "The date that you selected is not a working day, this transfer will be processed the next working day (3 July 2023)"

    I did not set up a SO last month due to today beng a Saturday.
    Sent the money to my regular saver today and its credited already.
  • jaypers
    jaypers Posts: 1,035 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    edited 1 July 2023 at 8:43AM
    Opened Beehive on Thursday and put the £250 in. Like the fact that the dashboard has reset in the App today (new month) saying I can fund again now. Another £250 going in on Monday……not sure I want to risk a weekend. 
  • apt
    apt Posts: 3,231 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 1 July 2023 at 9:05AM
    pookey said:
    P3 said:
    Does ybs loyalty regular esaver allow 13 month payment ????

    Open late July 2022, already have £6k in there.
    It's my first time having a RS with YBS, do they automatically renew to get the 6% that's increasing next week pls? 
    Not sure what you mean by automatically renew. It's a variable account and the interest rate is going up to 6% next week. Most of these loyalty regular saver accounts are nearing maturity so the increase won't make much difference. On maturity after 12 months the money goes into an access account (the Six Access eSaver) with a lower rate of interest.
  • pookey
    pookey Posts: 279 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    apt said:
    pookey said:
    P3 said:
    Does ybs loyalty regular esaver allow 13 month payment ????

    Open late July 2022, already have £6k in there.
    It's my first time having a RS with YBS, do they automatically renew to get the 6% that's increasing next week pls? 
    Not sure what you mean by automatically renew. It's a variable account and the interest rate is going up to 6% next week. Most of these loyalty regular saver accounts are nearing maturity so the increase won't make much difference. On maturity after 12 months the money goes into an access account (the Six Access eSaver) with a lower rate of interest.
    The children Halifax RS my daughter has automatically renews so wasn't sure if this has the same set up. Mine doesn't mature until October so just wanted some insight to try to decide which other RS to open etc
  • jaypers said:
    Opened Beehive on Thursday and put the £250 in. Like the fact that the dashboard has reset in the App today (new month) saying I can fund again now. Another £250 going in on Monday……not sure I want to risk a weekend. 
    I noticed this too this morning and paid in July. It took about an hour and both payments so far are now showing in my Beehive balance
  • Bridlington1
    Bridlington1 Posts: 3,725 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    edited 1 July 2023 at 9:24AM
    pookey said:
    apt said:
    pookey said:
    P3 said:
    Does ybs loyalty regular esaver allow 13 month payment ????

    Open late July 2022, already have £6k in there.
    It's my first time having a RS with YBS, do they automatically renew to get the 6% that's increasing next week pls? 
    Not sure what you mean by automatically renew. It's a variable account and the interest rate is going up to 6% next week. Most of these loyalty regular saver accounts are nearing maturity so the increase won't make much difference. On maturity after 12 months the money goes into an access account (the Six Access eSaver) with a lower rate of interest.
    The children Halifax RS my daughter has automatically renews so wasn't sure if this has the same set up. Mine doesn't mature until October so just wanted some insight to try to decide which other RS to open etc
    YBS won't automatically open a new regular saver for you at maturity (in your case in October). If you wanted to open a new regular saver with them you'd need to do this manually.
  • apt
    apt Posts: 3,231 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    No need to rush to transfer funds from Skipton account to regular saver  :|
     
    "The date that you selected is not a working day, this transfer will be processed the next working day (3 July 2023)"
    I sent a faster payment from my current account and it went in today.
  • bristolleedsfan
    bristolleedsfan Posts: 12,644 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 1 July 2023 at 9:46AM
    No need to rush to transfer funds from Skipton account to regular saver  :|
     
    "The date that you selected is not a working day, this transfer will be processed the next working day (3 July 2023)"

    I did not set up a SO last month due to today beng a Saturday.
    Sent the money to my regular saver today and its credited already.
    If you sent by faster payment to Skipton RS today, help pages say interest will get paid from next working day due to Skipton not receiving funds until then even though  shows in Skipton account on non working day which was why I moved £250 to other Skipton account yesterday.

    My transfer between Skipton accounts has not taken place 3 hours later.
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