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Regular Savings Accounts: The Best Currently Available List!
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Thank you @ForumUser7 and @wiseonesomeofthetime . I did not realise you could hover over the date/time!2
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Extreme moneysaver of the year award goes to Bridlington1. You'd get my vote anywayBridlington1 said:
Plus I found a rather battered looking 20p on the way home from HSBC on Friday and since I hate having cash earning no interest I will likely need to withdraw a bag of 20ps from one bank, swap the battered one over and deposit it in another bank as I've done a few times before with other denominations.
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Anything at 5.5% or below I'm keeping open and adhering to minimum terms, withdrawing money if there's no penalties.vixen1500 said:4.5% regular savers keep or close? - Halifax, Bank of Scotland etc. Are these fixed or variable? Managed to get the Newcastle Building Society account @ 4.3%, so thinking these won't be worth having any more. Do you have to keep them open the full year? Do you lose interest if closed early? Can you pay in a smaller amount, maybe £50? Any thoughts, would love to hear before I start the monthly deposits
Only opening new regular savers at 6% and above .
But then I've got the Yorkshire BS Reward ISA which is going up to 5% which still needs filling up. Once that's filled up will probably start filling up the 5.5% regular savers againI consider myself to be a male feminist. Is that allowed?2 -
Do not call Tipton for now.
They are aware of the problem with their app, and are working on processing all applications - they are apparently having to manually run everyone's electronic ID checks, and they've said they'll get in touch with customers if they are required to send ID. They are working down the list one by one and cannot do yours at the time if you call anyway, so worth waiting a few days IMO.If you want me to definitely see your reply, please tag me @forumuser7 Thank you.
N.B. (Amended from Forum Rules): You must investigate, and check several times, before you make any decisions or take any action based on any information you glean from any of my content, as nothing I post is advice, rather it is personal opinion and is solely for discussion purposes. I research before my posts, and I never intend to share anything that is misleading, misinforming, or out of date, but don't rely on everything you read. Some of the information changes quickly, is my own opinion or may be incorrect. Verify anything you read before acting on it to protect yourself because you are responsible for any action you consequently make... DYOR, YMMV etc.9 -
You have to have some sympathy for these smaller Building Societies who are still getting their heads around what it means to offer online services. Chorley, Monmouthshire, Tipton and others have all now experienced what it means to offer a good headline rate and then get overwhelmed by a tsunami of applications that their fledgling IT and (probably) outdated processes just can't deal with.ForumUser7 said:Do not call Tipton for now.
They are aware of the problem with their app, and are working on processing all applications - they are apparently having to manually run everyone's electronic ID checks, and they've said they'll get in touch with customers if they are required to send ID. They are working down the list one by one and cannot do yours at the time if you call anyway, so worth waiting a few days IMO.
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Just spoke to Tipton, very quickly answered. Very apologetic and helpful. Suggested trying the app again later today and if they have accepted the application it will have been forced through to the next stage of applying. If they haven't processed it by then try tomorrow. If they can't validate details will be in touch.5
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YBS is larger and it's entire login/online banking system is down (possibly down to it's headline rate 4.25% easy access)TiVo_Lad said:
You have to have some sympathy for these smaller Building Societies who are still getting their heads around what it means to offer online services. Chorley, Monmouthshire, Tipton and others have all now experienced what it means to offer a good headline rate and then get overwhelmed by a tsunami of applications that their fledgling IT and (probably) outdated processes just can't deal with.ForumUser7 said:Do not call Tipton for now.
They are aware of the problem with their app, and are working on processing all applications - they are apparently having to manually run everyone's electronic ID checks, and they've said they'll get in touch with customers if they are required to send ID. They are working down the list one by one and cannot do yours at the time if you call anyway, so worth waiting a few days IMO.0 -
‘Verification Successful’ message displayed - now to wait for a postal User ID code (😐)ForumUser7 said:Do not call Tipton for now.
They are aware of the problem with their app, and are working on processing all applications - they are apparently having to manually run everyone's electronic ID checks, and they've said they'll get in touch with customers if they are required to send ID. They are working down the list one by one and cannot do yours at the time if you call anyway, so worth waiting a few days IMO.If you want me to definitely see your reply, please tag me @forumuser7 Thank you.
N.B. (Amended from Forum Rules): You must investigate, and check several times, before you make any decisions or take any action based on any information you glean from any of my content, as nothing I post is advice, rather it is personal opinion and is solely for discussion purposes. I research before my posts, and I never intend to share anything that is misleading, misinforming, or out of date, but don't rely on everything you read. Some of the information changes quickly, is my own opinion or may be incorrect. Verify anything you read before acting on it to protect yourself because you are responsible for any action you consequently make... DYOR, YMMV etc.4 -
I’ve just opened the Tipton App (existing member and App user) and the Regular Saver isn’t an option to open any more. Withdrawn or a temporary glitch?0
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Still seems to be advertised on the website - possibly a glitch? Possibly slow updating the site, idk…OneUser1 said:I’ve just opened the Tipton App (existing member and App user) and the Regular Saver isn’t an option to open any more. Withdrawn or a temporary glitch?
Anyone managed to circumvent the Unique ID by post?If you want me to definitely see your reply, please tag me @forumuser7 Thank you.
N.B. (Amended from Forum Rules): You must investigate, and check several times, before you make any decisions or take any action based on any information you glean from any of my content, as nothing I post is advice, rather it is personal opinion and is solely for discussion purposes. I research before my posts, and I never intend to share anything that is misleading, misinforming, or out of date, but don't rely on everything you read. Some of the information changes quickly, is my own opinion or may be incorrect. Verify anything you read before acting on it to protect yourself because you are responsible for any action you consequently make... DYOR, YMMV etc.1
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