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Regular Savings Accounts: The Best Currently Available List!
Comments
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@Bridlington1 , great work on the list!
However I was checking this morning and TSB say this....If you open a Monthly Saver account, you must pay in one standing order of between £25 to £250 each month. The first payment must be made within 30 days of account opening.
my bold text for emphasis.
Not sure what they would or could do if nothing was paid in during any month. It is somewhat moot in any case since you can withdraw at any time without penalty.
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Thanks for pointing this out. There seems to be a bit of a contradiction here.RG2015 said:@Bridlington1 , great work on the list!
However I was checking this morning and TSB say this....If you open a Monthly Saver account, you must pay in one standing order of between £25 to £250 each month. The first payment must be made within 30 days of account opening.
my bold text for emphasis.
Not sure what they would or could do if nothing was paid in during any month. It is somewhat moot in any case since you can withdraw at any time without penalty.
TSB's summary box only says this:
"You must set up a monthly standing order between £25 and up to £250 from a TSB current account"
but nothing about having to keep the SO or make deposits each month. They go onto say "If you miss a standing order one month, you can’t make it up. For example you couldn’t pay double in the next month.", implying that the term you reference only applies if you decide to make regular payments each month.
It also seems moneyfacts thinks you can skip months since it says:
Minimum Number of Payments: 0
When I had their 2% version last year I only made the first payment by SO, the rest were done by manual transfer. I accidentally sent their technical systems into meltdown at one point last year on an unrelated issue so I had to ring them to make a transfer into the regular saver and they completed this over the phone without querying the lack of SO.
Either way it looks like I may be heading to another bank branch tomorrow to clarify. I just wish I'd known about this on Friday since HSBC and TSB are bang opposite each other in my nearest town.1 -
Same here, although I confuse myself more than I usually am by having some of them as SOs (the ones that insist upon it), so for those I just choose the lowest amount and top up, where possible.vixen1500 said:Wish I was that organised, used to do the monthly payments by standing order, but now do manually - more work I know but don't keep enough cash in the current account to cover them and our easy saver takes a while to transfer money0 -
You appear to have created a massive rod for your own back. Sorry to be the cause of more woe for you, as I believe it may have been my post that lead you to HSBC on Friday.Bridlington1 said:
Thanks for pointing this out. There seems to be a bit of a contradiction here.RG2015 said:@Bridlington1 , great work on the list!
However I was checking this morning and TSB say this....If you open a Monthly Saver account, you must pay in one standing order of between £25 to £250 each month. The first payment must be made within 30 days of account opening.
my bold text for emphasis.
Not sure what they would or could do if nothing was paid in during any month. It is somewhat moot in any case since you can withdraw at any time without penalty.
TSB's summary box only says this:
"You must set up a monthly standing order between £25 and up to £250 from a TSB current account"
but nothing about having to keep the SO or make deposits each month. They go onto say "If you miss a standing order one month, you can’t make it up. For example you couldn’t pay double in the next month.", implying that the term you reference only applies if you decide to make regular payments each month.
It also seems moneyfacts thinks you can skip months since it says:
Minimum Number of Payments: 0
When I had their 2% version last year I only made the first payment by SO, the rest were done by manual transfer. I accidentally sent their technical systems into meltdown at one point last year on an unrelated issue so I had to ring them to make a transfer into the regular saver and they completed this over the phone without querying the lack of SO.
Either way it looks like I may be heading to another bank branch tomorrow to clarify. I just wish I'd known about this on Friday since HSBC and TSB are bang opposite each other in my nearest town.
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Don't worry about it, I had been meaning to visit a HSBC branch for a few days due to the same query anyway so would likely have gone regardless of your post. I needed to go near the branch at some point to update a passbook anyway and it's looking as though it'll be nice weather tomorrow morning so I'll likely make a morning of it.RG2015 said:
You appear to have created a massive rod for your own back. Sorry to be the cause of more woe for you, as I believe it may have been my post that lead you to HSBC on Friday.Bridlington1 said:
Thanks for pointing this out. There seems to be a bit of a contradiction here.RG2015 said:@Bridlington1 , great work on the list!
However I was checking this morning and TSB say this....If you open a Monthly Saver account, you must pay in one standing order of between £25 to £250 each month. The first payment must be made within 30 days of account opening.
my bold text for emphasis.
Not sure what they would or could do if nothing was paid in during any month. It is somewhat moot in any case since you can withdraw at any time without penalty.
TSB's summary box only says this:
"You must set up a monthly standing order between £25 and up to £250 from a TSB current account"
but nothing about having to keep the SO or make deposits each month. They go onto say "If you miss a standing order one month, you can’t make it up. For example you couldn’t pay double in the next month.", implying that the term you reference only applies if you decide to make regular payments each month.
It also seems moneyfacts thinks you can skip months since it says:
Minimum Number of Payments: 0
When I had their 2% version last year I only made the first payment by SO, the rest were done by manual transfer. I accidentally sent their technical systems into meltdown at one point last year on an unrelated issue so I had to ring them to make a transfer into the regular saver and they completed this over the phone without querying the lack of SO.
Either way it looks like I may be heading to another bank branch tomorrow to clarify. I just wish I'd known about this on Friday since HSBC and TSB are bang opposite each other in my nearest town.
Plus I found a rather battered looking 20p on the way home from HSBC on Friday and since I hate having cash earning no interest I will likely need to withdraw a bag of 20ps from one bank, swap the battered one over and deposit it in another bank as I've done a few times before with other denominations.0 -
I remember FD RS was 8%, which was way above any other offers at the time. Then they reduced ro 6%, but it was still the leading RS rate.ircE said:I remember when top EA rates were around 2% and FD's RS was 6%. When top EA rates breached 3%, FD rose to 7% (and others rose too, not far behind). But now we've far exceeded 4% on the top EA rates, I can't be the only one feeling the RS rates, across the board, are slacking?Yorkshire, for example. Why would I be attracted to yet another 5% RS when their own top unlimited EA rate is only 1pp lower?
I didn't bother about YBS 5%, don't see much point in opening new RSs paying below 5.5% anymore.0 -
I have heard it all now. Unbelievable!Bridlington1 said:
Plus I found a rather battered looking 20p on the way home from HSBC on Friday and since I hate having cash earning no interest I will likely need to withdraw a bag of 20ps from one bank, swap the battered one over and deposit it in another bank as I've done a few times before with other denominations.RG2015 said:
You appear to have created a massive rod for your own back. Sorry to be the cause of more woe for you, as I believe it may have been my post that lead you to HSBC on Friday.Bridlington1 said:
Thanks for pointing this out. There seems to be a bit of a contradiction here.RG2015 said:@Bridlington1 , great work on the list!
However I was checking this morning and TSB say this....If you open a Monthly Saver account, you must pay in one standing order of between £25 to £250 each month. The first payment must be made within 30 days of account opening.
my bold text for emphasis.
Not sure what they would or could do if nothing was paid in during any month. It is somewhat moot in any case since you can withdraw at any time without penalty.
TSB's summary box only says this:
"You must set up a monthly standing order between £25 and up to £250 from a TSB current account"
but nothing about having to keep the SO or make deposits each month. They go onto say "If you miss a standing order one month, you can’t make it up. For example you couldn’t pay double in the next month.", implying that the term you reference only applies if you decide to make regular payments each month.
It also seems moneyfacts thinks you can skip months since it says:
Minimum Number of Payments: 0
When I had their 2% version last year I only made the first payment by SO, the rest were done by manual transfer. I accidentally sent their technical systems into meltdown at one point last year on an unrelated issue so I had to ring them to make a transfer into the regular saver and they completed this over the phone without querying the lack of SO.
Either way it looks like I may be heading to another bank branch tomorrow to clarify. I just wish I'd known about this on Friday since HSBC and TSB are bang opposite each other in my nearest town.1 -
@P3 not sure if you've already discovered, but I'm in the same situation and went back to the T&Cs that I saved when I opened it: the maximum you can have there is £6k, so no adding to that one...P3 said:Does ybs loyalty regular esaver allow 13 month payment ????
Open late July 2022, already have £6k in there.Being brave is going after your dreams head on0 -
Sorry for the slight off-topic query but as @Bridlington1 post is super helpful and has saved me hours in legwork, could someone kindly explain how you can save specific posts? I cannot see where to find the posts that I 'like' and no option to bookmark...or is there?Bridlington1 said:
In terms of which ones are have fixed/variable interest and the minimum deposits of each account the following lists of regular savers may be of use:vixen1500 said:4.5% regular savers keep or close? - Halifax, Bank of Scotland etc. Are these fixed or variable? Managed to get the Newcastle Building Society account @ 4.3%, so thinking these won't be worth having any more. Do you have to keep them open the full year? Do you lose interest if closed early? Can you pay in a smaller amount, maybe £50? Any thoughts, would love to hear before I start the monthly deposits
Currently available:Bank/building society Name Calender/Account month Withdrawals/early closure Interest rate Fix/var Min deposit Max deposit Skipton BS Members Branch Regular Saver C Early closure only 7.50% F £0.00 £250.00 First Direct Regular Saver Account A Closure s.t very low interest rate 7.00% F £25.00 £300.00 Bath BS 16-25 Regular Saver C 2 withdrawals/yr 6.95% V £10.00 £50.00 Lloyds Club Lloyds Monthly Saver C Unlimited 6.25% F £0.00 £400.00 Natwest digital regular saver C Unlimited 6.17% V £0.00 £150.00 RBS digital regular saver C Unlimited 6.17% V £0.00 £150.00 Beehive Online Fixed Regular Saver C None 6.00% F £0.00 £250.00 Nottingham BS Branch Fixed Regular Saver C None 6.00% F £0.00 £250.00 Penrith BS Regular Saver 300 (Heartland only) C 3 penalty free wdls/yr 6.00% V £1.00 £300.00 Principality BS Regular Savings Bond Issue 33 C Early closure only 5.50% F £0.00 £250.00 BOS Regular Saver C Unlimited 5.50% F £0.00 £250.00 Halifax Regular Saver C Early closure only 5.50% F £0.00 £250.00 Tipton & Cosley BS Regular Saver to 31 July 2024 branch+post/app version C None 5.50% V £50.00 £500.00 Nationwide BS Start to Save Issue 2 C Unlimited 5.25% V £0.00 £50.00 Lloyds Monthly Saver C Unlimited 5.25% F £0.00 £250.00 Loughborough BS 1Y Fixed Monthly Saver C None 5.00% F# £0.00 £500.00 TSB Monthly Saver C Unlimited 5.00% F £0.00 £250.00 West Brom BS Adult's Fixed Rate Regular Saver Issue 6 C None 5.00% F £0.00 £250.00 HSBC Regular Saver A closure s.t very low interest rate 5.00% F £25.00 £250.00 Santander Regular e-saver A Unlimited 5.00% F £0.00 £200.00 YBS Regular Saver C 2 withdrawals/yr 5.00% V £0.00 £250.00 Saffron BS Small Saver Issue 6 C 1 withdrawal/mth 4.80% V £1.00 £50.00 Coventry BS First Home Saver Issue 2 C 60 day notice or interest penalty 4.80% (from 7/7/23) V £0.00 £1,000.00 Coventry BS Regular Saver A 30 day interest penalty 4.80% (from 7/7/23) V £0.00 £500.00 Furness BS 1Y Regular Saver Issue 5 C 1 withdrawal/yr 4.50% V £1.00 £250.00 Leeds BS Regular Saver Issue 36 C 1 withdrawal/yr 4.50% V £0.00 £250.00 Saffron BS Members 12 Month Regular Saver C Unlimited 4.50% V £0.00 £500.00 Hinckley & Rugby BS Regular Saver 30 Day Notice C Unlimited Subject to 30 day notice 4.50% V £10.00 £500.00 Nottingham BS Summer Saver Issue 2 C None 4.50% F £0.00 £500.00 Leek BS Regular Saver Account Issue 3 C 3 withdrawals/yr 4.45% V £0.00 £500.00 Leeds BS Home Deposit Saver C 1 withdrawal/yr 4.40% V £0.00 £500.00 Stafford Railway BS Regular Saver Issue 1 C 4 withdrawals/yr 4.40% V £25.00 £500.00 Principality BS First Home Saver C 3 penalty free wdls/yr inc closure 3.55% (£1-£2500) V £0.00 £1,500.00 3.75% (£2501-£7500) V 4.25% (£7501+) V Darlington BS Regular Saver C Unlimited 4.25% V £0.00 £750.00 Darlington BS Green Regular Saver C Unlimited 4.25% V £0.00 £250.00 Mansfield BS Regular eSaver C Unlimited Subject to 30 day notice 4.25% V £10.00 £500.00 Mansfield BS Regular Saver C Unlimited Subject to 30 day notice 4.25% V £10.00 £500.00 Bath BS Homestart Regular Saver C 2 withdrawals/yr 4.24% V £50.00 £250.00 Earl Shilton Regular Monthly Saver C 2 withdrawals/yr, £10 hit if no payment 4.10% V £10.00 £1,000.00 Chorley BS Regular Saver (30.04.2024) C None 4.00% F £0.00 £250.00 Bath BS Regular Saver C 1 withdrawal/yr 3.79% V £20.00 £250.00 Monmouthshire BS Regular Saver Bond C None 3.75% F £0.00 £250.00 Loughborough BS Limited Access Monthly Saver C 1 withdrawal/yr 3.75% V £1.00 £2,000.00 Beverley BS Monthly Saver C Interest hit of 0.5% 3.70% V £10.00 £1,000.00 Buckinghamshire BS Regular Saver C Unlimited 3.65% V £0.00 £500.00 Newbury BS Home Saver C 2 withdrawals/yr 3.40% V £10.00 £500.00 Ecology BS Regular Saver C 2 withdrawals/yr 3.30% V £25.00 £250.00 Market Harborough BS Members Regular Saver C Unlimited Subject to 30 day notice 3.20% V £10.00 £3,000.00 West Brom BS Access Regular Saver C Unlimited 3.10% V £20.00 £2,000.00 Loughborough BS Regular Monthly Saver Account C Unlimited 2.50% V £0.00 £1,000.00
NLA:Bank/building society Name Calender/Account month Withdrawals/early closure Interest rate Fix/var Min deposit Max deposit Saffron BS Members Month Loyalty Saver C 1 withdrawal/mth 9.00% F £0.00 £50.00 YBS Limited Access Monthly Saver Issue 2/loyalty eSaver C 1 withdrawal/yr 6.00% (from 6/7/23) V £0.00 £500.00 Monmouthshire BS Coronation Regular Saver C Unlimited 5.60% V £0.00 £300.00 Monmouthshire BS Christmas saver Bond Issue 5 C closure s.t very low interest rate 5.50% F £0.00 £200.00 YBS Christmas 2023 Regular Savings Bond C 1 withdrawal/yr 5.50%(from 6/7/23) V £0.00 £300.00 Coventry BS First Home Saver Issue 1 C Unlimited 5.45% (from 7/7/23) V £0.00 £1,000.00 Nottingham BS Starter ISA Issue 11 C None, except transfers out s.t. 180 day interest hit 5.00% V £0.00 £1,600.00 Principality BS Christmas 2023 Regular Savings Bond C Early closure only 5.00% F £0.00 £125.00 Principality BS Regular Savings Bond Issue 32 C Early closure only 4.50% F £0.00 £250.00 Saffron BS Regular Saver ISA C Unlimited 4.25% F £0.00 £1,650.00 Nationwide BS Flex Regular Saver C 3 penalty free wdls/yr inc closure 4.25% V £0.00 £200.00 Principality BS Regular Savings Bond Issue 31 C Early closure only 4.00% F £0.00 £250.00 Vernon BS Regular Saver ISA C 2 withdrawals/yr, can miss 1 payment else 0.7% hit 3.70% V £25.00 £1,666.00 Principality BS Regular Savings Bond Issue 30 C Early closure only 3.25% F £0.00 £250.00 Principality BS Regular Savings Bond Issue 29 C Early closure only 2.80% F £0.00 £250.00 Principality BS Regular Savings Bond Issue 28 C Early closure only 2.25% F £0.00 £250.00 Principality BS Regular Savings Bond Issue 27 C Early closure only 1.50% F £0.00 £250.00 Principality BS Regular Savings Bond Issue 26 C Early closure only 1.25% F £0.00 £250.00
There will be others but these are all the ones I have noted on my spreadsheets (I don't hold all of them though).
The Halifax and BOS regular savers that you mentioned follow the same withdrawal conditions as the ones listed above, as do Lloyds, the only difference being their interest rate.1 -
Press and hold on the date and time of the post in the top blue bar - copy link - email it to yourself, or save it as a bookmark on your browser etc. It’s a really comprehensive answergranta said:
Sorry for the slight off-topic query but as @Bridlington1 post is super helpful and has saved me hours in legwork, could someone kindly explain how you can save specific posts? I cannot see where to find the posts that I 'like' and no option to bookmark...or is there?Bridlington1 said:
In terms of which ones are have fixed/variable interest and the minimum deposits of each account the following lists of regular savers may be of use:vixen1500 said:4.5% regular savers keep or close? - Halifax, Bank of Scotland etc. Are these fixed or variable? Managed to get the Newcastle Building Society account @ 4.3%, so thinking these won't be worth having any more. Do you have to keep them open the full year? Do you lose interest if closed early? Can you pay in a smaller amount, maybe £50? Any thoughts, would love to hear before I start the monthly deposits
Currently available:Bank/building society Name Calender/Account month Withdrawals/early closure Interest rate Fix/var Min deposit Max deposit Skipton BS Members Branch Regular Saver C Early closure only 7.50% F £0.00 £250.00 First Direct Regular Saver Account A Closure s.t very low interest rate 7.00% F £25.00 £300.00 Bath BS 16-25 Regular Saver C 2 withdrawals/yr 6.95% V £10.00 £50.00 Lloyds Club Lloyds Monthly Saver C Unlimited 6.25% F £0.00 £400.00 Natwest digital regular saver C Unlimited 6.17% V £0.00 £150.00 RBS digital regular saver C Unlimited 6.17% V £0.00 £150.00 Beehive Online Fixed Regular Saver C None 6.00% F £0.00 £250.00 Nottingham BS Branch Fixed Regular Saver C None 6.00% F £0.00 £250.00 Penrith BS Regular Saver 300 (Heartland only) C 3 penalty free wdls/yr 6.00% V £1.00 £300.00 Principality BS Regular Savings Bond Issue 33 C Early closure only 5.50% F £0.00 £250.00 BOS Regular Saver C Unlimited 5.50% F £0.00 £250.00 Halifax Regular Saver C Early closure only 5.50% F £0.00 £250.00 Tipton & Cosley BS Regular Saver to 31 July 2024 branch+post/app version C None 5.50% V £50.00 £500.00 Nationwide BS Start to Save Issue 2 C Unlimited 5.25% V £0.00 £50.00 Lloyds Monthly Saver C Unlimited 5.25% F £0.00 £250.00 Loughborough BS 1Y Fixed Monthly Saver C None 5.00% F# £0.00 £500.00 TSB Monthly Saver C Unlimited 5.00% F £0.00 £250.00 West Brom BS Adult's Fixed Rate Regular Saver Issue 6 C None 5.00% F £0.00 £250.00 HSBC Regular Saver A closure s.t very low interest rate 5.00% F £25.00 £250.00 Santander Regular e-saver A Unlimited 5.00% F £0.00 £200.00 YBS Regular Saver C 2 withdrawals/yr 5.00% V £0.00 £250.00 Saffron BS Small Saver Issue 6 C 1 withdrawal/mth 4.80% V £1.00 £50.00 Coventry BS First Home Saver Issue 2 C 60 day notice or interest penalty 4.80% (from 7/7/23) V £0.00 £1,000.00 Coventry BS Regular Saver A 30 day interest penalty 4.80% (from 7/7/23) V £0.00 £500.00 Furness BS 1Y Regular Saver Issue 5 C 1 withdrawal/yr 4.50% V £1.00 £250.00 Leeds BS Regular Saver Issue 36 C 1 withdrawal/yr 4.50% V £0.00 £250.00 Saffron BS Members 12 Month Regular Saver C Unlimited 4.50% V £0.00 £500.00 Hinckley & Rugby BS Regular Saver 30 Day Notice C Unlimited Subject to 30 day notice 4.50% V £10.00 £500.00 Nottingham BS Summer Saver Issue 2 C None 4.50% F £0.00 £500.00 Leek BS Regular Saver Account Issue 3 C 3 withdrawals/yr 4.45% V £0.00 £500.00 Leeds BS Home Deposit Saver C 1 withdrawal/yr 4.40% V £0.00 £500.00 Stafford Railway BS Regular Saver Issue 1 C 4 withdrawals/yr 4.40% V £25.00 £500.00 Principality BS First Home Saver C 3 penalty free wdls/yr inc closure 3.55% (£1-£2500) V £0.00 £1,500.00 3.75% (£2501-£7500) V 4.25% (£7501+) V Darlington BS Regular Saver C Unlimited 4.25% V £0.00 £750.00 Darlington BS Green Regular Saver C Unlimited 4.25% V £0.00 £250.00 Mansfield BS Regular eSaver C Unlimited Subject to 30 day notice 4.25% V £10.00 £500.00 Mansfield BS Regular Saver C Unlimited Subject to 30 day notice 4.25% V £10.00 £500.00 Bath BS Homestart Regular Saver C 2 withdrawals/yr 4.24% V £50.00 £250.00 Earl Shilton Regular Monthly Saver C 2 withdrawals/yr, £10 hit if no payment 4.10% V £10.00 £1,000.00 Chorley BS Regular Saver (30.04.2024) C None 4.00% F £0.00 £250.00 Bath BS Regular Saver C 1 withdrawal/yr 3.79% V £20.00 £250.00 Monmouthshire BS Regular Saver Bond C None 3.75% F £0.00 £250.00 Loughborough BS Limited Access Monthly Saver C 1 withdrawal/yr 3.75% V £1.00 £2,000.00 Beverley BS Monthly Saver C Interest hit of 0.5% 3.70% V £10.00 £1,000.00 Buckinghamshire BS Regular Saver C Unlimited 3.65% V £0.00 £500.00 Newbury BS Home Saver C 2 withdrawals/yr 3.40% V £10.00 £500.00 Ecology BS Regular Saver C 2 withdrawals/yr 3.30% V £25.00 £250.00 Market Harborough BS Members Regular Saver C Unlimited Subject to 30 day notice 3.20% V £10.00 £3,000.00 West Brom BS Access Regular Saver C Unlimited 3.10% V £20.00 £2,000.00 Loughborough BS Regular Monthly Saver Account C Unlimited 2.50% V £0.00 £1,000.00
NLA:Bank/building society Name Calender/Account month Withdrawals/early closure Interest rate Fix/var Min deposit Max deposit Saffron BS Members Month Loyalty Saver C 1 withdrawal/mth 9.00% F £0.00 £50.00 YBS Limited Access Monthly Saver Issue 2/loyalty eSaver C 1 withdrawal/yr 6.00% (from 6/7/23) V £0.00 £500.00 Monmouthshire BS Coronation Regular Saver C Unlimited 5.60% V £0.00 £300.00 Monmouthshire BS Christmas saver Bond Issue 5 C closure s.t very low interest rate 5.50% F £0.00 £200.00 YBS Christmas 2023 Regular Savings Bond C 1 withdrawal/yr 5.50%(from 6/7/23) V £0.00 £300.00 Coventry BS First Home Saver Issue 1 C Unlimited 5.45% (from 7/7/23) V £0.00 £1,000.00 Nottingham BS Starter ISA Issue 11 C None, except transfers out s.t. 180 day interest hit 5.00% V £0.00 £1,600.00 Principality BS Christmas 2023 Regular Savings Bond C Early closure only 5.00% F £0.00 £125.00 Principality BS Regular Savings Bond Issue 32 C Early closure only 4.50% F £0.00 £250.00 Saffron BS Regular Saver ISA C Unlimited 4.25% F £0.00 £1,650.00 Nationwide BS Flex Regular Saver C 3 penalty free wdls/yr inc closure 4.25% V £0.00 £200.00 Principality BS Regular Savings Bond Issue 31 C Early closure only 4.00% F £0.00 £250.00 Vernon BS Regular Saver ISA C 2 withdrawals/yr, can miss 1 payment else 0.7% hit 3.70% V £25.00 £1,666.00 Principality BS Regular Savings Bond Issue 30 C Early closure only 3.25% F £0.00 £250.00 Principality BS Regular Savings Bond Issue 29 C Early closure only 2.80% F £0.00 £250.00 Principality BS Regular Savings Bond Issue 28 C Early closure only 2.25% F £0.00 £250.00 Principality BS Regular Savings Bond Issue 27 C Early closure only 1.50% F £0.00 £250.00 Principality BS Regular Savings Bond Issue 26 C Early closure only 1.25% F £0.00 £250.00
There will be others but these are all the ones I have noted on my spreadsheets (I don't hold all of them though).
The Halifax and BOS regular savers that you mentioned follow the same withdrawal conditions as the ones listed above, as do Lloyds, the only difference being their interest rate.If you want me to definitely see your reply, please tag me @forumuser7 Thank you.
N.B. (Amended from Forum Rules): You must investigate, and check several times, before you make any decisions or take any action based on any information you glean from any of my content, as nothing I post is advice, rather it is personal opinion and is solely for discussion purposes. I research before my posts, and I never intend to share anything that is misleading, misinforming, or out of date, but don't rely on everything you read. Some of the information changes quickly, is my own opinion or may be incorrect. Verify anything you read before acting on it to protect yourself because you are responsible for any action you consequently make... DYOR, YMMV etc.6
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