Regular Savings Accounts: The Best Currently Available List!

pookey

Bridlington1 said:

pookey said:

allegro120 said:

Bridlington1 said:

YBS are launching a regular saver at 4.5%.

Looks like no point for me to apply as I already have Christmas, which is better than this one.

• You can only hold one Regular eSaver or Regular Saver account in your name. 
• If you are named as Main Holder on more than one Regular eSaver account, the most recent account opened will be transferred to the Internet Saver Plus Issue 13.

Is that the one that pays 5.5% pls?
I opened one in October which I think was 5% but increased to 5.5% since then.
It would be good to know so I can  think about delaying for this year's Christmas one if it looks like it may be better 😊

The Christmas regular saver currently pays 5% and was launched earlier this year but is NLA. I think you may be thinking of their Loyalty Regular Saver, which is now at 5.5% as you say.

Thank you, 
Sorry what's NLA mean please? Does it mean No Longer Available? 

Nick_C

ForumUser7 said:

schiff said:

Useful benefit of the new Skipton - deposit by debit card which takes care of half the requirements for the Halifax/Natwest monthly cash-back.  

@schiff Which NatWest account needs spending by debit card for Cashback please? I know re HFAX, wondered if perhaps this was the NatWest Rewards CC, but surprised they don't filter for MCCs like Chase do when it comes to cashback

Using a NatWest Debit Card to pay into Skipton (and others) is a useful way of getting more money into your NatWest RS.  Deposit £100.01 into Skipton with your NW DC and and extra £1.98 goes into your NatWest RS with double roundups.

Only relevant if you have not yet reached £5k in the NWRS.

I'm guessing this is what @schiff was thinking?

allegro120

Bridlington1 said:

ForumUser7 said:

allegro120 said:

Bridlington1 said:

YBS are launching a regular saver at 4.5%.

Looks like no point for me to apply as I already have Christmas, which is better than this one.

• You can only hold one Regular eSaver or Regular Saver account in your name. 
• If you are named as Main Holder on more than one Regular eSaver account, the most recent account opened will be transferred to the Internet Saver Plus Issue 13.

The Christmas Regular eSaver is a Christmas Regular eSaver, not a Regular eSaver (IMO) so I applied for the new one and will keep the old one. Didn't cross my mind, hopefully I didn't misinterpret the terms

I interpreted it the same way, I considered them to be 2 separate items so you can have one regular saver and one Christmas regular saver.

I've funded both for this month now anyway so I'll see what happens.

I wanted to interpret it in this way, but didn't because of the risk of having my Christmas turned into low paying Issue 13.  It will be interesting to see what happens with your attempt to have both.

Bridlington1

Nick_C said:

ForumUser7 said:

schiff said:

Useful benefit of the new Skipton - deposit by debit card which takes care of half the requirements for the Halifax/Natwest monthly cash-back.  

@schiff Which NatWest account needs spending by debit card for Cashback please? I know re HFAX, wondered if perhaps this was the NatWest Rewards CC, but surprised they don't filter for MCCs like Chase do when it comes to cashback

Using a NatWest Debit Card to pay into Skipton (and others) is a useful way of getting more money into your NatWest RS.  Deposit £100.01 into Skipton with your NW DC and and extra £1.98 goes into your NatWest RS with double roundups.

Only relevant if you have not yet reached £5k in the NWRS.

I'm guessing this is what @schiff was thinking?

Though they have been known to get a bit rattled if you do too many deposits by debit card so I'd use Skipton's debit card facility sparingly.

pookey said:

Bridlington1 said:

pookey said:

allegro120 said:

Bridlington1 said:

YBS are launching a regular saver at 4.5%.

Looks like no point for me to apply as I already have Christmas, which is better than this one.

• You can only hold one Regular eSaver or Regular Saver account in your name. 
• If you are named as Main Holder on more than one Regular eSaver account, the most recent account opened will be transferred to the Internet Saver Plus Issue 13.

Is that the one that pays 5.5% pls?
I opened one in October which I think was 5% but increased to 5.5% since then.
It would be good to know so I can  think about delaying for this year's Christmas one if it looks like it may be better 😊

The Christmas regular saver currently pays 5% and was launched earlier this year but is NLA. I think you may be thinking of their Loyalty Regular Saver, which is now at 5.5% as you say.

Thank you, 
Sorry what's NLA mean please? Does it mean No Longer Available? 

That is correct.

allegro120

pookey said:

Bridlington1 said:

pookey said:

allegro120 said:

Bridlington1 said:

YBS are launching a regular saver at 4.5%.

Looks like no point for me to apply as I already have Christmas, which is better than this one.

• You can only hold one Regular eSaver or Regular Saver account in your name. 
• If you are named as Main Holder on more than one Regular eSaver account, the most recent account opened will be transferred to the Internet Saver Plus Issue 13.

Is that the one that pays 5.5% pls?
I opened one in October which I think was 5% but increased to 5.5% since then.
It would be good to know so I can  think about delaying for this year's Christmas one if it looks like it may be better 😊

The Christmas regular saver currently pays 5% and was launched earlier this year but is NLA. I think you may be thinking of their Loyalty Regular Saver, which is now at 5.5% as you say.

Thank you, 
Sorry what's NLA mean please? Does it mean No Longer Available? 

Yes, No Longer Available.

Bridlington1

allegro120 said:

Bridlington1 said:

ForumUser7 said:

allegro120 said:

Bridlington1 said:

YBS are launching a regular saver at 4.5%.

Looks like no point for me to apply as I already have Christmas, which is better than this one.

• You can only hold one Regular eSaver or Regular Saver account in your name. 
• If you are named as Main Holder on more than one Regular eSaver account, the most recent account opened will be transferred to the Internet Saver Plus Issue 13.

The Christmas Regular eSaver is a Christmas Regular eSaver, not a Regular eSaver (IMO) so I applied for the new one and will keep the old one. Didn't cross my mind, hopefully I didn't misinterpret the terms

I interpreted it the same way, I considered them to be 2 separate items so you can have one regular saver and one Christmas regular saver.

I've funded both for this month now anyway so I'll see what happens.

I wanted to interpret it in this way, but didn't because of the risk of having my Christmas turned into low paying Issue 13.  It will be interesting to see what happens with your attempt to have both.

I've just phoned my local branch. They've confirmed that you can hold both the Christmas Regular Saver and the new Regular Saver simultaneously. The same applies to the Loyalty Regular Saver that was launched last year.

schiff

Nick_C said:

ForumUser7 said:

schiff said:

Useful benefit of the new Skipton - deposit by debit card which takes care of half the requirements for the Halifax/Natwest monthly cash-back.  

@schiff Which NatWest account needs spending by debit card for Cashback please? I know re HFAX, wondered if perhaps this was the NatWest Rewards CC, but surprised they don't filter for MCCs like Chase do when it comes to cashback

Using a NatWest Debit Card to pay into Skipton (and others) is a useful way of getting more money into your NatWest RS.  Deposit £100.01 into Skipton with your NW DC and and extra £1.98 goes into your NatWest RS with double roundups.

Only relevant if you have not yet reached £5k in the NWRS.

I'm guessing this is what @schiff was thinking?

I've been depositing £500+ into Skipton EA by Halifax debit card for over a year and playing around with the £500. It's artificial. Doing it in addition for the new Skipton RS adds variety! I don't have a Natwest account and don't do roundups (can't be bothered)

ForumUser7

Bridlington1 said:

allegro120 said:

Bridlington1 said:

ForumUser7 said:

allegro120 said:

Bridlington1 said:

YBS are launching a regular saver at 4.5%.

Looks like no point for me to apply as I already have Christmas, which is better than this one.

• You can only hold one Regular eSaver or Regular Saver account in your name. 
• If you are named as Main Holder on more than one Regular eSaver account, the most recent account opened will be transferred to the Internet Saver Plus Issue 13.

The Christmas Regular eSaver is a Christmas Regular eSaver, not a Regular eSaver (IMO) so I applied for the new one and will keep the old one. Didn't cross my mind, hopefully I didn't misinterpret the terms

I interpreted it the same way, I considered them to be 2 separate items so you can have one regular saver and one Christmas regular saver.

I've funded both for this month now anyway so I'll see what happens.

I wanted to interpret it in this way, but didn't because of the risk of having my Christmas turned into low paying Issue 13.  It will be interesting to see what happens with your attempt to have both.

I've just phoned my local branch. They've confirmed that you can hold both the Christmas Regular Saver and the new Regular Saver simultaneously. The same applies to the Loyalty Regular Saver that was launched last year.

I was reading the terms again ro see if I could open both the current Branch RS and current ReS. I’d hoped this would be possible, like it was with the recent loyalty ISA, but no such luck.

liamcov

How to I pay money into the Saffron account - all I see is a 9 digit number by it??

orange-juice

schiff said:

Useful benefit of the new Skipton - deposit by debit card which takes care of half the requirements for the Halifax/Natwest monthly cash-back.  

Experiencing difficulties with depositing by card. Tried 2 different cards.

Anyone else?