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Regular Savings Accounts: The Best Currently Available List!

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  • Thanks for the heads up. Both Saffron and Skipton RS opened and funded with zero fuss this morning :smile:
  • intalex
    intalex Posts: 985 Forumite
    Part of the Furniture 500 Posts Name Dropper Photogenic
    intalex said:
    Opened Skipton from the app - funding seems manual, both initial and each month thereafter, it seems?
    Not sure what you mean re manual - you can set up a standing order with your own bank to fund
    I meant no option to set up a regular payment from one of my other Skipton accounts (e.g. easy access savings), just simply opened "empty" as a standard account open to be funded internally or externally. But yes, I can set up a standing order from my linked current account.
  • ForumUser7
    ForumUser7 Posts: 2,453 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    edited 1 June 2023 at 9:54PM
    https://www.thisismoney.co.uk/money/saving/article-12147569/Skipton-BS-launches-7-5-savings-rate.html

    Someone didn't get the memo:




    (Saffron BS Members' Month Loyalty Saver)
    If you want me to definitely see your reply, please tag me @forumuser7 Thank you.

    N.B. (Amended from Forum Rules): You must investigate, and check several times, before you make any decisions or take any action based on any information you glean from any of my content, as nothing I post is advice, rather it is personal opinion and is solely for discussion purposes. I research before my posts, and I never intend to share anything that is misleading, misinforming, or out of date, but don't rely on everything you read. Some of the information changes quickly, is my own opinion or may be incorrect. Verify anything you read before acting on it to protect yourself because you are responsible for any action you consequently make... DYOR, YMMV etc.
  • jaypers
    jaypers Posts: 1,035 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    Not a member of Skipton or Saffron. Started looking into Saffron as the headline rate of 9% sounded promising. Suspect I could open a normal savings account with them today to qualify for the 9% account but for a max £50 per month I really can’t be bothered with this. Shame it’s not a higher amount allowed. 
  • ForumUser7
    ForumUser7 Posts: 2,453 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    edited 1 June 2023 at 10:16AM
    jaypers said:
    Not a member of Skipton or Saffron. Started looking into Saffron as the headline rate of 9% sounded promising. Suspect I could open a normal savings account with them today to qualify for the 9% account but for a max £50 per month I really can’t be bothered with this. Shame it’s not a higher amount allowed. 
    Both require you to be an existing member (since 31/05/2023 Skipton, 01/06/2022 Saffron). Any application by yourself for this product with Saffron should be cancelled by them a few days after it is opened. No idea re Skipton, but I imagine it would be the same/not even accepted at the start
    If you want me to definitely see your reply, please tag me @forumuser7 Thank you.

    N.B. (Amended from Forum Rules): You must investigate, and check several times, before you make any decisions or take any action based on any information you glean from any of my content, as nothing I post is advice, rather it is personal opinion and is solely for discussion purposes. I research before my posts, and I never intend to share anything that is misleading, misinforming, or out of date, but don't rely on everything you read. Some of the information changes quickly, is my own opinion or may be incorrect. Verify anything you read before acting on it to protect yourself because you are responsible for any action you consequently make... DYOR, YMMV etc.
  • jaypers
    jaypers Posts: 1,035 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    jaypers said:
    Not a member of Skipton or Saffron. Started looking into Saffron as the headline rate of 9% sounded promising. Suspect I could open a normal savings account with them today to qualify for the 9% account but for a max £50 per month I really can’t be bothered with this. Shame it’s not a higher amount allowed. 
    Both require you to be an existing member (since 31/05/2023 Skipton, 01/06/2022 Saffron). Any application by yourself with Saffron should be cancelled by them a few days after it is opened.
    Today is 1/6 which is why I suspect I could open a normal Saffron account today to qualify if I chose to. Or am I missing something? 
  • ForumUser7
    ForumUser7 Posts: 2,453 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    jaypers said:
    jaypers said:
    Not a member of Skipton or Saffron. Started looking into Saffron as the headline rate of 9% sounded promising. Suspect I could open a normal savings account with them today to qualify for the 9% account but for a max £50 per month I really can’t be bothered with this. Shame it’s not a higher amount allowed. 
    Both require you to be an existing member (since 31/05/2023 Skipton, 01/06/2022 Saffron). Any application by yourself with Saffron should be cancelled by them a few days after it is opened.
    Today is 1/6 which is why I suspect I could open a normal Saffron account today to qualify if I chose to. Or am I missing something? 
    Today is 01/06/2023...

    Saffron criteria states: 
    • You must have been a member since 1 June 2022
    If you want me to definitely see your reply, please tag me @forumuser7 Thank you.

    N.B. (Amended from Forum Rules): You must investigate, and check several times, before you make any decisions or take any action based on any information you glean from any of my content, as nothing I post is advice, rather it is personal opinion and is solely for discussion purposes. I research before my posts, and I never intend to share anything that is misleading, misinforming, or out of date, but don't rely on everything you read. Some of the information changes quickly, is my own opinion or may be incorrect. Verify anything you read before acting on it to protect yourself because you are responsible for any action you consequently make... DYOR, YMMV etc.
  • jaypers
    jaypers Posts: 1,035 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    jaypers said:
    jaypers said:
    Not a member of Skipton or Saffron. Started looking into Saffron as the headline rate of 9% sounded promising. Suspect I could open a normal savings account with them today to qualify for the 9% account but for a max £50 per month I really can’t be bothered with this. Shame it’s not a higher amount allowed. 
    Both require you to be an existing member (since 31/05/2023 Skipton, 01/06/2022 Saffron). Any application by yourself with Saffron should be cancelled by them a few days after it is opened.
    Today is 1/6 which is why I suspect I could open a normal Saffron account today to qualify if I chose to. Or am I missing something? 
    Today is 01/06/2023...

    Saffron criteria states: 
    • You must have been a member since 1 June 2022
    Doh! Schoolboy error on my part.Thank you. 
  • ForumUser7
    ForumUser7 Posts: 2,453 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    Saffron appears to have launched a 'members month'

    https://www.saffronbs.co.uk/membersmonth

    They've got a tea party, and also a Prize Draw:





    If you want me to definitely see your reply, please tag me @forumuser7 Thank you.

    N.B. (Amended from Forum Rules): You must investigate, and check several times, before you make any decisions or take any action based on any information you glean from any of my content, as nothing I post is advice, rather it is personal opinion and is solely for discussion purposes. I research before my posts, and I never intend to share anything that is misleading, misinforming, or out of date, but don't rely on everything you read. Some of the information changes quickly, is my own opinion or may be incorrect. Verify anything you read before acting on it to protect yourself because you are responsible for any action you consequently make... DYOR, YMMV etc.
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