Regular Savings Accounts: The Best Currently Available List!

typistretired

Special_Saver2 said:

This morning I wrote:
- Monmouthshire BS Christmas Saver and Saver Plus accounts the current rate of 1.55% (including the 1% bonus) is reducing to 1.20% from 28th May [These are accounts I will now add to the list on page 1]

Sorry, I was just about to add these accounts and realised there is no point as the interest rate is going to drop to below 1.55% with a variable rate. I will save my time and effort, and not add them! With an interest rate of 1.20% you may as well just open a Marcus account.

SS2

I know it is the wrong forum but I still thought I should remind everyone that Marcus are reducing their underlying interest from Thursday 7th May 2020 from 1.30% to 1.20%.

JamesRobinson48

Special_Saver2 said:

This morning I wrote:
- Monmouthshire BS Christmas Saver and Saver Plus accounts the current rate of 1.55% (including the 1% bonus) is reducing to 1.20% from 28th May [These are accounts I will now add to the list on page 1]

Sorry, I was just about to add these accounts and realised there is no point as the interest rate is going to drop to below 1.55% with a variable rate. I will save my time and effort, and not add them! With an interest rate of 1.20% you may as well just open a Marcus account.

SS2

Thanks. That's true of course. But, it is worth noting that for both the above Monmouthshire BS products, you get an effective 1.00% fixed rate (i.e. the bonus), plus an additional 0.2% variable. So wouldn't one rationally prefer either of them to a straight 1.00% fix?   Whereas by contrast, for a Marcus at 1.20% variable, couldn't that variable get reduced below 1.00% at any time?  I'm chasing pennies as usual.

Usa2019

Can I open Principality BS Regular Saver Bond (Issue 22) when I already got issue 20?
It said one bond per person

typistretired

As long it is a different issue they will allow you to open.  Just apply online.

Usa2019

Damn missed out on issue 21 2%

typistretired

I hope you opened the Xmas one at 2.70%

Usa2019

I sure did. 
Can I open this too when I already got issue 1?
Coventry BS Regular Saver (Issue 2)

typistretired

sent you a message

schiff

My May 1st SOs to Chorley BS and Furness have not yet been credited. They are sometimes a bit slow, like the day after, and I know it's weekend, but it's unusual.

[Deleted User]

schiff said:

My May 1st SOs to Chorley BS and Furness have not yet been credited. They are sometimes a bit slow, like the day after, and I know it's weekend, but it's unusual.

Same here in respect of two Chorley BS regular savers. Hopefully will show tomorrow.