Regular Savings Accounts: The Best Currently Available List!

typistretired

surreysaver said:

My Monmouths are in, dated 1st.  I've only checked this morning, so don't know whether they would have been there had I checked over the weekend.

Same for me

JamesRobinson48

Santander's new RS issue # 11 offers an amazing ... 0.75%!

RG2015

JamesRobinson48 said:

Santander's new RS issue # 11 offers an amazing ... 0.75%!

It is so sad that with the very fabric of society crumbling before our eyes I saw this and thought OMG!

eddie7612

JamesRobinson48 said:

Santander's new RS issue # 11 offers an amazing ... 0.75%!

I've never felt so lucky to have a 2% RS. I thought it was bad enough when Principality came out with a 1.5% RS, now that looks generous!

sairy.gamp

Swansea BS now 2% (from 2.75%) up to £500/mth. Residents of Wales only.
A friendly and helpful smaller society too

wiseonesomeofthetime

JamesRobinson48 said:

Santander's new RS issue # 11 offers an amazing ... 0.75%!

"If you pay in £200 per month for the full 12 months and make no withdrawals, you'll get back what you paid in plus up to £9.71 in interest, depending on your standing order date."

Wow! Almost a tenner. That's soooooo tempting 👏👏👏👏

karlie88

Has anyone funded a Club Lloyds Monthly Saver and/or Lloyds Monthly Saver solely via manual internal transfers (not SOs) for a whole year? If so, did you get the correct interest?
I recall some people doing the 1st payment via internal transfer because it prompts you to do so once the new monthly saver is open, followed by 11 x SOs. Correct interest applied (I think). Was just wondering if anyone did 12 x manual transfers successfully?
I think I could 'gain' 8 days worth of interest if I did manual £400/£250 payments over the next 12 months. I know the gains would be very small, but I check all my accounts on the 1st anyway and with mobile banking it will take seconds.
For reference, I'm aware of the terms and payments in via SO. But I do like a bit of trial and error. If no one's done it then I'm happy to experiment as always.

Sea_Shell

JamesRobinson48 said:

Santander's new RS issue # 11 offers an amazing ... 0.75%!

Wow, that's shockingly bad!!

glider3560

karlie88 said:

Has anyone funded a Club Lloyds Monthly Saver and/or Lloyds Monthly Saver solely via manual internal transfers (not SOs) for a whole year? If so, did you get the correct interest?
I recall some people doing the 1st payment via internal transfer because it prompts you to do so once the new monthly saver is open, followed by 11 x SOs. Correct interest applied (I think). Was just wondering if anyone did 12 x manual transfers successfully?
I think I could 'gain' 8 days worth of interest if I did manual £400/£250 payments over the next 12 months. I know the gains would be very small, but I check all my accounts on the 1st anyway and with mobile banking it will take seconds.
For reference, I'm aware of the terms and payments in via SO. But I do like a bit of trial and error. If no one's done it then I'm happy to experiment as always.

Yes, I've done this for a few years (albeit from an external account).

There's nothing in the conditions that specifies what will happen if you don't pay in from a Lloyds account, or by standing order, therefore nothing much to worry about.

Newly_retired

I can’t see why anyone would sign up for a Santander RS at 0.75%. I still have a 123 current account now paying 1%, though as it costs me £5 a month, I am going to change it to a lite version. I have got 8 RS, none of which is under 2%, while they last.