📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Regular Savings Accounts: The Best Currently Available List!

Options
170717375761703

Comments

  • liamcov
    liamcov Posts: 646 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    Jibeddy said:
    They are like Virgin you can open one of each version so you could have had 21 issue and Xmas issue too
    I was always of the understanding that Principality limited you to one bond of any issue number at a time? Maybe I've misinterpreted them but they state  this offer is limited to only one Bond of any given issue number for each customer

    I don't think this applies to the Xmas bond though.
    I've just opened one and my 3 accounts now showing within internet banking, happy days!
  • typistretired
    typistretired Posts: 2,099 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    My Monmouths are in, dated 1st.  I've only checked this morning, so don't know whether they would have been there had I checked over the weekend.
    Same for me
    "Look after your pennies and your pounds will look after themselves"
  • RG2015
    RG2015 Posts: 6,055 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Photogenic
    Santander's new RS issue # 11 offers an amazing ... 0.75%!
    It is so sad that with the very fabric of society crumbling before our eyes I saw this and thought OMG!
  • eddie7612
    eddie7612 Posts: 51 Forumite
    Part of the Furniture 10 Posts Name Dropper Combo Breaker
    Santander's new RS issue # 11 offers an amazing ... 0.75%!
    I've never felt so lucky to have a 2% RS. I thought it was bad enough when Principality came out with a 1.5% RS, now that looks generous!
  • sairy.gamp
    sairy.gamp Posts: 71 Forumite
    Third Anniversary 10 Posts Name Dropper
    Swansea BS now 2% (from 2.75%) up to £500/mth. Residents of Wales only.
    A friendly and helpful smaller society too
  • Santander's new RS issue # 11 offers an amazing ... 0.75%!
    "If you pay in £200 per month for the full 12 months and make no withdrawals, you'll get back what you paid in plus up to £9.71 in interest, depending on your standing order date."

    Wow! Almost a tenner. That's soooooo tempting 👏👏👏👏
  • karlie88
    karlie88 Posts: 9,114 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Has anyone funded a Club Lloyds Monthly Saver and/or Lloyds Monthly Saver solely via manual internal transfers (not SOs) for a whole year? If so, did you get the correct interest?
    I recall some people doing the 1st payment via internal transfer because it prompts you to do so once the new monthly saver is open, followed by 11 x SOs. Correct interest applied (I think). Was just wondering if anyone did 12 x manual transfers successfully?
    I think I could 'gain' 8 days worth of interest if I did manual £400/£250 payments over the next 12 months. I know the gains would be very small, but I check all my accounts on the 1st anyway and with mobile banking it will take seconds.
    For reference, I'm aware of the terms and payments in via SO. But I do like a bit of trial and error. If no one's done it then I'm happy to experiment as always.
    :grouphug: :D Official MSE canny forumite and HUKD VIP badge member :D :grouphug:
  • Sea_Shell
    Sea_Shell Posts: 10,029 Forumite
    Tenth Anniversary 1,000 Posts Photogenic Name Dropper
    Santander's new RS issue # 11 offers an amazing ... 0.75%!

    Wow, that's shockingly bad!!
    How's it going, AKA, Nutwatch? - 12 month spends to date = 2.60% of current retirement "pot" (as at end May 2025)
  • glider3560
    glider3560 Posts: 4,115 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    karlie88 said:
    Has anyone funded a Club Lloyds Monthly Saver and/or Lloyds Monthly Saver solely via manual internal transfers (not SOs) for a whole year? If so, did you get the correct interest?
    I recall some people doing the 1st payment via internal transfer because it prompts you to do so once the new monthly saver is open, followed by 11 x SOs. Correct interest applied (I think). Was just wondering if anyone did 12 x manual transfers successfully?
    I think I could 'gain' 8 days worth of interest if I did manual £400/£250 payments over the next 12 months. I know the gains would be very small, but I check all my accounts on the 1st anyway and with mobile banking it will take seconds.
    For reference, I'm aware of the terms and payments in via SO. But I do like a bit of trial and error. If no one's done it then I'm happy to experiment as always.
    Yes, I've done this for a few years (albeit from an external account).

    There's nothing in the conditions that specifies what will happen if you don't pay in from a Lloyds account, or by standing order, therefore nothing much to worry about.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.1K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.1K Work, Benefits & Business
  • 599.2K Mortgages, Homes & Bills
  • 177K Life & Family
  • 257.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.