Regular Savings Accounts: The Best Currently Available List!

Nuggy96

abz88 said:

I can't see this being mentioned yet, but another to add to the Best Feeder Accounts is the Virgin Current Account which has no minimum pay in requirements, no DD or SS requirements and now paying 2% on the first £1000. You can have two, one personal and one joint.

I assume with this account, you will have to have a credit check to get this account regardless of overdraft or not?

colsten

Nuggy96 said:

abz88 said:

I can't see this being mentioned yet, but another to add to the Best Feeder Accounts is the Virgin Current Account which has no minimum pay in requirements, no DD or SS requirements and now paying 2% on the first £1000. You can have two, one personal and one joint.

I assume with this account, you will have to have a credit check to get this account regardless of overdraft or not?

Hard credit checks are normal for current account applications. There is nothing really to worry about with the occasional current account application, and well-managed current accounts will contribute positively to good credit worthiness.

Nuggy96

colsten said:

Nuggy96 said:

abz88 said:

I can't see this being mentioned yet, but another to add to the Best Feeder Accounts is the Virgin Current Account which has no minimum pay in requirements, no DD or SS requirements and now paying 2% on the first £1000. You can have two, one personal and one joint.

I assume with this account, you will have to have a credit check to get this account regardless of overdraft or not?

Hard credit checks are normal for current account applications. There is nothing really to worry about with the occasional current account application, and well-managed current accounts will contribute positively to good credit worthiness.

well I am in the middle of a house purchase and potential need of reapplying for mortgage so matters quite a lot to me at the moment

colsten

I doubt that a single application for a current account will make any difference at all. However, if you are concerned, then just don't do it.

liamcov

abz88 said:

I can't see this being mentioned yet, but another to add to the Best Feeder Accounts is the Virgin Current Account which has no minimum pay in requirements, no DD or SS requirements and now paying 2% on the first £1000. You can have two, one personal and one joint.

I've tried to apply but it keeps saying the below

Hmm. You look familiar. 

You might have joined our group before 

Virgin Money, B, Clydesdale Bank and Yorkshire Bank are now one bank. 
Since we already recognise you, verify your details to get started.

I have Virgin savings accounts but my details don't work when I click verify - for a start it asks for the 12th character of my password when my actual password is only 8 characters! Any way forward?

lhsecons

Yes, this happened to me. It isn’t synchronised with the Virgin Money accounts yet, but with Clydesdale and Yorkshire Bank, so the password it’s asking for is the one you used when you had one of their accounts. I got given a number to ring, but it was swift and easily opened.

colsten

It could also be a Virgin credit card, or a credit card you held with Clydesdale or Yorkshire Bank

SuperHans1

abz88 said:

I can't see this being mentioned yet, but another to add to the Best Feeder Accounts is the Virgin Current Account which has no minimum pay in requirements, no DD or SS requirements and now paying 2% on the first £1000. You can have two, one personal and one joint.

Don't suppose there is a refer a friend incentive with this account?

colsten

SuperHans1 said:

Don't suppose there is a refer a friend incentive with this account?

No, there isn't. But if there was, it would be discussed on the Referrer's Board, not here.

liamcov

lhsecons said:

Yes, this happened to me. It isn’t synchronised with the Virgin Money accounts yet, but with Clydesdale and Yorkshire Bank, so the password it’s asking for is the one you used when you had one of their accounts. I got given a number to ring, but it was swift and easily opened.

Thanks that worked and I've managed to open one.

Trying again for a joint but when I select this, it's just the same details as my solo account right to the end, has anyone else found out how to do it?