Regular Savings Accounts: The Best Currently Available List!

liamcov

lhsecons said:

Yes, this happened to me. It isn’t synchronised with the Virgin Money accounts yet, but with Clydesdale and Yorkshire Bank, so the password it’s asking for is the one you used when you had one of their accounts. I got given a number to ring, but it was swift and easily opened.

Thanks that worked and I've managed to open one.

Trying again for a joint but when I select this, it's just the same details as my solo account right to the end, has anyone else found out how to do it?

typistretired

But if you carry on with the application and put your other half's details in they will need their customer number etc to complete their side of the application and code will be sent to their mobile phone.  Check your emails I received an email in  which I was advised to forward to the other joint applicant

liamcov

typistretired said:

But if you carry on with the application and put your other half's details in they will need their customer number etc to complete their side of the application and code will be sent to their mobile phone

There is no section for my other half, it's just the same as my solo attempt and then a 'submit' button which I didn't press as I thought I'd just count as a single one again?

typistretired

If you press submit you move on to the next section.  Don't forget other half can have their own single current account too.

adindas

eddie7612 said:

vernall said:

Vortigern said:

Newly_retired said:

I can’t see why anyone would sign up for a Santander RS at 0.75%

Santander regular Savers will automatically renew if there is no end date on the SO. 

So some people may unwittingly renew at this rate. 

My Santander Reg Saver is due to mature on Saturday at 3% and would of automatically renewed at the already dropped rate of 1.5% as the SO was ongoing. They have now dropped it again to 0.75%. Let’s just say I have now cancelled my SO lol 

You do sometimes get the old rate when these renew (I think you're locked into the rate when the renewal letter is sent out 2 weeks prior to maturity), so you may get lucky and get the 1.5% rate after maturity. 

Shows how things have changed when we're excited about 1.5%!

My Santander RS Mature Last April and all balance has was transfered to my Santander 123 AC. I just chechek it a few minutes ago the Interest rate is showing 2.0%. Is it true they have dropped again to 0.75%, or it i just for new account ??

adindas

JamesRobinson48 said:

bsms1147 said:

"Dudley Building Society Loyalty Regular Saver"
"Special conditions: You must also hold any savings account or a mortgage with them to open this account."
Worth pointing out that you must have "held a live savings account or have completed a Mortgage with the Society prior to 01/11/2018." to be eligible.

I don't qualify for that one, so I've applied instead for their separate "Society Anniversary Saver" RS product. Its 1.60% variable rate has survived a recent round of cuts, the £600 monthly max seems worthwhile, and this account seems quite flexible, e.g. it can be closed at any time without penalty. I know there are still some better RS products out there ... but I've already got them all!

https://www.dudleybuildingsociety.co.uk/society-anniversary-saver.pdf

The term of this product is one year. During this time, no withdrawals are permitted unless the account is closed. If you close the account before the anniversary, will you still get 1.6% up to that date without penalty ? I think you will get a lower interest for early close as this is a fixed term saving, but probably someome outthere has got a definite answer directly from Dudley..

Could you give the closure intruction online or over the phone and ask them to transfer it to Current AC or only by post ?

Ed-1

adindas said:

eddie7612 said:

vernall said:

Vortigern said:

Newly_retired said:

I can’t see why anyone would sign up for a Santander RS at 0.75%

Santander regular Savers will automatically renew if there is no end date on the SO. 

So some people may unwittingly renew at this rate. 

My Santander Reg Saver is due to mature on Saturday at 3% and would of automatically renewed at the already dropped rate of 1.5% as the SO was ongoing. They have now dropped it again to 0.75%. Let’s just say I have now cancelled my SO lol 

You do sometimes get the old rate when these renew (I think you're locked into the rate when the renewal letter is sent out 2 weeks prior to maturity), so you may get lucky and get the 1.5% rate after maturity. 

Shows how things have changed when we're excited about 1.5%!

My Santander RS Mature Last April and all balance has was transfered to my Santander 123 AC. I just chechek it a few minutes ago the Interest rate is showing 2.0%. Is it true they have dropped again to 0.75%, or it i just for new account ??

Just for the new issue. Previous issues are unchanged.

adindas

Dudley Loyalty Regular Saver 2%

https://www.dudleybuildingsociety.co.uk/loyalty-regular-saver-3.pdf

"This account is only available to existing customers over the age of 21 who held a live savings account or have completed a Mortgage with the Society prior to 01/11/2018. .."

If you manage to open Limited Access Bonus saving with running balance of £101

https://www.dudleybuildingsociety.co.uk/limited-access-bonus-leaflet.pdf

Will you qualify to appy for Dudley Loyalty Regular Saver 2% ??

Thanks.

takke

adindas said:

Dudley Loyalty Regular Saver 2%

https://www.dudleybuildingsociety.co.uk/loyalty-regular-saver-3.pdf

"This account is only available to existing customers over the age of 21 who held a live savings account or have completed a Mortgage with the Society prior to 01/11/2018. .."

If you manage to open Limited Access Bonus saving with running balance of £101

https://www.dudleybuildingsociety.co.uk/limited-access-bonus-leaflet.pdf

Will you be qualify to appy for Dudley Loyalty Regular Saver 2% ??

Thanks.

No, because you need to have held an account since before 01/11/2018.

crumpet_man

abz88 said:

I can't see this being mentioned yet, but another to add to the Best Feeder Accounts is the Virgin Current Account which has no minimum pay in requirements, no DD or SS requirements and now paying 2% on the first £1000. You can have two, one personal and one joint.

Where does it state you can have one sole and one joint?  I can't find that info.