Regular Savings Accounts: The Best Currently Available List!

Wheres_My_Cashback

arsenalboy said:

Thanks for TSB replies, I will try chat line first but from past experience of banking chat lines, they will only advise and not action. They will probably direct me to the App but I will probably end up transferring out and waiting 9 months for my £2 interest!

I closed my a/c earlier today via chat, even though I'd removed funds a long time ago.

From commencing initial chat (6 minutes) to closure and interest paid it took 73 minutes even though they 'aimed to close in 2-3 days'.

arsenalboy

Wheres_My_Cashback said:

arsenalboy said:

Thanks for TSB replies, I will try chat line first but from past experience of banking chat lines, they will only advise and not action. They will probably direct me to the App but I will probably end up transferring out and waiting 9 months for my £2 interest!

I closed my a/c earlier today via chat, even though I'd removed funds a long time ago.

From commencing initial chat (6 minutes) to closure and interest paid it took 73 minutes even though they 'aimed to close in 2-3 days'.

thanks for that

Qyburn

For those with the TSB regular saver, how strictly do they enforce the standing order requirement? I don't keep money or receive income into the TSB current account so would prefer to make payments by FP from Lloyds. I suppose I could have a really small SO of the minimum £25/m and pay in the other £225 from Lloyds. Would that be accepted? I just don't like the idea of a SO paid from an account I have to remember to manually top up. 

ColdIron

I used Chase until I closed the RS due to the 2.50% rate

Band7

Qyburn said:

For those with the TSB regular saver, how strictly do they enforce the standing order requirement? I don't keep money or receive income into the TSB current account so would prefer to make payments by FP from Lloyds. I suppose I could have a really small SO of the minimum £25/m and pay in the other £225 from Lloyds. Would that be accepted? I just don't like the idea of a SO paid from an account I have to remember to manually top up. 

You can have your SO at any current account you like.  

Bridlington1

Qyburn said:

For those with the TSB regular saver, how strictly do they enforce the standing order requirement? I don't keep money or receive income into the TSB current account so would prefer to make payments by FP from Lloyds. I suppose I could have a really small SO of the minimum £25/m and pay in the other £225 from Lloyds. Would that be accepted? I just don't like the idea of a SO paid from an account I have to remember to manually top up. 

I only made the first payment by SO, the rest were all done by manual transfer from my TSB current account.

adindas

Qyburn said:

For those with the TSB regular saver, how strictly do they enforce the standing order requirement? I don't keep money or receive income into the TSB current account so would prefer to make payments by FP from Lloyds. I suppose I could have a really small SO of the minimum £25/m and pay in the other £225 from Lloyds. Would that be accepted? I just don't like the idea of a SO paid from an account I have to remember to manually top up. 

For TSB it is easy access. All you need is £25 (?) stay in the account. For monthly requirement you could transfer £25 manually or SO and transfer it back at the same day.

You could also do SO on both sides, but just need a slack of a few days so you account will not be overdrawn.

kaMelo

Qyburn said:

For those with the TSB regular saver, how strictly do they enforce the standing order requirement? I don't keep money or receive income into the TSB current account so would prefer to make payments by FP from Lloyds. I suppose I could have a really small SO of the minimum £25/m and pay in the other £225 from Lloyds. Would that be accepted? I just don't like the idea of a SO paid from an account I have to remember to manually top up. 

They don't enforce it at all, you can set up a standing order or pay by faster payment from Lloyds account without a problem.
The one thing you cannot do is transfer money manually from the TSB current account to the regular saver.

soulsaver

arsenalboy said:

Wheres_My_Cashback said:

arsenalboy said:

Thanks for TSB replies, I will try chat line first but from past experience of banking chat lines, they will only advise and not action. They will probably direct me to the App but I will probably end up transferring out and waiting 9 months for my £2 interest!

I closed my a/c earlier today via chat, even though I'd removed funds a long time ago.

From commencing initial chat (6 minutes) to closure and interest paid it took 73 minutes even though they 'aimed to close in 2-3 days'.

thanks for that

TSB app chat line closure is auto, works without chatting to an agent.

soulsaver

Qyburn said:

For those with the TSB regular saver, how strictly do they enforce the standing order requirement? I don't keep money or receive income into the TSB current account so would prefer to make payments by FP from Lloyds. I suppose I could have a really small SO of the minimum £25/m and pay in the other £225 from Lloyds. Would that be accepted? I just don't like the idea of a SO paid from an account I have to remember to manually top up. 

I think the s/o from external is OK, but for certainty -  set up a S/O to the tsb c/a at Day1 & a S/O from the tsb c/a to the RS at day 2.

Et Voila - no manual intervention..