Regular Savings Accounts: The Best Currently Available List!

Qyburn

Band7 said:

Qyburn said:

On TSB Internet banking it said "Sorry, but you are not eligible for Monthly Saver" BUT down the bottom of the screen there was the button to apply anyway. So that's what I did, the account opened OK and no hassle funding it with a transfer from Lloyds.

Was that in the app or online?

I opened the account online, from the TSB online banking web site.

I'm still a little dubious because the terms and conditions clearly say that deposits can only be made by Standing Order from a TSB current account. I guess we'll see what happens but if they end up bouncing my deposit I hope they do so in time for me to set up the Standing Order in February.

PloughmansLunch

Qyburn said:

Band7 said:

Qyburn said:

On TSB Internet banking it said "Sorry, but you are not eligible for Monthly Saver" BUT down the bottom of the screen there was the button to apply anyway. So that's what I did, the account opened OK and no hassle funding it with a transfer from Lloyds.

Was that in the app or online?

I opened the account online, from the TSB online banking web site.

I'm still a little dubious because the terms and conditions clearly say that deposits can only be made by Standing Order from a TSB current account. I guess we'll see what happens but if they end up bouncing my deposit I hope they do so in time for me to set up the Standing Order in February.

I deffo transferred in the first payment directly from another account. As mentioned above - it's really dim on TSB's part but the savings account isn't automatically linked with the current account, as it is for (I think) every other high street bank regular saver. Dunno why there's no joined-up thinking there. I set up the saver as a new payee on the app for the March standing order - it's treated as a separate entity and you'll get a new payee confirmation texted through too. 

qsk

Qyburn said:
I'm still a little dubious because the terms and conditions clearly say that deposits can only be made by Standing Order from a TSB current account. I guess we'll see what happens but if they end up bouncing my deposit I hope they do so in time for me to set up the Standing Order in February.

To put your mind at ease: I SO-ed from Lloyds on Feb 1 and it has been bounced yet.

chris_the_bee

johnmoney05 said:

arsenalboy said:

I have been trying to log in to Principality for the new regular saver, but it wont let me do so. For the last 3 or 4 days I have been getting the "oops something wrong" message.

Anybody else having problems?
 

I got the same problem, but I used another browser to apply it worked!

Clear all cookies/browsing history or go incognito

Patrington

Notts BS

A whole host of interest rate changes on open, closed RS (and non RS) from yesterday

https://www.thenottingham.com/savings/useful-tools/rate-checker/

where_are_we

I have a Saffron 12 month fixed rate members regular saver paying 3 % fixed which I can better. I have £2500 in it. I intend to withdraw £2450, to leave £50 in it as this is minimum requirement to keep account open and keeps me a member. Saffron have a history of allowing one to "product transfer" the old FRMRS to the new FRMRS, when it becomes available with a higher interest rate, and keep the same account number. I don`t believe there is a snag to my withdrawal?

Speculator

where_are_we said:

I have a Saffron 12 month fixed rate members regular saver paying 3 % fixed which I can better. I have £2500 in it. I intend to withdraw £2450, to leave £50 in it as this is minimum requirement to keep account open and keeps me a member. Saffron have a history of allowing one to "product transfer" the old FRMRS to the new FRMRS, when it becomes available with a higher interest rate, and keep the same account number. I don`t believe there is a snag to my withdrawal?

Did same last week. Left £50 in account.  Standing order is £1 per month.

Saver53

Speculator said:

where_are_we said:

I have a Saffron 12 month fixed rate members regular saver paying 3 % fixed which I can better. I have £2500 in it. I intend to withdraw £2450, to leave £50 in it as this is minimum requirement to keep account open and keeps me a member. Saffron have a history of allowing one to "product transfer" the old FRMRS to the new FRMRS, when it becomes available with a higher interest rate, and keep the same account number. I don`t believe there is a snag to my withdrawal?

Did same last week. Left £50 in account.  Standing order is £1 per month.

Or you can ask to close it, transferring £1 to a new Small Saver (4.00%) and withdrawing the rest of your balance. No requirement to make a payment in every month.  Yoiu can request this by secure message - actioned (at least in my case) same day, account number remained the same. If an improved rate RS with larger permitted deposits appears in the future, just switch back.

Catplan

adindas said:

YBS make me A Saver, it has changed to become Internet Saver Plus since Feb 1, 2023.

One of the advantage to have make me A Saver is to be included in the £10 monthly Prize. But because it has changed to become Internet Saver Plus, there is no more benefit to hold this account as it is only paying 2.85%. have I missed something here ??

I am aware you could pay by debit-card but I already have two Internet Saver Plus ACs

Account has matured, you should have some correspondence regarding what and when this was going to happen. 

adindas

I have seen there are a few people having problem opening a new TSB MS. Just want to share my experience opening TSB MS following maturity of the existing one. Apply within my internet banking. Just took me less than five minutes from my online banking to open it and it is already running.