Regular Savings Accounts: The Best Currently Available List!

PloughmansLunch

Qyburn said:

Band7 said:

Qyburn said:

On TSB Internet banking it said "Sorry, but you are not eligible for Monthly Saver" BUT down the bottom of the screen there was the button to apply anyway. So that's what I did, the account opened OK and no hassle funding it with a transfer from Lloyds.

Was that in the app or online?

I opened the account online, from the TSB online banking web site.

I'm still a little dubious because the terms and conditions clearly say that deposits can only be made by Standing Order from a TSB current account. I guess we'll see what happens but if they end up bouncing my deposit I hope they do so in time for me to set up the Standing Order in February.

I deffo transferred in the first payment directly from another account. As mentioned above - it's really dim on TSB's part but the savings account isn't automatically linked with the current account, as it is for (I think) every other high street bank regular saver. Dunno why there's no joined-up thinking there. I set up the saver as a new payee on the app for the March standing order - it's treated as a separate entity and you'll get a new payee confirmation texted through too. 

qsk

Qyburn said:
I'm still a little dubious because the terms and conditions clearly say that deposits can only be made by Standing Order from a TSB current account. I guess we'll see what happens but if they end up bouncing my deposit I hope they do so in time for me to set up the Standing Order in February.

To put your mind at ease: I SO-ed from Lloyds on Feb 1 and it has been bounced yet.

chris_the_bee

johnmoney05 said:

arsenalboy said:

I have been trying to log in to Principality for the new regular saver, but it wont let me do so. For the last 3 or 4 days I have been getting the "oops something wrong" message.

Anybody else having problems?
 

I got the same problem, but I used another browser to apply it worked!

Clear all cookies/browsing history or go incognito

Patrington

Notts BS

A whole host of interest rate changes on open, closed RS (and non RS) from yesterday

https://www.thenottingham.com/savings/useful-tools/rate-checker/

where_are_we

I have a Saffron 12 month fixed rate members regular saver paying 3 % fixed which I can better. I have £2500 in it. I intend to withdraw £2450, to leave £50 in it as this is minimum requirement to keep account open and keeps me a member. Saffron have a history of allowing one to "product transfer" the old FRMRS to the new FRMRS, when it becomes available with a higher interest rate, and keep the same account number. I don`t believe there is a snag to my withdrawal?

Speculator

where_are_we said:

I have a Saffron 12 month fixed rate members regular saver paying 3 % fixed which I can better. I have £2500 in it. I intend to withdraw £2450, to leave £50 in it as this is minimum requirement to keep account open and keeps me a member. Saffron have a history of allowing one to "product transfer" the old FRMRS to the new FRMRS, when it becomes available with a higher interest rate, and keep the same account number. I don`t believe there is a snag to my withdrawal?

Did same last week. Left £50 in account.  Standing order is £1 per month.

Saver53

Speculator said:

where_are_we said:

I have a Saffron 12 month fixed rate members regular saver paying 3 % fixed which I can better. I have £2500 in it. I intend to withdraw £2450, to leave £50 in it as this is minimum requirement to keep account open and keeps me a member. Saffron have a history of allowing one to "product transfer" the old FRMRS to the new FRMRS, when it becomes available with a higher interest rate, and keep the same account number. I don`t believe there is a snag to my withdrawal?

Did same last week. Left £50 in account.  Standing order is £1 per month.

Or you can ask to close it, transferring £1 to a new Small Saver (4.00%) and withdrawing the rest of your balance. No requirement to make a payment in every month.  Yoiu can request this by secure message - actioned (at least in my case) same day, account number remained the same. If an improved rate RS with larger permitted deposits appears in the future, just switch back.

Catplan

adindas said:

YBS make me A Saver, it has changed to become Internet Saver Plus since Feb 1, 2023.

One of the advantage to have make me A Saver is to be included in the £10 monthly Prize. But because it has changed to become Internet Saver Plus, there is no more benefit to hold this account as it is only paying 2.85%. have I missed something here ??

I am aware you could pay by debit-card but I already have two Internet Saver Plus ACs

Account has matured, you should have some correspondence regarding what and when this was going to happen. 

adindas

I have seen there are a few people having problem opening a new TSB MS. Just want to share my experience opening TSB MS following maturity of the existing one. Apply within my internet banking. Just took me less than five minutes from my online banking to open it and it is already running.

35har1old

PloughmansLunch said:

Qyburn said:

Band7 said:

Qyburn said:

On TSB Internet banking it said "Sorry, but you are not eligible for Monthly Saver" BUT down the bottom of the screen there was the button to apply anyway. So that's what I did, the account opened OK and no hassle funding it with a transfer from Lloyds.

Was that in the app or online?

I opened the account online, from the TSB online banking web site.

I'm still a little dubious because the terms and conditions clearly say that deposits can only be made by Standing Order from a TSB current account. I guess we'll see what happens but if they end up bouncing my deposit I hope they do so in time for me to set up the Standing Order in February.

I deffo transferred in the first payment directly from another account. As mentioned above - it's really dim on TSB's part but the savings account isn't automatically linked with the current account, as it is for (I think) every other high street bank regular saver. Dunno why there's no joined-up thinking there. I set up the saver as a new payee on the app for the March standing order - it's treated as a separate entity and you'll get a new payee confirmation texted through too. 

LLOYDS   BOS   RBS  Nationwide    Barclays can be funded from any bank account

LLoyds

How to pay into this account

You can save £25 - £400 every month by one standing order or a bank transfer. This needs to reach your account before the 25th of the month.

You can also make a bank transfer to top up your savings as long as the total amount of your deposits does not exceed the monthly limit of £400. The amount that you save each month can vary but needs to stay between the £25 to £400 monthly limit.

BOS

• You can save £25 - £250 every month by one standing order or a bank transfer. This needs to reach your account before the 25th of the month. You can also make a bank transfer to top up your savings as long as the total amount of your deposits does not exceed the monthly limit of £250. The amount that you save each month can vary but needs to stay between the £25 to £250 monthly limit.

 

RBS Setup SO for £1 transfer in rest from any bank
Extra money can come from a current or savings account in your name held with us or held with another bank (online, by telephone or on the mobile app) as long as it doesn't exceed the £150 monthly limit.

Nationwide

Paying money into your account You can only pay money into your account by electronic transfer. You can’t increase the amount of money in your account (the balance) by more than £50 at any time during a Calendar Month. For example, if your balance is £100 at the beginning of a Calendar Month, you can’t increase it to more than £150 during that Calendar Month. The following payments don’t count towards this limit: • The interest calculated on your account balance and added to the account. • The £250 prize we pay into your account if you’re a winner in our prize draw (see below). If you take money out of your account during a Calendar Month, you can pay it back in as long as you do this in the same Calendar Month.

Barclays

Payments in and out • You can open the account with just £1, after which you can make deposits at any time. • You can take money out whenever you wish without giving notice. • You can’t set up direct debits or standing orders from a Rainy Day Saver account.