Regular Savings Accounts: The Best Currently Available List!

soulsaver

arsenalboy said:

I have been trying to log in to Principality for the new regular saver, but it wont let me do so. For the last 3 or 4 days I have been getting the "oops something wrong" message.

Anybody else having problems?
 

I've logged in without problems on both 'our' profiles (desk top, edge & chrome), Friday, Sat & today.

Bridlington1

Buckinghamshire BS regular saver to rise to 3.5% from next month:
https://www.bucksbs.co.uk/bank-of-england-base-rate-increase.html

happybagger

And the closed issue Locals version up to 3.9%, for those interested.
A tad disappointed both versions only pass on 0.2% of the 0.5% if I'm honest.

PowerSavingMode

Band7 said:

Qyburn said:

On TSB Internet banking it said "Sorry, but you are not eligible for Monthly Saver" BUT down the bottom of the screen there was the button to apply anyway. So that's what I did, the account opened OK and no hassle funding it with a transfer from Lloyds.

Was that in the app or online?

I tried both, and neither worked. There was NO other 'apply' button (scrolled down to the bottom of the screen).

Bridlington1

Bridlington1 said:

35har1old said:

Bridlington1 said:

It looks like I've been quite fortunate then. I opened a 2% regular saver on 26/1/22 so if all goes according to plan I should be able to open the 5% one tomorrow.

Bridlington1 said:

It looks like I've been quite fortunate then. I opened a 2% regular saver on 26/1/22 so if all goes according to plan I should be able to open the 5% one tomorrow.

 Hope you are lucky 

My wife has been trying to open a new TSB regular saver her previous one matured in Dec but this Screen pops up to inform her that's she is not eligible and it gives a list of 5 possible reasons why she not eligible non of which apply also gives phone number 0345 975 8758 told to phone to find out the reason why. Did so but they could not explain why. It was passed to tech department but has not been resolved .She was given a phone appointment to setup account 06-02-23

There was a slight hiccup. I got the screen of doom as well and after using the chat thing in the app I was told they wanted to go over a few additional checks with me and thus I've got a phone appointment on 6/2/23 as well. I was also given the option of booking an appointment at my local branch on 7/3/23 as an alternative, which I declined.

Well that went well. The appointment was for 3:30pm. 3:40pm rolled around without hearing from them so I contacted TSB in the webchat. At 4pm I received a telephone call saying that the person who should have rang me was in another telephone appointment, which had overran and that they would ring back at 5pm and give me £20 as an apology. At 5:10 someone rang me and told me that their systems were saying I'd applied for one in October (which I hadn't) and that was blocking the application. They will be ringing me back later this week once they've looked into the matter. What a shambles.

soulsaver

Bridlington1 said:

Bridlington1 said:

35har1old said:

Bridlington1 said:

It looks like I've been quite fortunate then. I opened a 2% regular saver on 26/1/22 so if all goes according to plan I should be able to open the 5% one tomorrow.

Bridlington1 said:

It looks like I've been quite fortunate then. I opened a 2% regular saver on 26/1/22 so if all goes according to plan I should be able to open the 5% one tomorrow.

 Hope you are lucky 

My wife has been trying to open a new TSB regular saver her previous one matured in Dec but this Screen pops up to inform her that's she is not eligible and it gives a list of 5 possible reasons why she not eligible non of which apply also gives phone number 0345 975 8758 told to phone to find out the reason why. Did so but they could not explain why. It was passed to tech department but has not been resolved .She was given a phone appointment to setup account 06-02-23

There was a slight hiccup. I got the screen of doom as well and after using the chat thing in the app I was told they wanted to go over a few additional checks with me and thus I've got a phone appointment on 6/2/23 as well. I was also given the option of booking an appointment at my local branch on 7/3/23 as an alternative, which I declined.

Well that went well. The appointment was for 3:30pm. 3:40pm rolled around without hearing from them so I contacted TSB in the webchat. At 4pm I received a telephone call saying that the person who should have rang me was in another telephone appointment, which had overran and that they would ring back at 5pm and give me £20 as an apology. At 5:10 someone rang me and told me that their systems were saying I'd applied for one in October (which I hadn't) and that was blocking the application. They will be ringing me back later this week once they've looked into the matter. What a shambles.

Yep - they've used that excuse with me before, too. And I'll bet they will again on the anniversary of my last reg saver...

35har1old

alibean121 said:

35har1old said:

jaypers said:

Wasn’t going to bother with another TSB RS but with current one maturing on 6/2 and the increase to 5% might as well go all in again. 

My wife has been trying to open a new TSB regular saver her previous one matured in Dec but this Screen pops up to inform her that's she is not eligible and it gives a list of 5 possible reasons why she not eligible non of which apply also gives phone number 0345 975 8758 told to phone to find out the reason why. Did so but they could not explain why. It was passed to tech department but has not been resolved .She was given a phone appointment to setup account 06-02-23

I had this issue last summer trying to apply for this account. Somehow it mistakenly was flagging that I had opened an account within the last 12 months (untrue) and wouldn’t allow another one to be opened. Seems like you’re having more joy getting it sorted but frontline teams couldn’t sort mine out. Got the account open through the complaints team and got £100 out of them - more interest than you would earn on the account so not the biggest problem. 

Just updating

When we recently opened a new current account it created a second online profile. I used this profile and was able to open a Regular saver prior to the date of telephone appointment. But the account was not visible on the older profile so we had to take the call on 06-02-23 to get this sorted also took the chance to close numerous easy savers which had been created by past maturing regular savers. It will take sometime for this to happen

35har1old

Bridlington1 said:

SanguineOnSaturn said:

With mutliple regular saver accounts (the most I saw someone comment was 17) you could be moving the money sat in zopa also into higher paying accounts. If you can be bothered of course. I've only got 5 on the go so a relative noob I imagine.

I can beat that straight away, I'm now on a nice round 2 dozen if my maths serves me correctly (though some are sat at minimal balances to be fair), with a combined maximum monthly pay in of over £8k.

One thing to note is that it is perfectly possible to reach the point where you have all of your easy access savings in regular savers. In this case since many regular savers are either easy access or allow penalty free withdrawals/early closure, you can always feed the higher paying regular savers with the funds you currently have in the lower paying regular savers, which still pay more than the top easy access account.

Some regular savers no longer do

johnmoney05

arsenalboy said:

I have been trying to log in to Principality for the new regular saver, but it wont let me do so. For the last 3 or 4 days I have been getting the "oops something wrong" message.

Anybody else having problems?
 

I got the same problem, but I used another browser to apply it worked!

Qyburn

Band7 said:

Qyburn said:

On TSB Internet banking it said "Sorry, but you are not eligible for Monthly Saver" BUT down the bottom of the screen there was the button to apply anyway. So that's what I did, the account opened OK and no hassle funding it with a transfer from Lloyds.

Was that in the app or online?

I opened the account online, from the TSB online banking web site.

I'm still a little dubious because the terms and conditions clearly say that deposits can only be made by Standing Order from a TSB current account. I guess we'll see what happens but if they end up bouncing my deposit I hope they do so in time for me to set up the Standing Order in February.