Regular Savings Accounts: The Best Currently Available List!

Patrington

SanguineOnSaturn said:

The most I've seen someone comment is now 24! Kudos I think my brain would explode with circular reference overflow errors eventually!

In excess of 50 here.

However some I just pay the minimum.

Not difficult to collect over the years when places like YBS have had four concurrent decent ones, Mansfield, Monmouthshire and Cambridge three concurrent ones etc etc.

Used to have more when Principality, Virgin and Notts BS had multiple issues at competitive rates.

Standing orders equate to around 12k per month.

gwapenut

Stafford Railway RegSav Issue 1 is up to 4.15% from 1st Feb (these are currently only local accounts for local people though, or people who already hold them).

https://srbs.co.uk/savings/detail/regular-saver-issue-1

Bridlington1

Patrington said:

SanguineOnSaturn said:

The most I've seen someone comment is now 24! Kudos I think my brain would explode with circular reference overflow errors eventually!

In excess of 50 here.

However some I just pay the minimum.

Not difficult to collect over the years when places like YBS have had four concurrent decent ones, Mansfield, Monmouthshire and Cambridge three concurrent ones etc etc.

Used to have more when Principality, Virgin and Notts BS had multiple issues at competitive rates.

Standing orders equate to around 12k per month.

Well that puts my collection to shame then.

Band7

Bridlington1 said:

Patrington said:

SanguineOnSaturn said:

The most I've seen someone comment is now 24! Kudos I think my brain would explode with circular reference overflow errors eventually!

In excess of 50 here.

However some I just pay the minimum.

Not difficult to collect over the years when places like YBS have had four concurrent decent ones, Mansfield, Monmouthshire and Cambridge three concurrent ones etc etc.

Used to have more when Principality, Virgin and Notts BS had multiple issues at competitive rates.

Standing orders equate to around 12k per month.

Well that puts my collection to shame then.

It's not a competition. There's no shame in having only one, or even no, Regular Saver account,

adindas

gwapenut said:

Stafford Railway RegSav Issue 1 is up to 4.15% from 1st Feb (these are currently only local accounts for local people though, or people who already hold them).

https://srbs.co.uk/savings/detail/regular-saver-issue-1

SRBS Regular Saver – Issue 1 was already available since August 2022. It has a variable interest rate. The good things about this account is that the maximum Balance is £100,000 and you could top up £500 per month.

For those who already had this product, same name same issue, will this new interest rate of 4.15% automagically be applied ??

Is there any infos on their website informing this ?

It does not seem to be mentioned in here.

https://srbs.co.uk/savings/detail/regular-saver-issue-1

10_66

adindas said:

gwapenut said:

Stafford Railway RegSav Issue 1 is up to 4.15% from 1st Feb (these are currently only local accounts for local people though, or people who already hold them).

https://srbs.co.uk/savings/detail/regular-saver-issue-1

SRBS Regular Saver – Issue 1 has a variable interest rate.

For those who already had this product, same name same issue, will this new interest rate of 4.15% automagically apply ??

IS there any infos on their website informing this ?

It does not seem to be mentioned in here.

https://srbs.co.uk/savings/detail/regular-saver-issue-1

In the list below it shows previous rate and new rate.  If the 4.15% only applied to new accounts, I wouldn't think they'd show the previous rate.

https://srbs.co.uk/savings/interest-rates

adindas

10_66 said:

adindas said:

gwapenut said:

Stafford Railway RegSav Issue 1 is up to 4.15% from 1st Feb (these are currently only local accounts for local people though, or people who already hold them).

https://srbs.co.uk/savings/detail/regular-saver-issue-1

SRBS Regular Saver – Issue 1 has a variable interest rate.

For those who already had this product, same name same issue, will this new interest rate of 4.15% automagically apply ??

IS there any infos on their website informing this ?

It does not seem to be mentioned in here.

https://srbs.co.uk/savings/detail/regular-saver-issue-1

In the list below it shows previous rate and new rate.  If the 4.15% only applied to new accounts, I wouldn't think they'd show the previous rate.

https://srbs.co.uk/savings/interest-rates

My personal experience, do not be rushing to close the RSA which are paying a lesser interest if they could run for multiple years rather than just one year and easy access. Withdrawing most of the money and keep minimum balance, monthly top up meeting minimum requirement will do the trick. Also it saves your time to close and reapply.

They might be late to the party but they might also be the latest to leave the party.

My personal experience with SRBS as well as Loughborough BS in the past.

Bridlington1

Band7 said:

Bridlington1 said:

Patrington said:

SanguineOnSaturn said:

The most I've seen someone comment is now 24! Kudos I think my brain would explode with circular reference overflow errors eventually!

In excess of 50 here.

However some I just pay the minimum.

Not difficult to collect over the years when places like YBS have had four concurrent decent ones, Mansfield, Monmouthshire and Cambridge three concurrent ones etc etc.

Used to have more when Principality, Virgin and Notts BS had multiple issues at competitive rates.

Standing orders equate to around 12k per month.

Well that puts my collection to shame then.

It's not a competition. There's no shame in having only one, or even no, Regular Saver account,

I never said it was a competition, or that one should be ashamed of having a smaller number of regular savers (if any). I was merely commenting on the fact that @Patrington's collection of over 50 regular savers dwarfs my collection of 24. I appreciate I could have made that point a tad clearer though.

soulsaver

Bridlington1 said:

Band7 said:

Bridlington1 said:

Patrington said:

SanguineOnSaturn said:

The most I've seen someone comment is now 24! Kudos I think my brain would explode with circular reference overflow errors eventually!

In excess of 50 here.

However some I just pay the minimum.

Not difficult to collect over the years when places like YBS have had four concurrent decent ones, Mansfield, Monmouthshire and Cambridge three concurrent ones etc etc.

Used to have more when Principality, Virgin and Notts BS had multiple issues at competitive rates.

Standing orders equate to around 12k per month.

Well that puts my collection to shame then.

It's not a competition. There's no shame in having only one, or even no, Regular Saver account,

I never said it was a competition, or that one should be ashamed of having a smaller number of regular savers (if any). I was merely commenting on the fact that @Patrington's collection of over 50 regular savers dwarfs my collection of 24. I appreciate I could have made that point a tad clearer though.

It seemed clear to me. 

Patrington

soulsaver said:

Bridlington1 said:

Band7 said:

Bridlington1 said:

Patrington said:

SanguineOnSaturn said:

The most I've seen someone comment is now 24! Kudos I think my brain would explode with circular reference overflow errors eventually!

In excess of 50 here.

However some I just pay the minimum.

Not difficult to collect over the years when places like YBS have had four concurrent decent ones, Mansfield, Monmouthshire and Cambridge three concurrent ones etc etc.

Used to have more when Principality, Virgin and Notts BS had multiple issues at competitive rates.

Standing orders equate to around 12k per month.

Well that puts my collection to shame then.

It's not a competition. There's no shame in having only one, or even no, Regular Saver account,

I never said it was a competition, or that one should be ashamed of having a smaller number of regular savers (if any). I was merely commenting on the fact that @Patrington's collection of over 50 regular savers dwarfs my collection of 24. I appreciate I could have made that point a tad clearer though.

It seemed clear to me. 

And me.

Definitely no competition and no offence meant by Brid or myself