Regular Savings Accounts: The Best Currently Available List!

badger09

badger09 said:

Yorkshire Building Soc Christmas 2023 Regular Saver

Apologies if this had already been covered, but YBS RS above appears to have been withdrawn. 

UPDATE
YBS Christmas 2023 RS is back online. Quick glance, same T&Cs

Perhaps just temp withdrawal so they could process previous applications. 

Special_Saver2

Hi Everybody,

I have changed the following items on page 1 of this thread.

- Furness BS 1 Year Regular Saver (Issue 5) going from 4% to 4.3% on Feb 1

- Darlington BS Regular Monthly Saver and Darlington BS Green Regular Saver interest rate increased to 3.8%

- Darlington BS Teen Goal Saver and Darlington BS Darly Young Saver interest rate increased to 3.45%

- TSB Monthly Savings Account added to the list on page 1 paying 5% fixed on up to £250 per month for 12 months for people who have a TSB current account

- Yorkshire BS Christmas 2023 Regular Saver seems to still be available; I note the post from 3 days ago saying it has been withdrawn but it is still on their website and when I click a button to try and start an application this appears to be working fine

- Principality BS NHS Thank You Saver (Issue 4), Principality BS NHS Thank You Online Saver (Issue 4), and Principality BS 1 Year Regular Saver Bond (Issue 30) accounts all removed as we are practically at the end of the month now and the interest rates on these accounts have not risen (and the current interest rates on these accounts are too low to qualify for inclusion on this thread following the latest round of interest rate rises for other accounts)

I will do the next update next weekend.

SS2

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For those new to this thread, the first few posts are constantly updated and are on the first page
https://forums.moneysavingexpert.com/discussion/6106986/regular-savings-accounts-the-best-currently-available-list/p1

badger09

Yorkshire BS Christmas 2023 RS definitely disappeared for a few days & then reappeared.

soulsaver

badger09 said:

Yorkshire BS Christmas 2023 RS definitely disappeared for a few days & then reappeared.

Seconded.

badger09

@soulsaver
Thanks for that. I was beginning to doubt my own sanity. 

New RS confirmed on Friday but hasn’t appeared in my accounts list so think I’ll have to ring for details so I can get 1st £300 in this month😊

35har1old

jaypers said:

Wasn’t going to bother with another TSB RS but with current one maturing on 6/2 and the increase to 5% might as well go all in again. 

My wife has been trying to open a new TSB regular saver her previous one matured in Dec but this Screen pops up to inform her that's she is not eligible and it gives a list of 5 possible reasons why she not eligible non of which apply also gives phone number 0345 975 8758 told to phone to find out the reason why. Did so but they could not explain why. It was passed to tech department but has not been resolved .She was given a phone appointment to setup account 06-02-23

35har1old

Bridlington1 said:

It looks like I've been quite fortunate then. I opened a 2% regular saver on 26/1/22 so if all goes according to plan I should be able to open the 5% one tomorrow.

Bridlington1 said:

It looks like I've been quite fortunate then. I opened a 2% regular saver on 26/1/22 so if all goes according to plan I should be able to open the 5% one tomorrow.

 Hope you are lucky 

My wife has been trying to open a new TSB regular saver her previous one matured in Dec but this Screen pops up to inform her that's she is not eligible and it gives a list of 5 possible reasons why she not eligible non of which apply also gives phone number 0345 975 8758 told to phone to find out the reason why. Did so but they could not explain why. It was passed to tech department but has not been resolved .She was given a phone appointment to setup account 06-02-23

alibean121

35har1old said:

jaypers said:

Wasn’t going to bother with another TSB RS but with current one maturing on 6/2 and the increase to 5% might as well go all in again. 

My wife has been trying to open a new TSB regular saver her previous one matured in Dec but this Screen pops up to inform her that's she is not eligible and it gives a list of 5 possible reasons why she not eligible non of which apply also gives phone number 0345 975 8758 told to phone to find out the reason why. Did so but they could not explain why. It was passed to tech department but has not been resolved .She was given a phone appointment to setup account 06-02-23

I had this issue last summer trying to apply for this account. Somehow it mistakenly was flagging that I had opened an account within the last 12 months (untrue) and wouldn’t allow another one to be opened. Seems like you’re having more joy getting it sorted but frontline teams couldn’t sort mine out. Got the account open through the complaints team and got £100 out of them - more interest than you would earn on the account so not the biggest problem. 

Bridlington1

35har1old said:

Bridlington1 said:

It looks like I've been quite fortunate then. I opened a 2% regular saver on 26/1/22 so if all goes according to plan I should be able to open the 5% one tomorrow.

Bridlington1 said:

It looks like I've been quite fortunate then. I opened a 2% regular saver on 26/1/22 so if all goes according to plan I should be able to open the 5% one tomorrow.

 Hope you are lucky 

My wife has been trying to open a new TSB regular saver her previous one matured in Dec but this Screen pops up to inform her that's she is not eligible and it gives a list of 5 possible reasons why she not eligible non of which apply also gives phone number 0345 975 8758 told to phone to find out the reason why. Did so but they could not explain why. It was passed to tech department but has not been resolved .She was given a phone appointment to setup account 06-02-23

There was a slight hiccup. I got the screen of doom as well and after using the chat thing in the app I was told they wanted to go over a few additional checks with me and thus I've got a phone appointment on 6/2/23 as well. I was also given the option of booking an appointment at my local branch on 7/3/23 as an alternative, which I declined.

phillw

Tsb wouldn't let me open a regular saver due to profile merging issues. I had to go through a phone appointment. They claimed it had actually opened the account but told me it hadn't and presumably wasn't visible as it was not associated with the correct profile.