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Regular Savings Accounts: The Best Currently Available List!

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  • silvercar
    silvercar Posts: 49,577 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Name Dropper
    silvercar said:
    MonBS pass book has arrived, but I can't see where to find the sort code/ account number so I can arrange a SO from my current account. 
    It should be on the inside front cover:
    Sort code: 400530
    Account number: 14576608
    Use your account number as a reference number.
    Thank you! I didn't think of looking in the passbook. Presumably there is no verification from my bank that the account name matches my account name? 
    I'm a Forum Ambassador on the housing, mortgages & student money saving boards. I volunteer to help get your forum questions answered and keep the forum running smoothly. Forum Ambassadors are not moderators and don't read every post. If you spot an illegal or inappropriate post then please report it to forumteam@moneysavingexpert.com (it's not part of my role to deal with this). Any views are mine and not the official line of MoneySavingExpert.com.
  • silvercar said:
    silvercar said:
    MonBS pass book has arrived, but I can't see where to find the sort code/ account number so I can arrange a SO from my current account. 
    It should be on the inside front cover:
    Sort code: 400530
    Account number: 14576608
    Use your account number as a reference number.
    Thank you! I didn't think of looking in the passbook. Presumably there is no verification from my bank that the account name matches my account name? 

    That's an HSBC sort code.  With account name "Monmouthshire Building Society" you should get a match.  Then MBS use the reference number to move the funds to your account.
  • silvercar said:
    silvercar said:
    MonBS pass book has arrived, but I can't see where to find the sort code/ account number so I can arrange a SO from my current account. 
    It should be on the inside front cover:
    Sort code: 400530
    Account number: 14576608
    Use your account number as a reference number.
    Thank you! I didn't think of looking in the passbook. Presumably there is no verification from my bank that the account name matches my account name? 
    The bank you're sending the money from won't know the account belongs to you. Use the payee name "Monmouthshire Building Society" and select business account. This should come up as verified. When typing the sort code in it should come up as HSBC. The payment will probably take a couple of days to show in the Monmouthshire BS internet banking but the interest will be backdated, just make sure the reference is your Monmouthshire BS account number without dashes.
  • silvercar
    silvercar Posts: 49,577 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Name Dropper
    Thank you all. Luckily I sent my initial cheque for £200, so I can't make another payment until January.
    I'm a Forum Ambassador on the housing, mortgages & student money saving boards. I volunteer to help get your forum questions answered and keep the forum running smoothly. Forum Ambassadors are not moderators and don't read every post. If you spot an illegal or inappropriate post then please report it to forumteam@moneysavingexpert.com (it's not part of my role to deal with this). Any views are mine and not the official line of MoneySavingExpert.com.
  • Saffron BS Small Saver 
    There seems to be an error on the first page in relation to this account. This is not a members only account; the account is open to everyone over 16 in the UK.
    (Saffron also offer another regular saver, i.e. the Members Regular Saver, which is only available to "members who have had an existing relationship with Saffron Building Society for the past 12 months" but this only pays 3% interest, so this doesn't qualify for inclusion on p. 1).
  • 7sefton
    7sefton Posts: 639 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    Coventry First Home saver has been withdrawn and is now a closed issue 
  • Nick_C
    Nick_C Posts: 7,604 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Home Insurance Hacker!
    7sefton said:
    Coventry First Home saver has been withdrawn and is now a closed issue 
    Reported on this thread on 19/12 
  • silvercar
    silvercar Posts: 49,577 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Name Dropper
    Just opened a Principality BS Christmas 2023 Regular Saver Bond. Max monthly amount is £125. pays 5% fixed for 1 year.

    I don't know how I missed it in the discussion, but I saw it on the first page. It took under 10 minutes to set up and open. All online so I have my account number. A lot easier than a neighbouring BS who required me to wait for a passbook to arrive and send a cheque!
    I'm a Forum Ambassador on the housing, mortgages & student money saving boards. I volunteer to help get your forum questions answered and keep the forum running smoothly. Forum Ambassadors are not moderators and don't read every post. If you spot an illegal or inappropriate post then please report it to forumteam@moneysavingexpert.com (it's not part of my role to deal with this). Any views are mine and not the official line of MoneySavingExpert.com.
  • ForumUser7
    ForumUser7 Posts: 2,465 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    In relation to the Buckinghamshire BS Regular Saver, does anyone know what the minimum operating balance is please? I believe it is £10.00, but I wanted to double check - and they are closed due to the Christmas Holidays. Thank you
    If you want me to definitely see your reply, please tag me @forumuser7 Thank you.

    N.B. (Amended from Forum Rules): You must investigate, and check several times, before you make any decisions or take any action based on any information you glean from any of my content, as nothing I post is advice, rather it is personal opinion and is solely for discussion purposes. I research before my posts, and I never intend to share anything that is misleading, misinforming, or out of date, but don't rely on everything you read. Some of the information changes quickly, is my own opinion or may be incorrect. Verify anything you read before acting on it to protect yourself because you are responsible for any action you consequently make... DYOR, YMMV etc.
  • happybagger
    happybagger Posts: 1,035 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper Combo Breaker
    edited 24 December 2022 at 6:59PM
    There is no minimum balance but the quoted interest rate only applies from £10. 

    I have the 'locals' version having been transferred into it by BBS from Chiltern Gold Builder years ago. Love the account with £500 deposit per month, unlimited withdrawals, online capability.
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