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Regular Savings Accounts: The Best Currently Available List!
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I already have a HSBC current account. It has my DDs I use to get switching bonuses. If I was to open this regular saver but at some point in the next 12 months use the current account to switch to somewhere else, does anyone know what happens to the regular saver?Will HSBC close the regular saver at the point of the current account switch and pay me interest at the lower Flexible Saver rate?0
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pecunianonolet said:I can better put that in a 1y fix straight away e.g. 4.35% Atom and still make more but without all the fuss.
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Anyone an idea if I can fund Monmouthshire after account opening? The application form doesn't have any DD info on it to tell them from where to take the money. Will they be in touch for this info when account is opened?0
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Suffolk BS 1 year saver @ 3.15%
https://www.suffolkbuildingsociety.co.uk/savings-products/1-year-regular-saver-31-01-24/?utm_campaign=New Products 1 December 2022&utm_medium=email&utm_source=CMA_IPSWICH BUILDING SOCIETY&utm_content=
Restricted to existing members or a new member resident in postcode areas IP, NR, CO, CM, CB or PE.1 -
pecunianonolet said:Anyone an idea if I can fund Monmouthshire after account opening? The application form doesn't have any DD info on it to tell them from where to take the money. Will they be in touch for this info when account is opened?
But you will be able to fund it by one-off bank transfers or by SO. You will receive the payee details in the post, with your account confirmation and passbook.1 -
FB13 said:I already have a HSBC current account. It has my DDs I use to get switching bonuses. If I was to open this regular saver but at some point in the next 12 months use the current account to switch to somewhere else, does anyone know what happens to the regular saver?Will HSBC close the regular saver at the point of the current account switch and pay me interest at the lower Flexible Saver rate?
Best option is to choose a different current account for your switches.1 -
pecunianonolet said:Anyone an idea if I can fund Monmouthshire after account opening? The application form doesn't have any DD info on it to tell them from where to take the money. Will they be in touch for this info when account is opened?Standing Orders and Electronic Transfer - To arrange a standing order or single electronic payment to your savings account, you’ll need to give your bank the following details:Account Name: Monmouthshire Building SocietySort Code: 40-05-30Account Number: 14576608Reference: XXXXXXXXXX (no spaces or hyphens - this is the Monmouthshire Building Society account number you wish to credit).2
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Has anyone's Furness Building Society regular saver deposits made today arrived in the accounts yet please? Furness says they are credited manually by their Finance Department the next working day - given I made the transfer just after 00:00, I would class today 09:00-17:00 as the next working day, and therefore it should've been credited. If I made it at 09:00 I would class today as the same working day, and tomorrow as the next working day. Perhaps they count tomorrow as the next working day, even though the transfer was made before today's working hours, but I was wondering if anyone else has experienced the same issue, or if this is just normal. Thank youIf you want me to definitely see your reply, please tag me @forumuser7 Thank you.
N.B. (Amended from Forum Rules): You must investigate, and check several times, before you make any decisions or take any action based on any information you glean from any of my content, as nothing I post is advice, rather it is personal opinion and is solely for discussion purposes. I research before my posts, and I never intend to share anything that is misleading, misinforming, or out of date, but don't rely on everything you read. Some of the information changes quickly, is my own opinion or may be incorrect. Verify anything you read before acting on it to protect yourself because you are responsible for any action you consequently make... DYOR, YMMV etc.0 -
ForumUser7 said:Has anyone's Furness Building Society regular saver deposits made today arrived in the accounts yet please? Furness says they are credited manually by their Finance Department the next working day - given I made the transfer just after 00:00, I would class today 09:00-17:00 as the next working day, and therefore it should've been credited. If I made it at 09:00 I would class today as the same working day, and tomorrow as the next working day. Perhaps they count tomorrow as the next working day, even though the transfer was made before today's working hours, but I was wondering if anyone else has experienced the same issue, or if this is just normal. Thank you1
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chris_the_bee said:ForumUser7 said:Has anyone's Furness Building Society regular saver deposits made today arrived in the accounts yet please? Furness says they are credited manually by their Finance Department the next working day - given I made the transfer just after 00:00, I would class today 09:00-17:00 as the next working day, and therefore it should've been credited. If I made it at 09:00 I would class today as the same working day, and tomorrow as the next working day. Perhaps they count tomorrow as the next working day, even though the transfer was made before today's working hours, but I was wondering if anyone else has experienced the same issue, or if this is just normal. Thank youIf you want me to definitely see your reply, please tag me @forumuser7 Thank you.
N.B. (Amended from Forum Rules): You must investigate, and check several times, before you make any decisions or take any action based on any information you glean from any of my content, as nothing I post is advice, rather it is personal opinion and is solely for discussion purposes. I research before my posts, and I never intend to share anything that is misleading, misinforming, or out of date, but don't rely on everything you read. Some of the information changes quickly, is my own opinion or may be incorrect. Verify anything you read before acting on it to protect yourself because you are responsible for any action you consequently make... DYOR, YMMV etc.0
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