Regular Savings Accounts: The Best Currently Available List!

10_66

Bridlington1 said:

I received a few letters on Monday that were posted 14 days earlier. At this rate it could quite easily be Christmas by the time we receive our passbooks.

Oh for the days when things used to work(ish).

ForumUser7

Bridlington1 said:

Don't know if it's already been mentioned but Hinkley & Rugby regular saver now pays 4.25%.

Great rate, but unfortunately they do not provide prepaid envelopes for withdrawals which they stipulate must be via post. Not that convenient in this age of constant postal strikes

Wheres_My_Cashback

adindas said:

Growingold said:

From their website info about the new Loyalty Regular Saver in the Summary Box:_

• You can only hold one Loyalty Regular eSaver or Loyalty Regular Saver Issue 2 account in your name. For joint accounts you can only be the Main Holder on one account but can be Other Holder on the second account.
 
• If you are named as Main Holder on more than one Loyalty Regular eSaver account, the most recent account opened will be transferred to the Six Access eSaver.

Thanks but I am more interested to know whether anyone has tried it !!

Let us know what happens when you try 

chris_the_bee

Monmouthshire - X-mas 2023 Saver Bond Issue 5

Just spoke to them. "Inundated with applications and impacted by postal strikes. If not received anything by 9th December, give us a call."

katejo

I have a current regular saver with First Direct. Got a message yesterday to say that my interest is going up to 7%

Bridlington1

10_66 said:

Bridlington1 said:

I received a few letters on Monday that were posted 14 days earlier. At this rate it could quite easily be Christmas by the time we receive our passbooks.

Oh for the days when things used to work(ish).

Things do still work these days, just not very well that's all.

MDMD

chris_the_bee said:

Monmouthshire - X-mas 2023 Saver Bond Issue 5

Just spoke to them. "Inundated with applications and impacted by postal strikes. If not received  anything by 9th December, give them a call."

So presumably those of us hoping they would process the first payment in last couple of days in November to allow second payment in early December will be disappointed….

Bridlington1

10_66 said:

Monmouthshire BS.  Has anyone who applied for their Christmas Saver Bond received anything from them yet (without having chased it)?

It looks like Monmouthshire's letters are getting through Royal Mail alright. I registered for online banking on 24th November and have now received a letter dated 24th November asking me to send an original or certified copy of a bank statement for my nominated account and another letter dated 28th November with my User ID and activation key. 

[Deleted User]

Coventry Building Society First Home Saver

I opened this in Sept 2021. It's still available for new applications. It's a 3 year Regular Saver with a variable interest rate (2.95% from 1 December) allowing deposits of up to £1000 per month with a variable interest rate. Unlimited and penalty-free withdrawals.

I had been moving funds out, as better rates became available. I moved all funds (except for £1) out in October as the rate was no longer competitive.

Now with a rate of 2.95% for what is essentially an instant access account albeit with a limited deposit of £1K per month, I have started using it again.

There are better rates available for RS accounts but this account is useful for drip-feed money given the large monthly deposit allowed.

Just highlighting for anyone unaware.

Bridlington1

Deleted_User said:

Coventry Building Society First Home Saver

I opened this in Sept 2021. It's still available for new applications. It's a 3 year Regular Saver with a variable interest rate (2.95% from 1 December) allowing deposits of up to £1000* per month with a variable interest rate. Unlimited and penalty-free withdrawals.

I had been moving funds out, as better rates became available. I moved all funds (except for £1) out in October as the rate was no longer competitive.

Now with a rate of 2.95% for what is essentially an instant access account albeit with a limited deposit of £1K per month, I have started using it again.

There are better rates available for RS accounts but this account is useful for drip-feed money given the large monthly deposit allowed.

Just highlighting for anyone unaware.

*Only caveat is that a month is not a calendar month but runs from the month-versary of the first deposit.

It is per calendar month for the first home saver. 

It's the regular saver that runs from the month-versary of the first deposit.