Regular Savings Accounts: The Best Currently Available List!

kaMelo

ForumUser7 said:

Monmouthshire BS Christmas Saver Bond (Issue 5) 5.50% (24/11) https://www.monbs.com/products/christmas-saver-bond-issue-5/

01/12 NLA for new postal applications. It is still available in branch or agency. Existing postal applications will be processed.

I wonder if that means only postal applications they already have in their pysical possession, the rest stuck in the post are therefore going to miss out.

Bridlington1

ForumUser7 said:

Monmouthshire BS Christmas Saver Bond (Issue 5) 5.50% (24/11) https://www.monbs.com/products/christmas-saver-bond-issue-5/

01/12 NLA for new postal applications. It is still available in branch or agency. Existing postal applications will be processed.

You've certainly got to be quick these days. I've lost count of the number of accounts that have been pulled or restricted in some form of late.

flaneurs_lobster

ForumUser7 said:

Monmouthshire BS Christmas Saver Bond (Issue 5) 5.50% (24/11) https://www.monbs.com/products/christmas-saver-bond-issue-5/

01/12 NLA for new postal applications. It is still available in branch or agency. Existing postal applications will be processed.

I'm not familiar with the term "agency" here. Does it mean a third party with an agreement to sell MBS's products? Would this be by appointment at a physical location? Where would I find a list of such agencies? 

I did look on their website but no luck. 

Rich2808

kaMelo said:

ForumUser7 said:

Monmouthshire BS Christmas Saver Bond (Issue 5) 5.50% (24/11) https://www.monbs.com/products/christmas-saver-bond-issue-5/

01/12 NLA for new postal applications. It is still available in branch or agency. Existing postal applications will be processed.

I wonder if that means only postal applications they already have in their pysical possession, the rest stuck in the post are therefore going to miss out.

Considering there has been a National postal strike today and yesterday there could be a lot of postal applications stuck with the Royal Mail.

As you say does that mean they only process postal applications received before today - in effect those which arrived on Tuesday -  or will they also take into account items postmarked before today which arrive tomorrow. Their postbag tomorrow after 3 days backlog could be huge!

trickydicky14

kaMelo said:

ForumUser7 said:

Monmouthshire BS Christmas Saver Bond (Issue 5) 5.50% (24/11) https://www.monbs.com/products/christmas-saver-bond-issue-5/

01/12 NLA for new postal applications. It is still available in branch or agency. Existing postal applications will be processed.

I wonder if that means only postal applications they already have in their pysical possession, the rest stuck in the post are therefore going to miss out.

I was also thinking that I sent my application last week but all I know is it could still be stuck in some bloody sorting office.

ForumUser7

kaMelo said:

ForumUser7 said:

Monmouthshire BS Christmas Saver Bond (Issue 5) 5.50% (24/11) https://www.monbs.com/products/christmas-saver-bond-issue-5/

01/12 NLA for new postal applications. It is still available in branch or agency. Existing postal applications will be processed.

I wonder if that means only postal applications they already have in their pysical possession, the rest stuck in the post are therefore going to miss out.

I'm unsure. I would hope they do all postal applications dated up to today (assuming you have to sign and date the form), but I guess people could just date it for a previous date. Not sure if Royal Mail print the date it is taken into the system onto post anymore. I'd be surprising if they flat out refused to process envelopes that come in after today, given it is not the customers fault. Perhaps they have an internal timeframe taking into account the days it takes for mail to arrive, and the impact of the strike action, after which they won't accept applications that have arrived that day by post? If anyone contacts them, let us know what they say please!

ForumUser7

flaneurs_lobster said:

ForumUser7 said:

Monmouthshire BS Christmas Saver Bond (Issue 5) 5.50% (24/11) https://www.monbs.com/products/christmas-saver-bond-issue-5/

01/12 NLA for new postal applications. It is still available in branch or agency. Existing postal applications will be processed.

I'm not familiar with the term "agency" here. Does it mean a third party with an agreement to sell MBS's products? Would this be by appointment at a physical location? Where would I find a list of such agencies? 

I did look on their website but no luck. 

@flaneurs_lobster That's what I think an agency is too:

https://www.monbs.com/contact-us/ -> Find us in branch

Bridlington1

kaMelo said:

ForumUser7 said:

Monmouthshire BS Christmas Saver Bond (Issue 5) 5.50% (24/11) https://www.monbs.com/products/christmas-saver-bond-issue-5/

01/12 NLA for new postal applications. It is still available in branch or agency. Existing postal applications will be processed.

I wonder if that means only postal applications they already have in their pysical possession, the rest stuck in the post are therefore going to miss out.

I imagine it will get tricky for them then. The postmen are on strike today as well as yesterday so any post sent today will be treated exactly the same as post sent yesterday. Moreover we are now in December, and I seem to recall first class mail is treated the same as second class mail during this month. I imagine you'd be alright if you posted an application form off today for these reasons.

This is where it pays to get proof of postage. If they decline my application I can now produce proof of postage dated 24/11/22, long before the cut off point, saying that I had posted a letter to Monmouthshire BS.

flaneurs_lobster

Thanks for that. I guess my thinking that there might be an agency within strolling distance of EC2 was a little optimistic.

Kazza242

I've spoken to The Monmouthshire this afternoon. 

They said that due to the postal strikes they will be accepting postal applications that have already arrived by today (1st December), as well as applications arriving by the middle of next week (i.e. 7th December 2022). 

Postal applications arriving after that date are unlikely to be accepted.