Regular Savings Accounts: The Best Currently Available List!

castle96

weren't the Coventry rates supposed to up today??

ForumUser7

castle96 said:

weren't the Coventry rates supposed to up today??

Yeah, they've gone up today. I cannot find the PDF anymore, but the new rates are showing on their website.

liamcov

Santander - the App chat function is useless - if you don't respond in time they close the session. How do you do this online?

10_66

liamcov said:

Santander - the App chat function is useless - if you don't respond in time they close the session. How do you do this online?

With the same useless chat function, I had the same issue trying to do it online and they kept closing the session because I wasn't sitting waiting for hours for their reply.  I had to ring in the end.

RG2015

polymaff said:

RG2015 said:

I have noticed several people closing their Santander regular saver and opening a new one to get the increase in rate from 2.50% to 2.75%

Can someone confirm the increase if the full amount of £2,400 is deposited over 12 months?

I make it about £3.60 and obviously less for any shorter period. Am I missing something here?

Shift that decimal point, RG2015.

Sorry if I was a bit too imprecise for you, but I did say the increase 

I was talking about the difference between the yield at 2.75% pa and 2.50% pa which is about £3.60

londoner62

RG2015 said:

polymaff said:

RG2015 said:

I have noticed several people closing their Santander regular saver and opening a new one to get the increase in rate from 2.50% to 2.75%

Can someone confirm the increase if the full amount of £2,400 is deposited over 12 months?

I make it about £3.60 and obviously less for any shorter period. Am I missing something here?

Shift that decimal point, RG2015.

Sorry if I was a bit too imprecise for you, but I did say the increase 

I was talking about the difference between the yield at 2.75% pa and 2.50% pa which is about £3.60

My homemade calc made the difference £3.30 so figured I wouldn't bother atm!

Kazza242

Market Harborough Building Society has launched a new account called Member Regular Saver.

It pays 2.70% and allows deposits of £10 - £3,000 per month.  The interest rate is variable.

The account allows unlimited withdrawals but 30 days' notice must be provided.  

The account is available to existing members who have held an account with the Society of 3 months or more.

Maximum balance is £50,000.  The account can be opened online or in branch.

https://mhbs.co.uk/my-membership/exclusive-products/member-regular-saver-30r1/

Daliah

RG2015 said:

polymaff said:

RG2015 said:

I have noticed several people closing their Santander regular saver and opening a new one to get the increase in rate from 2.50% to 2.75%

Can someone confirm the increase if the full amount of £2,400 is deposited over 12 months?

I make it about £3.60 and obviously less for any shorter period. Am I missing something here?

Shift that decimal point, RG2015.

Sorry if I was a bit too imprecise for you, but I did say the increase 

I was talking about the difference between the yield at 2.75% pa and 2.50% pa which is about £3.60

Even if it were only £3.60 for me, it's my £3.60, not Santander's.

polymaff

RG2015 said:

polymaff said:

RG2015 said:

I have noticed several people closing their Santander regular saver and opening a new one to get the increase in rate from 2.50% to 2.75%

Can someone confirm the increase if the full amount of £2,400 is deposited over 12 months?

I make it about £3.60 and obviously less for any shorter period. Am I missing something here?

Shift that decimal point, RG2015.

Sorry if I was a bit too imprecise for you, but I did say the increase 

I was talking about the difference between the yield at 2.75% pa and 2.50% pa which is about £3.60

No, you're right, twice over.  The second being using the word "difference"...

RG2015

Daliah said:

RG2015 said:

polymaff said:

RG2015 said:

I have noticed several people closing their Santander regular saver and opening a new one to get the increase in rate from 2.50% to 2.75%

Can someone confirm the increase if the full amount of £2,400 is deposited over 12 months?

I make it about £3.60 and obviously less for any shorter period. Am I missing something here?

Shift that decimal point, RG2015.

Sorry if I was a bit too imprecise for you, but I did say the increase 

I was talking about the difference between the yield at 2.75% pa and 2.50% pa which is about £3.60

Even if it were only £3.60 for me, it's my £3.60, not Santander's.

You are correct and there was no need for me to make any comment.

Furthermore, it was disingenuous of me to ask if my calculation was correct on my first post.