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Regular Savings Accounts: The Best Currently Available List!
Comments
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Deleted_User said:Chorley Seasonal Saver Issue 1 (maturing 31 October 2022)
I got my maturity papers in the post this morning. They are offering (like last year and the year before) to rollover £1 into the same account name but with a maturity date of 31 October 2023. The new interest rate from 1 November will be 2.30% variable (against 1.75% currently on the present issue). The problem with this account is that neither withdrawal nor early closure is allowed until maturity. The terms do allow early closure if the interest rate goes down. However (as was the case with last year's issue) the interest rate may not go down but not go up very much, thereby becoming uncompetitive against other accounts, and there is no right to close. I have decided to do the rollover to the new account but will restrict monthly payments from November to the minimum of £25. This will keep my foot in the Chorley door in case of great things ahead (unlikely).
I've paid £5 x 12 (plus initial £1) into the current issue.
Was last year £1 per month? If it's £25 pm this year, I probably won't bother.0 -
Chorley Seasonal SaverThanks Hattie for the info. Like you, I will probably allow the £1 rollover. This year the minimum payment was £1 or no payment each month. I have seldom paid more than £1. Has the terms changed?0
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Speculator said:Deleted_User said:Chorley Seasonal Saver Issue 1 (maturing 31 October 2022)
I got my maturity papers in the post this morning. They are offering (like last year and the year before) to rollover £1 into the same account name but with a maturity date of 31 October 2023. The new interest rate from 1 November will be 2.30% variable (against 1.75% currently on the present issue). The problem with this account is that neither withdrawal nor early closure is allowed until maturity. The terms do allow early closure if the interest rate goes down. However (as was the case with last year's issue) the interest rate may not go down but not go up very much, thereby becoming uncompetitive against other accounts, and there is no right to close. I have decided to do the rollover to the new account but will restrict monthly payments from November to the minimum of £25. This will keep my foot in the Chorley door in case of great things ahead (unlikely).
I've paid £5 x 12 (plus initial £1) into the current issue.
Was last year £1 per month? If it's £25 pm this year, I probably won't bother.0 -
It's probably obvious when I'm told the answer but I have the
and I can't find my balance in the app.Virgin Home Buying Coach Regular Saver 11
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Descrabled said:Chorley Seasonal SaverThanks Hattie for the info. Like you, I will probably allow the £1 rollover. This year the minimum payment was £1 or no payment each month. I have seldom paid more than £1. Has the terms changed?0
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SueDebt said:It's probably obvious when I'm told the answer but I have the
and I can't find my balance in the app.Virgin Home Buying Coach Regular Saver 11 1 -
Daliah said:SueDebt said:It's probably obvious when I'm told the answer but I have the
and I can't find my balance in the app.Virgin Home Buying Coach Regular Saver 11 0 -
Hi Folks,
I have changed the following items on page 1 of this thread for this weekend's update.
- Earl Shilton BS Regular Monthly Saver interest rate increased to 2.15%
- Santander Regular eSaver interest rate increased to 2.75% for new accounts
- Suffolk BS 1 Year Regular Saver (31.12.2023) added to the list paying 2.75% on up to £500 per month for 12 months for existing members and locals only
- Dudley BS Young Regular Saver interest rate increased to 2.4%
- TSB Monthly Saver interest rate increased to 3% for new accounts
I have made a note of new accounts from Market Harborough and Swansea BS but I have not added them yet as I do not think they are going to still be in my list on page 1 when I update it with the new interest rate threshold later this month.
I will do the next update next weekend.
SS2
For those new to this thread, the first few posts are constantly updated and are on the first page
https://forums.moneysavingexpert.com/discussion/6106986/regular-savings-accounts-the-best-currently-available-list/p1
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I opened a Cambridge Building Society Extra Reward Regular Saver, paying 5.00% in October 2021.
The Cambridge withdrew the regular saver from new applicants earlier in the year, leaving only the Reward Regular Saver (paying 3.00%) available to new applicants.
I just received an e-mail this morning from The Cambridge regarding the maturity of my account.
They are giving members with a maturing Extra Reward Regular Saver, exclusive access to invest their savings into another Extra Reward Regular Saver with a savings rate of 5.00% AER. You can save up to £250 per month and the maximum investment is £3,000.
I just thought I would mention this offer, as some of you may have a Cambridge Extra Reward Regular Saver that will be maturing soon.
Well done Cambridge Building Society!Please call me 'Kazza'.13 -
Kazza242 said:I opened a Cambridge Building Society Extra Reward Regular Saver, paying 5.00% in October 2021.
The Cambridge withdrew the regular saver from new applicants earlier in the year, leaving only the Reward Regular Saver (paying 3.00%) available to new applicants.
I just received an e-mail this morning from The Cambridge regarding the maturity of my account.
They are giving members with a maturing Extra Reward Regular Saver, exclusive access to invest their savings into another Extra Reward Regular Saver with a savings rate of 5.00% AER. You can save up to £250 per month and the maximum investment is £3,000.
I just thought I would mention this offer, as some of you may have a Cambridge Extra Reward Regular Saver that will be maturing soon.
Well done Cambridge Building Society!
Mines.due to mature and I'd already set my instructions.
I've not received any email and when I go back into change my maturity instructions I get only the following options.
Do you get the 5% option online for yours?
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