Regular Savings Accounts: The Best Currently Available List!

SueDebt

Daliah said:

SueDebt said:

It's probably obvious when I'm told the answer but I have the 

Virgin Home Buying Coach Regular Saver 11

and I can't find my balance in the app.

You can only view and manage it in online banking, not via the app. You need to use their savings login 

Perfect! Thank you.

Special_Saver2

Hi Folks,

I have changed the following items on page 1 of this thread for this weekend's update.

- Earl Shilton BS Regular Monthly Saver interest rate increased to 2.15%

- Santander Regular eSaver interest rate increased to 2.75% for new accounts

- Suffolk BS 1 Year Regular Saver (31.12.2023) added to the list paying 2.75% on up to £500 per month for 12 months for existing members and locals only

- Dudley BS Young Regular Saver interest rate increased to 2.4%

- TSB Monthly Saver interest rate increased to 3% for new accounts

I have made a note of new accounts from Market Harborough and Swansea BS but I have not added them yet as I do not think they are going to still be in my list on page 1 when I update it with the new interest rate threshold later this month.

I will do the next update next weekend.

SS2

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For those new to this thread, the first few posts are constantly updated and are on the first page
https://forums.moneysavingexpert.com/discussion/6106986/regular-savings-accounts-the-best-currently-available-list/p1

Kazza242

I opened a Cambridge Building Society Extra Reward Regular Saver, paying 5.00% in October 2021.  

The Cambridge withdrew the regular saver from new applicants earlier in the year, leaving only the Reward Regular Saver (paying 3.00%) available to new applicants.

I just received an e-mail this morning from The Cambridge regarding the maturity of my account. 

They are giving members with a maturing Extra Reward Regular Saver, exclusive access to invest their savings into another Extra Reward Regular Saver with a savings rate of 5.00% AER.  You can save up to £250 per month and the maximum investment is £3,000.

I just thought I would mention this offer, as some of you may have a Cambridge Extra Reward Regular Saver that will be maturing soon.  

Well done Cambridge Building Society!

veryintrigued

Kazza242 said:

I opened a Cambridge Building Society Extra Reward Regular Saver, paying 5.00% in October 2021.  

The Cambridge withdrew the regular saver from new applicants earlier in the year, leaving only the Reward Regular Saver (paying 3.00%) available to new applicants.

I just received an e-mail this morning from The Cambridge regarding the maturity of my account. 

They are giving members with a maturing Extra Reward Regular Saver, exclusive access to invest their savings into another Extra Reward Regular Saver with a savings rate of 5.00% AER.  You can save up to £250 per month and the maximum investment is £3,000.

I just thought I would mention this offer, as some of you may have a Cambridge Extra Reward Regular Saver that will be maturing soon.  

Well done Cambridge Building Society!

That's interesting.

Mines.due to mature and I'd already set my instructions.

I've not received any email and when I go back into change my maturity instructions I get only the following options.

Do you get the 5% option online for yours?

Kazza242

I've just called and spoken to The Cambridge.  They said that because they are allowing members with maturing Extra Reward Regular Savers to invest in another Extra Reward Regular Saver at 5.00%, this is a special offer which does not feature amongst their online maturity options page.

What you need to do if you want the 5.00% offer is call The Cambridge before your account is due to mature (i.e. now) and they will apply your maturity options over the phone. 

On the date that your Extra Reward Regular Saver matures, they will transfer the balance and interest to your nominated account, excluding £250 which will be left in your account. 

The account will be a new 5.00% Extra Reward Regular Saver with the same account number (so you only need to extend your SO for another 11 payments/create a new one if you've already deleted it).

They have taken my maturity instructions over the phone and will carry them out on the morning that my account is due to mature.  They have confirmed that I will be getting the 5.00% Extra Reward Regular Saver for another year.

[Deleted User]

JamesRobinson48 said:

Cambridge BS:  same for me as for veryintrigued. Even though I did get the email promising the 5% option.

I'm in the same situation. I got an email from Cambridge BS this morning saying that my Extra Reward RS matures on 19th October and that I qualify for a follow on Extra Reward RS at 5% pa fixed for a year. The email said I could give maturity instructions online using the maturity manager button. When I do that, there is no mention of a 5% Extra Reward RS as an option. 

Kazza242

Deleted_User said:

JamesRobinson48 said:

Cambridge BS:  same for me as for veryintrigued. Even though I did get the email promising the 5% option.

I'm in the same situation. I got an email from Cambridge BS this morning saying that my Extra Reward RS matures on 19th October and that I qualify for a follow on Extra Reward RS at 5% pa fixed for a year. The email said I could give maturity instructions online using the maturity manager button. When I do that, there is no mention of a 5% Extra Reward RS as an option. 

Please see my post above Hattie.  

Section62

Kazza242 said:

I've just called and spoken to The Cambridge.  They said that because they are allowing members with maturing Extra Reward Regular Savers to invest in another Extra Reward Regular Saver at 5.00%, this is a special offer which does not feature amongst their online maturity options page.

I wonder whether those who didn't qualify for the Extra Reward in 2021, but now would when their 3% Reward RS matures, will be included in this extra special offer?

Kazza242

Section62 said:

Kazza242 said:

I've just called and spoken to The Cambridge.  They said that because they are allowing members with maturing Extra Reward Regular Savers to invest in another Extra Reward Regular Saver at 5.00%, this is a special offer which does not feature amongst their online maturity options page.

I wonder whether those who didn't qualify for the Extra Reward in 2021, but now would when their 3% Reward RS matures, will be included in this extra special offer?

The e-mail states that Cambridge BS are giving members with a maturing Extra Reward Regular Saver exclusive access to invest into another Extra Reward Regular Saver at 5.00%

Therefore, I think it will be only available to members that have a maturing Extra Reward Regular Saver account.  Though, it would be best for members to call The Cambridge to discuss the maturity options available to them.  As I wrote earlier, the special offer does not appear on the online maturity options page.  You have to call to get it. 

Well done The Cambridge though.  It's an excellent offer.   

Frogletina

Enjoy 2.50% AER/Gross (fixed) interest with our Regular eSaver,

This was the email I received from Santander today. I thought they had reduced the interest rate, but no. When I went onto my account it said the same thing until I clicked apply whereupon it showed 2.75%

It's about time they got their act together. I've not been impressed with them lately.