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Regular Savings Accounts: The Best Currently Available List!

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Comments

  • SFindlay
    SFindlay Posts: 397 Forumite
    Fifth Anniversary 100 Posts Name Dropper
    soulsaver said:
    karlie88 said:
    Transferred over £2650  ;) from santander monthly saver that was earning 2.5% (must have missed the newer 2.75% acc) to their new easy access account.

    Re: amount, if you know, you know.
    You can pay the whole of the last maturing RS in on the first payment of the new? I could never get it to work.
    It's been transferred to new easy access account not RS.
  • SFindlay
    SFindlay Posts: 397 Forumite
    Fifth Anniversary 100 Posts Name Dropper
    liamcov said:

    Re Nationwide Flex Regular Saver - I can't see this listed on their website, only at https://www.nationwide.co.uk/savings/help/terms/flex-regular-online-saver/ but this seems to be a different account - monthly pay in £250 whereas I think mine (at 3%) is £200.

    Can anyone shed any light or have I just confused the details?
    It's certainly disappeared from on sale (they did say it would be for a limited time) so hopefully a new RS will be launched in its place with competitive interest rate. 
  • soulsaver
    soulsaver Posts: 6,742 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 11 October 2022 at 3:45PM
    SFindlay said:
    soulsaver said:
    karlie88 said:
    Transferred over £2650  ;) from santander monthly saver that was earning 2.5% (must have missed the newer 2.75% acc) to their new easy access account.

    Re: amount, if you know, you know.
    You can pay the whole of the last maturing RS in on the first payment of the new? I could never get it to work.
    It's been transferred to new easy access account not RS.
    Obviously. But her(?) tease is about how come she has more than 12 monthly payments earning in a Santander 12 month Reg Saver, max £2400.
  • soulsaver
    soulsaver Posts: 6,742 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Nick_C said:
    Anyone else trying to close the Halifax Regular Saver?

    I couldn't see a way to close the account on line, but you can "renew" the account to an everyday saver, and then transfer all the funds to your current account.
    I seem to remember you have to phone them.
    No you don't. See my earlier reply.
  • soulsaver said:
    Nick_C said:
    Anyone else trying to close the Halifax Regular Saver?

    I couldn't see a way to close the account on line, but you can "renew" the account to an everyday saver, and then transfer all the funds to your current account.
    I seem to remember you have to phone them.
    No you don't. See my earlier reply.
    Sorry, post deleted.
  • ForumUser7
    ForumUser7 Posts: 2,525 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    The new Santander eSaver easy access deposit account at 2.75% has just made 90% of my existing regular savers redundant. It will also limit the traffic on this forum, at least for a while.
    Typically, regular savers have much higher rates than easy access. There will likely be less traffic for a couple of weeks, but hopefully regular saver accounts rates massively increase above the easy access again soon
    If you want me to definitely see your reply, please tag me @forumuser7 Thank you.

    N.B. (Amended from Forum Rules): You must investigate, and check several times, before you make any decisions or take any action based on any information you glean from any of my content, as nothing I post is advice, rather it is personal opinion and is solely for discussion purposes. I research before my posts, and I never intend to share anything that is misleading, misinforming, or out of date, but don't rely on everything you read. Some of the information changes quickly, is my own opinion or may be incorrect. Verify anything you read before acting on it to protect yourself because you are responsible for any action you consequently make... DYOR, YMMV etc.
  • SFindlay
    SFindlay Posts: 397 Forumite
    Fifth Anniversary 100 Posts Name Dropper
    soulsaver said:
    SFindlay said:
    soulsaver said:
    karlie88 said:
    Transferred over £2650  ;) from santander monthly saver that was earning 2.5% (must have missed the newer 2.75% acc) to their new easy access account.

    Re: amount, if you know, you know.
    You can pay the whole of the last maturing RS in on the first payment of the new? I could never get it to work.
    It's been transferred to new easy access account not RS.
    Obviously. But her(?) tease is about how come she has more than 12 monthly payments earning in a Santander 12 month Reg Saver, max £2400.
    Only the overly sensitive people around would  find that a tease, it used to be that we could freely give tips about making a 13th payment on acxounts until these very same overly sensitive people objected to that too!! Now subtle hints seem to cause a problem to some! 
  • SFindlay
    SFindlay Posts: 397 Forumite
    Fifth Anniversary 100 Posts Name Dropper
    soulsaver said:
    Nick_C said:
    Anyone else trying to close the Halifax Regular Saver?

    I couldn't see a way to close the account on line, but you can "renew" the account to an everyday saver, and then transfer all the funds to your current account.
    I seem to remember you have to phone them.
    No you don't. See my earlier reply.
    Soulsaver your earlier reply you refer to says "

    You can close it on line under 'account services' - balance must be <£5 so w/d down to that first."

    However Halifax Regular Saver does not allow withdrawals except upon closure so its not possible to withdraw down to a balance of less than £5 so its impossible to follow your advice. 
  • EssexHebridean
    EssexHebridean Posts: 24,714 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Great tip on the new Santander EA account - thank you! 
    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
    Balance as at 31/08/25 = £ 95,450.00
    £100k barrier broken 1/4/25
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