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Regular Savings Accounts: The Best Currently Available List!
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I guess it depends on the rate we are referring too. I was referring to the 16-25 Regular Saver, which I hold. Perhaps I should've specified this. It would be great if it went up by the full base rate each time, but it is not a base rate tracker so cannot be expected. Regardless, this is the highest paying account I hold, and I'm always impressed by the rate on this particular product.happybagger said:Not impressive at all. The 1 October rate rise was in response to the August BoE rate announcement, and that wasn't by the full amount of the rise either, just like this one.If you want me to definitely see your reply, please tag me @forumuser7 Thank you.
N.B. (Amended from Forum Rules): You must investigate, and check several times, before you make any decisions or take any action based on any information you glean from any of my content, as nothing I post is advice, rather it is personal opinion and is solely for discussion purposes. I research before my posts, and I never intend to share anything that is misleading, misinforming, or out of date, but don't rely on everything you read. Some of the information changes quickly, is my own opinion or may be incorrect. Verify anything you read before acting on it to protect yourself because you are responsible for any action you consequently make... DYOR, YMMV etc.1 -
Thanks @James87 for posting about the new Santander Instant Access Savings Account at https://forums.moneysavingexpert.com/discussion/comment/79546367/#Comment_79546367
2.75% with a monthly interest option.
I'm in the process of closing 4 of my regular savers and transferring funds to Santander. This simplifies things somewhat.4 -
Re the Nationwide Flex Regular Saver / Start to Save 2 - can I take money out and replace it in the same month or don't they work that way?0
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My interpretation is yes.liamcov said:Re the Nationwide Flex Regular Saver / Start to Save 2 - can I take money out and replace it in the same month or don't they work that way?
"You can increase your balance by up to £50 each Calendar Month."
"if you do withdraw money you may need to repay all or some of it back in during the same Calendar Month to be eligible for the prize draw"
https://www.nationwide.co.uk/savings/start-to-save/
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Question; are you able to hold a Digital Regular Saver with Natwest and also RBS? I'm guessing you can hold one with both, but just double checking!0
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Anyone else trying to close the Halifax Regular Saver?
I couldn't see a way to close the account on line, but you can "renew" the account to an everyday saver, and then transfer all the funds to your current account.1 -
I hold one with both. I.e I have a DRS with NW and a DRS with RBSt1redmonkey said:Question; are you able to hold a Digital Regular Saver with Natwest and also RBS? I'm guessing you can hold one with both, but just double checking!If you want me to definitely see your reply, please tag me @forumuser7 Thank you.
N.B. (Amended from Forum Rules): You must investigate, and check several times, before you make any decisions or take any action based on any information you glean from any of my content, as nothing I post is advice, rather it is personal opinion and is solely for discussion purposes. I research before my posts, and I never intend to share anything that is misleading, misinforming, or out of date, but don't rely on everything you read. Some of the information changes quickly, is my own opinion or may be incorrect. Verify anything you read before acting on it to protect yourself because you are responsible for any action you consequently make... DYOR, YMMV etc.1 -
Yes you can have botht1redmonkey said:Question; are you able to hold a Digital Regular Saver with Natwest and also RBS? I'm guessing you can hold one with both, but just double checking!1 -
Thanks both
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You can close it on line under 'account services' - balance must be <£5 so w/d down to that first.Nick_C said:Anyone else trying to close the Halifax Regular Saver?
I couldn't see a way to close the account on line, but you can "renew" the account to an everyday saver, and then transfer all the funds to your current account.
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