Regular Savings Accounts: The Best Currently Available List!

Wheres_My_Cashback

alewin said:

The NatWest Digital Regular Saver is now showing 5.00% Gross and 5.12% AER.
Those are the rates showing on their website as of now.

Not yet showing as raised for current holders either on the website or when logged in. Either to follow shortly or only for new accounts atm.

https://www.natwest.com/savings/manage-your-savings/savings-interest-rates-changes.html?q=INTEREST+RATES&brand=NATWEST&section=personal&enginekey=wYnTjXmfABgYKBU6GMG3

RG2015

Try this link.

https://www.natwest.com/savings/manage-your-savings/Interest-Rates-FCA.html?view=int

When logged in, it refers to the previous working day so hopefully it will show tomorrow.

wiseonesomeofthetime

RBS Digital Saver is showing as 3.79% AER in my app. Didn't realise it had gone up from the 3.30%

ForumUser7

wiseonesomeofthetime said:

RBS Digital Saver is showing as 3.79% AER in my app. Didn't realise it had gone up from the 3.30%

The app shows the rate as of the previous business day, most likely it’ll update to the 5.12% AER tomorrow some stage. The previous rate increase was only 12th September, so that’s really impressive from RBS/NatWest

wiseonesomeofthetime

Indeed, just a few hours after my last post, it now shows 5.10% AER / 4.98% Gross 👍

Daliah

Shame the great rate on the RBS/Natwest RS is limited to £1,000. Still, it is massively better than the gimmicky Chase Roundup 5% account as it is nigh on impossible to accrue £1,000, or even only £500 in the Chase account.

ForumUser7

wiseonesomeofthetime said:

Indeed, just a few hours after my last post, it now shows 5.10% AER / 4.98% Gross 👍

Not meaning to be petty or anything, but my app shows 5% gross, and 5.12% AER. Maybe keep an eye just to ensure it does go to to the full amount and isn’t holding short for whatever reason

RG2015

wiseonesomeofthetime said:

Indeed, just a few hours after my last post, it now shows 5.10% AER / 4.98% Gross 👍

This is your composite rate when you have more than £1,000.

If you reduce the balance to £1,000 it will show 5.12% aer / 5.00% gross

Wheres_My_Cashback

Daliah said:

Shame the great rate on the RBS/Natwest RS is limited to £1,000. Still, it is massively better than the gimmicky Chase Roundup 5% account as it is nigh on impossible to accrue £1,000, or even only £500 in the Chase account.

Hardly, £812 sitting in the round-up after 6 months with ease.

Daliah

Wheres_My_Cashback said:

Daliah said:

Shame the great rate on the RBS/Natwest RS is limited to £1,000. Still, it is massively better than the gimmicky Chase Roundup 5% account as it is nigh on impossible to accrue £1,000, or even only £500 in the Chase account.

Hardly, £812 sitting in the round-up after 6 months with ease.

With ease? I am sure this involved some rather unnatural 'spends'. And will pay nowhere near what you get with the Natwest/RBS ones, where you can deposit £150 with actual ease on each first of a month, and then keep your £1,000 going at the end of 12 months.