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Regular Savings Accounts: The Best Currently Available List!

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  • Indeed, just a few hours after my last post, it now shows 5.10% AER / 4.98% Gross 👍
    Not meaning to be petty or anything, but my app shows 5% gross, and 5.12% AER. Maybe keep an eye just to ensure it does go to to the full amount and isn’t holding short for whatever reason
    If you want me to definitely see your reply, please tag me @forumuser7 Thank you.

    N.B. (Amended from Forum Rules): You must investigate, and check several times, before you make any decisions or take any action based on any information you glean from any of my content, as nothing I post is advice, rather it is personal opinion and is solely for discussion purposes. I research before my posts, and I never intend to share anything that is misleading, misinforming, or out of date, but don't rely on everything you read. Some of the information changes quickly, is my own opinion or may be incorrect. Verify anything you read before acting on it to protect yourself because you are responsible for any action you consequently make... DYOR, YMMV etc.
  • RG2015
    RG2015 Posts: 6,048 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Photogenic
    Indeed, just a few hours after my last post, it now shows 5.10% AER / 4.98% Gross 👍
    This is your composite rate when you have more than £1,000.

    If you reduce the balance to £1,000 it will show 5.12% aer / 5.00% gross
  • Daliah said:
    Shame the great rate on the RBS/Natwest RS is limited to £1,000. Still, it is massively better than the gimmicky Chase Roundup 5% account as it is nigh on impossible to accrue £1,000, or even only £500 in the Chase account.
    Hardly, £812 sitting in the round-up after 6 months with ease.
  • Daliah
    Daliah Posts: 3,792 Forumite
    1,000 Posts First Anniversary Photogenic Name Dropper
    Daliah said:
    Shame the great rate on the RBS/Natwest RS is limited to £1,000. Still, it is massively better than the gimmicky Chase Roundup 5% account as it is nigh on impossible to accrue £1,000, or even only £500 in the Chase account.
    Hardly, £812 sitting in the round-up after 6 months with ease.
    With ease? I am sure this involved some rather unnatural 'spends'. And will pay nowhere near what you get with the Natwest/RBS ones, where you can deposit £150 with actual ease on each first of a month, and then keep your £1,000 going at the end of 12 months.
  • Daliah said:
    Shame the great rate on the RBS/Natwest RS is limited to £1,000. Still, it is massively better than the gimmicky Chase Roundup 5% account as it is nigh on impossible to accrue £1,000, or even only £500 in the Chase account.
    Hardly, £812 sitting in the round-up after 6 months with ease.
    £500+ here too
  • ColdIron
    ColdIron Posts: 9,818 Forumite
    Part of the Furniture 1,000 Posts Hung up my suit! Name Dropper
    Only £250, I fear the MSE police will be feeling my collar soon :#
  • wiseonesomeofthetime
    wiseonesomeofthetime Posts: 2,515 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    edited 21 September 2022 at 10:20PM
    RG2015 said:
    Indeed, just a few hours after my last post, it now shows 5.10% AER / 4.98% Gross 👍
    This is your composite rate when you have more than £1,000.

    If you reduce the balance to £1,000 it will show 5.12% aer / 5.00% gross
    Ah right. Yeah it currently stands at £1006.12 (left the interest in there recently) 👍

    Update: Interest now moved to my Gatehouse account, so I'll see what my app shows as interest rate tomorrow. Thanks again.

    Confirmed. Now showing 5.00% gross and 5.12% AER in app 😁
  • Coventry BS

    RS5 rate increases to 2.4%
  • Kazza242
    Kazza242 Posts: 2,199 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Coventry BS

    RS5 rate increases to 2.4%
    The Coventry BS First Home Saver (regular savings account) rate is also going up from 1.85% to 2.25% w.e.f. 7th October 2022.
    Please call me 'Kazza'.
  • kaMelo
    kaMelo Posts: 2,855 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper
    Kazza242 said:
    Coventry BS

    RS5 rate increases to 2.4%
    The Coventry BS First Home Saver (regular savings account) rate is also going up from 1.85% to 2.25% w.e.f. 7th October 2022.
    Good to know, despite the name there is no requirement to be a first time buyer and it operates essentially like an easy access account.

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