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Regular Savings Accounts: The Best Currently Available List!

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  • Bridlington1
    Bridlington1 Posts: 3,735 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    kaMelo said:
    The Ecology regular saver, notice saver and cash ISA can all be funded via DD but unfortunately the easy access account cannot. Minimum deposit into the regular saver is £25 per month.
    The Ecology Building Society is not really about offering top rates.
    Correct me if I'm wrong but on page 4 of the terms and conditions for the ecology easy access account under "How do I open and manage my account" it says:
    Where the account is opened online, the initial deposit must be made online. For postal applications the initial deposit can be by cheque or bank transfer. All subsequent deposits can be made by bank transfer, Direct Debit or cheque. You can also save monthly by Direct Debit or standing order (the minimum amount payable by Direct Debit is £10).
    So you can pay in by direct debit. It just doesn't mention that in the summary box.
  • kaMelo
    kaMelo Posts: 2,857 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper
    kaMelo said:
    The Ecology regular saver, notice saver and cash ISA can all be funded via DD but unfortunately the easy access account cannot. Minimum deposit into the regular saver is £25 per month.
    The Ecology Building Society is not really about offering top rates.
    Correct me if I'm wrong but on page 4 of the terms and conditions for the ecology easy access account under "How do I open and manage my account" it says:
    Where the account is opened online, the initial deposit must be made online. For postal applications the initial deposit can be by cheque or bank transfer. All subsequent deposits can be made by bank transfer, Direct Debit or cheque. You can also save monthly by Direct Debit or standing order (the minimum amount payable by Direct Debit is £10).
    So you can pay in by direct debit. It just doesn't mention that in the summary box.
    You're not wrong, whilst it used to not be the case it is now possible to put money in all Ecology accounts via DD.  I've edited my previous post for clarity.
    That will teach me to read the latest terms and conditions before commenting.
  • glider3560
    glider3560 Posts: 4,115 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Has anyone heard from Bath Building Society about an increase to their rates after the latest BoE increase?

    I can't see anything on their website and contemplating withdrawing the balance from my 1.75% regular saver (although don't want to as this account doesn't have a maturity date).
  • kaMelo
    kaMelo Posts: 2,857 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper
    The thing is the Ecology regular saver was never about the rate as it has never been competitive. The funding via DD is the key point as it enables other things like switches and cashback.
  • Monmouthshire Christmas RS
    Account no longer available
    Now showing 2.05% interest. When did that move from 1.65%?
  • Wheres_My_Cashback
    Wheres_My_Cashback Posts: 4,394 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    edited 22 August 2022 at 11:21AM
    Monmouthshire Christmas RS
    Account no longer available
    Now showing 2.05% interest. When did that move from 1.65%?
    Must have been today as was still at 1.65% on Fri - Well spotted, top up on it's way.

    Last time they increased mid month (V3) it was also on the 22nd!
  • dcs34
    dcs34 Posts: 656 Forumite
    Eighth Anniversary 500 Posts Name Dropper
    Monmouthshire Christmas RS
    Account no longer available
    Now showing 2.05% interest. When did that move from 1.65%?
    Yes just noticed this. The documents on their website still show 1.65% at 13th July - so sometime since then. 
  • Daliah
    Daliah Posts: 3,792 Forumite
    1,000 Posts First Anniversary Photogenic Name Dropper
    SRBS crediting of deposits; they are treacle slow in showing the deposits online BUT it doesn't matter as the amounts get credited for the day you make the payment. This is the case for deposits made on working days, at least.
  • ForumUser7
    ForumUser7 Posts: 2,458 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    Has anyone heard from Bath Building Society about an increase to their rates after the latest BoE increase?

    I can't see anything on their website and contemplating withdrawing the balance from my 1.75% regular saver (although don't want to as this account doesn't have a maturity date).
    Bath hasn’t changed their rates yet, and a branch staff member reckons it’ll be October that they implement any changes, if they decide to. That said their rates are usually very competitive, so I’ll be waiting to see
    If you want me to definitely see your reply, please tag me @forumuser7 Thank you.

    N.B. (Amended from Forum Rules): You must investigate, and check several times, before you make any decisions or take any action based on any information you glean from any of my content, as nothing I post is advice, rather it is personal opinion and is solely for discussion purposes. I research before my posts, and I never intend to share anything that is misleading, misinforming, or out of date, but don't rely on everything you read. Some of the information changes quickly, is my own opinion or may be incorrect. Verify anything you read before acting on it to protect yourself because you are responsible for any action you consequently make... DYOR, YMMV etc.
  • trickydicky14
    trickydicky14 Posts: 1,247 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Daliah said:
    SRBS crediting of deposits; they are treacle slow in showing the deposits online BUT it doesn't matter as the amounts get credited for the day you make the payment. This is the case for deposits made on working days, at least.
    When you say treacle slow, how slow is that. I made my first payment today via a SO and is not showing as yet.
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