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Regular Savings Accounts: The Best Currently Available List!
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Effective from what date?ashteadgirl said:Buckinghamshire Regular Saver Locals rate increased from 1.65% to 2.4%. This is an historical account and no longer available to open. Had an email this morning.
I have not had the email and I have just logged on, the interest rate I see quoted still says 1.65%God save the King!
I'll save Winston Churchill, Jane Austen, J. M. W. Turner and Alan Turing.0 -
Their non local one to 2.05% tooashteadgirl said:Buckinghamshire Regular Saver Locals rate increased from 1.65% to 2.4%. This is an historical account and no longer available to open. Had an email this morning.
1st September2 -
Sorry in the excitement forgot to state effective from 1/9/22. Wrists duly slapped :Chadsman said:
Effective from what date?ashteadgirl said:Buckinghamshire Regular Saver Locals rate increased from 1.65% to 2.4%. This is an historical account and no longer available to open. Had an email this morning.
I have not had the email and I have just logged on, the interest rate I see quoted still says 1.65%
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This is good news, I have had this account since September 2016 I think I was surprised that there is no end date on it, I did reduce it to £50 a month, when I had lots of RS that paid more, but happy with 2.4%, although I haven't had this email yet, but I'm sure its on its way,ashteadgirl said:Buckinghamshire Regular Saver Locals rate increased from 1.65% to 2.4%. This is an historical account and no longer available to open. Had an email this morning.
Im assuming this will be from September?
Westie983I’m a Forum Ambassador and I support the Forum Team on the Banking & Borrowing, and Reduce Debt & Boost Income boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySaving Expert.Save 12k in 2023 #58 Total (£4500.00) £2500.00/£5000 = 50.00%Sealed Pot Challenge ~17 #24 Total (£55.00) £0.00/£500 = 0.00%Xmas 2023 £1 a Day #13 Total (£85.00) £344.00/£365 = 94.24%Virtual Sealed Pot #1 Total (£500) £550.00/£500 = 110.00%£2 Savers Club 2023 #17 Total (£25.00) £45/£300 = 15.00%The 365 1p Challenge 2023 #7 Total £656.19/£667.95 = 98.23%Total £4095.19/£7332.95 = 55.84%0 -
For reasons not clear, my email from Bucks BS today about this ended up in my Spam folder (previous emails from them haven't) so maybe check there. Change applies from 1 September.Westie983 said:
This is good news, I have had this account since September 2016 I think I was surprised that there is no end date on it, I did reduce it to £50 a month, when I had lots of RS that paid more, but happy with 2.4%, although I haven't had this email yet, but I'm sure its on its way,ashteadgirl said:Buckinghamshire Regular Saver Locals rate increased from 1.65% to 2.4%. This is an historical account and no longer available to open. Had an email this morning.
Im assuming this will be from September?
Westie9830 -
And to clarify one point, the RS Locals account only permits one payment in per month. So if, like me, you have already put in a tenner by s/o, you can't now add £490...
I presume the non-locals one is the same.
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Just spotted this from Virgin Money:
https://uk.virginmoney.com/savings/pdf/Home_Buying_Coach_Regular_Saver_Issue_12-key_product_info.pdf
I've been waiting for this and it is totally underwhelming - I thought that they may have used their latest issue launch to improve the interest rate, but sadly not it seems.
I won't be taking this one up, and will let all of my others go now, unless a competitive rate rise is announced pdq.1 -
Not much point waiting when you can get 2.21% in a 90 day notice account, for all of your money in the Virgin RSs. Unless you aren't sure whether you need the money in the next 90 dayscreditavenger said:
I won't be taking this one up, and will let all of my others go now, unless a competitive rate rise is announced pdq.2 -
You've been waiting ?creditavenger said:Just spotted this from Virgin Money:
https://uk.virginmoney.com/savings/pdf/Home_Buying_Coach_Regular_Saver_Issue_12-key_product_info.pdf
I've been waiting for this and it is totally underwhelming - I thought that they may have used their latest issue launch to improve the interest rate, but sadly not it seems.
I won't be taking this one up, and will let all of my others go now, unless a competitive rate rise is announced pdq.
It's been available for a month now, the next one (assuming there is a next) isn't due until the 20th Sept and hopefully that one will take into account the latest/next BoE rate rises, unlike issue 12 which was too early.1 -
It would seem that I've been confusing maturity dates with issue dates. Thanks for pointing out my error WMCB
Well that's decided it for me - I'll be cashing all 6 of my issues in tomorrow.0
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