We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!

Regular Savings Accounts: The Best Currently Available List!

15135145165185191699

Comments

  • Daliah said:
    My SRBS online is finally open. Took 5 working days. No sign of the RS yet, though I expect it will show in the morning. No sign of the passbook yet, either. But 2.5%, and and open-ended RS with limited withdrawal options sounds relatively attractive
    I rang them today to be told due to the amount of interest in this account it was taking longer to sort, up to a week.
    Similar experience here, applied Mon 15th, account opened first thing this morning
    Your doing better than me, I applied on the 13th and still waiting.
    I choose the rooms that I live in with care,
    The windows are small and the walls almost bare,
    There's only one bed and there's only one prayer;
    I listen all night for your step on the stair.
  • Daliah said:
    My SRBS online is finally open. Took 5 working days. No sign of the RS yet, though I expect it will show in the morning. No sign of the passbook yet, either. But 2.5%, and and open-ended RS with limited withdrawal options sounds relatively attractive
    I rang them today to be told due to the amount of interest in this account it was taking longer to sort, up to a week.
    Similar experience here, applied Mon 15th, account opened first thing this morning
    Your doing better than me, I applied on the 13th and still waiting.
    I received my passbook today. It must have been processed for issue immediately as my deposit is not showing and a lot of information online banking which I have already successfully accessed
    "Look after your pennies and your pounds will look after themselves"
  • Daliah
    Daliah Posts: 3,792 Forumite
    1,000 Posts First Anniversary Photogenic Name Dropper
    Daliah said:
    My SRBS online is finally open. Took 5 working days. No sign of the RS yet, though I expect it will show in the morning. No sign of the passbook yet, either. But 2.5%, and and open-ended RS with limited withdrawal options sounds relatively attractive
    The account does indeed show this morning but the deposit I made last night still doesn't. Suppose it will all show tomorrow, or Monday at the latest. 

    I am not complaining, just reporting.
  • Just to add to the Stafford RS comments  - applied around 4pm on Wednesday (17th) - two sole accounts and a joint - received user id via text around 1pm on Thursday. Immediately sent a £25 test (faster) payment.

    Accounts still showing a balance of zero this morning, so sent a query via email and rep responded pretty quickly / advised that their backend systems not directly linked to the online display systems and balances can take up to 24 hours to update, but they could see that the £25 payments had been applied.
    Mortgage and debt free. Building up savings...
  • Buckinghamshire Regular Saver Locals rate increased from 1.65% to   2.4%. This is an historical account and no longer available to open. Had an email this morning. 
  • happybagger
    happybagger Posts: 1,177 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Combo Breaker
    Excellent, I have one of those. They didn't increase after the last 0.25% so have at least now passed on the full 0.75% rise
  • Chadsman
    Chadsman Posts: 1,113 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Buckinghamshire Regular Saver Locals rate increased from 1.65% to   2.4%. This is an historical account and no longer available to open. Had an email this morning. 
    Effective from what date?
    I have not had the email and I have just logged on, the interest rate I see quoted still says 1.65%
    God save the King!
    I'll save Winston Churchill, Jane Austen, J. M. W. Turner and Alan Turing.
  • veryintrigued
    veryintrigued Posts: 3,843 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 19 August 2022 at 12:54PM
    Buckinghamshire Regular Saver Locals rate increased from 1.65% to   2.4%. This is an historical account and no longer available to open. Had an email this morning. 
    Their non local one to 2.05% too

    1st September 
  • Chadsman said:
    Buckinghamshire Regular Saver Locals rate increased from 1.65% to   2.4%. This is an historical account and no longer available to open. Had an email this morning. 
    Effective from what date?
    I have not had the email and I have just logged on, the interest rate I see quoted still says 1.65%
    Sorry in the excitement forgot to state effective from 1/9/22. Wrists duly slapped : :smile:
  • Westie983
    Westie983 Posts: 5,215 Forumite
    Tenth Anniversary 1,000 Posts I've been Money Tipped! Name Dropper
    edited 19 August 2022 at 7:01PM
    Buckinghamshire Regular Saver Locals rate increased from 1.65% to   2.4%. This is an historical account and no longer available to open. Had an email this morning. 
    This is good news, I have had this account since September 2016 I think I was surprised that there is no end date on it, I did reduce it to £50 a month, when I had lots of RS that paid more, but happy with 2.4%, although I haven't had this email yet, but I'm sure its on its way,

    Im assuming this will be from September?

    Westie983
    I’m a Forum Ambassador and I support the Forum Team on the Banking & Borrowing, and Reduce Debt & Boost Income boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySaving Expert.
    Save 12k in 2023 #58 Total (£4500.00) £2500.00/£5000 = 50.00%
    Sealed Pot Challenge ~17 #24 Total (£55.00) £0.00/£500 = 0.00%
    Xmas 2023 £1 a Day #13 Total (£85.00) £344.00/£365 = 94.24%
    Virtual Sealed Pot #1 Total (£500) £550.00/£500 = 110.00%
    £2 Savers Club 2023 #17 Total (£25.00) £45/£300 = 15.00%
    The 365 1p Challenge 2023 #7 Total £656.19/£667.95 = 98.23%
    Total £4095.19/£7332.95 = 55.84%
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.9K Banking & Borrowing
  • 253.9K Reduce Debt & Boost Income
  • 454.7K Spending & Discounts
  • 246K Work, Benefits & Business
  • 602.1K Mortgages, Homes & Bills
  • 177.8K Life & Family
  • 259.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.