Regular Savings Accounts: The Best Currently Available List!

2Sheds

I'm hanging on moving anything to a fixed rate for now, but have just downloaded the Chase App myself.

schiff

Need a bit of help as I'm not too well versed in the newer technologies. I've downloaded the app quite successfully until the photo of driving licence stage. Apparently en route to that point I said no to camera permission. I was directed to Settings to change it. Said yes to 'allow Chase to access camera' and expected NEXT. But nothing. On the same page Siri & Search and Notifications are OFF and Mobile Data and Allow Tracking are ON.

soulsaver

SickGroove said:

Hello,

Got a 1 year fixed saver at a pitiful rate, due to mature on 01/04 (£85K)

I’ve also just opened the new Chase Saver & put £30K in there already…

I prefer interest to be paid monthly so looking at the Shawbrook 1 year fixed at 1.65% to deposit the full maturing £85K 

My question is, should I just put it into the Chase Saver instead, as fixed rates might rise again shortly?

I appreciate I would then go over the £85K protection for a short while, until fixed rates perhaps reach near 2%

Any advice appreciated.

Cheers

This is the Regular Savings thread. You should copy it, delete it and repost it - prob best as as a new thread.
FWIW I wouldn't go over £85K and I wouldn't fix in the current climate.

soulsaver

schiff said:

Need a bit of help as I'm not too well versed in the newer technologies. I've downloaded the app quite successfully until the photo of driving licence stage. Apparently en route to that point I said no to camera permission. I was directed to Settings to change it. Said yes to 'allow Chase to access camera' and expected NEXT. But nothing. On the same page Siri & Search and Notifications are OFF and Mobile Data and Allow Tracking are ON.

There is several Chase threads.. and the issue is being discussed there. This is the Regular Savings thread...

Rich2808

Descrabled said:

Ecology BS

The regular saver will be increasing interest to 1.3% variable from the present 0.8%. The easy access ISA will also become more interesting.

Thanks - the Ecology sent out an email to me saying the rate was changing - but didn't say to what! They don't have that many products so could have say included a link or a table.

happybagger

Bath BS

From 1 May 2022

Regular Saver 1.60%
Homestart Regular Saver 1.80% (up to 57k)
16-25 Regular Saver 4.65%

Source: 
https://www.bathbuildingsociety.co.uk/personal-savings/accounts/view-all-interest-rates/

(As an off-topic, cash ISA will be 1.09%)

happybagger

Mansfield BS

From 1 April 2022

Regular Saver 30 1.35%
Regular Esaver 30 1.35%
Young Regular Saver 1.50%

Closed issue accounts:
Regular Saver Issues 2 & 3  1.50%
Regular Saver Issues 4,5,6  1.25%

Source:
https://www.mansfieldbs.co.uk/wp-content/uploads/2022/03/Savings-Rate-Changes-wef-1.4.22-UPDATED-accepted-MH-28.03.22.pdf

happybagger

Progressive BS

From 21 March
Clockwork Regular Saver Issues 1 & 2; Clockwork Regular Saver ISAs Issues 1 & 2; First Home Saver

All 1.00%

Source:
https://theprogressive.com/your-society/latest-news/2022/march/rate-changes-to-regular-savings-accounts

Malchester

Rich2808 said:

Descrabled said:

Ecology BS

The regular saver will be increasing interest to 1.3% variable from the present 0.8%. The easy access ISA will also become more interesting.

Thanks - the Ecology sent out an email to me saying the rate was changing - but didn't say to what! They don't have that many products so could have say included a link or a table.

Been looking at this. Does the account continue after the initial 12 months so that further monthly additions can be added or does the max of £3000 apply as a max total for the Account?

kaMelo

Malchester said:

Rich2808 said:

Descrabled said:

Ecology BS

The regular saver will be increasing interest to 1.3% variable from the present 0.8%. The easy access ISA will also become more interesting.

Thanks - the Ecology sent out an email to me saying the rate was changing - but didn't say to what! They don't have that many products so could have say included a link or a table.

Been looking at this. Does the account continue after the initial 12 months so that further monthly additions can be added or does the max of £3000 apply as a max total for the Account?

The account continues and has no end date but you can only save a maximum of £3000 per calendar year.
There is no specified maximum balance for the regular saver, the only reference to maximum amounts I could find is in the general savings terms and conditions;

5.3 The overall maximum holding by any one person in respect of all savings accounts with the Society is £125,000.