Regular Savings Accounts: The Best Currently Available List!

londoner62

Reg_Smeeton said:

I opened one last Tuesday night and got all the info in the post Friday morning. You can fund it immediately, using the account number in the title of the welcome email.

Well, that worked well. Exactly the same time frame for me.

2% fixed is definitely my minimum going forward but I have no more maturing until late October.

typistretired

londoner62 said:

Reg_Smeeton said:

I opened one last Tuesday night and got all the info in the post Friday morning. You can fund it immediately, using the account number in the title of the welcome email.

Well, that worked well. Exactly the same time frame for me.

2% fixed is definitely my minimum going forward but I have no more maturing until late October.

londoner62 said:

Reg_Smeeton said:

I opened one last Tuesday night and got all the info in the post Friday morning. You can fund it immediately, using the account number in the title of the welcome email.

Well, that worked well. Exactly the same time frame for me.

2% fixed is definitely my minimum going forward but I have no more maturing until late October.

You have lost me where did you find the 2% definitely not on Saffron

londoner62

typistretired said:

You have lost me where did you find the 2% definitely not on Saffron

Poor explanation on my part. I meant I will not be taking out any further RS with a fixed rate less than 2% for the foreseeable future. 

Daliah

typistretired said:

londoner62 said:

Reg_Smeeton said:

I opened one last Tuesday night and got all the info in the post Friday morning. You can fund it immediately, using the account number in the title of the welcome email.

Well, that worked well. Exactly the same time frame for me.

2% fixed is definitely my minimum going forward but I have no more maturing until late October.

londoner62 said:

Reg_Smeeton said:

I opened one last Tuesday night and got all the info in the post Friday morning. You can fund it immediately, using the account number in the title of the welcome email.

Well, that worked well. Exactly the same time frame for me.

2% fixed is definitely my minimum going forward but I have no more maturing until late October.

You have lost me where did you find the 2% definitely not on Saffron

I think they were discussing this one: https://www.saffronbs.co.uk/savings/regular-savings-accounts/small-saver-issue-3

Rich2808

Daliah said:

I think they were discussing this one: https://www.saffronbs.co.uk/savings/regular-savings-accounts/small-saver-issue-3

The small saver only allows a maximum investment of £50 a month for 2%.

The 12 months fixed member regular saver may be more suitable - if you qualify to open one (been a member of the Saffron for at least 12 months) - as that pays 1.75% and allows you to save up to £500 a month.

https://www.saffronbs.co.uk/savings/regular-savings-accounts/12-month-fixed-rate-members-regular-saver-issue-9

You can't have both at the same time - so I have opted for the latter given the monthly investment allowed is ten times higher.

Daliah

Rich2808 said:

Daliah said:

I think they were discussing this one: https://www.saffronbs.co.uk/savings/regular-savings-accounts/small-saver-issue-3

The small saver only allows a maximum investment of £50 a month for 2%.

The 12 months fixed member regular saver may be more suitable - if you qualify to open one (been a member of the Saffron for at least months) - as that pays 1.75% and allows you to save up to £500 a month.

https://www.saffronbs.co.uk/savings/regular-savings-accounts/12-month-fixed-rate-members-regular-saver-issue-9

You can't have both at the same time - so I have opted for the latter given the monthly investment allowed is ten times higher.

Sure. Many on here will not qualify for the 2% one because they already have the 1.75% one, which they took out or upgraded to beginning of February when Issue 9 became available. The 2% one is still a lovely account for those who for one reason or another don't want the 1.75% one.

Reg_Smeeton

Daliah said:

Sure. Many on here will not qualify for the 2% one because they already have the 1.75% one, which they took out or upgraded to beginning of February when Issue 9 became available. The 2% one is still a lovely account for those who for one reason or another don't want the 1.75% one.

Im using the small saver to build up the 12 months qualifying membership for the full fat RS. Obviously hoping that such a product still exists come Mar 23!

Special_Saver2

Hi Folks,

I have checked through all of the accounts on page 1 to look for any interest rate changes and I have not found any further changes. I have also fixed some broken links.

I have made the following changes for this weekend's update.

- Suffolk BS 1 Year Regular Saver withdrawn and removed from the list on page 1
- Newcastle BS Fixed Regular Savings Account (Issue 3) withdrawn and removed from the list on page 1
- Virgin Money Home Buying Coach Regular Saver (Issue 10) updated from issue 9; issue 10 has the same interest rate and conditions but matures later (on 20th April 2023)

I will do the next update next weekend.

SS2

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For those new to this thread, the first few posts are constantly updated and are on the first page
https://forums.moneysavingexpert.com/discussion/6106986/regular-savings-accounts-the-best-currently-available-list/p1

Daliah

Great feeder account (digital only): Chase UK, 1.5% AER. Comes with full FSCS protection.

https://www.chase.co.uk/gb/en/product/chase-saver-account/

EDIT: Lovely jubbly, payments in and out are instant, and you can set up SOs to go out to UK accounts in your name. 

1Dan1Dan1

I'm looking to stop monthly payments into my regular savers paying 1%.

Do I have to pay in the minimum amount each month into the following accounts?
- First Direct (min £25)
- HSBC (min £25)
- Lloyds - Club Lloyds Monthly Saver (min £25)
- TSB (min £25)
- Monmouthshire BS - Regular Saver Bond Issue 5 (min not stated)
The two Principality BS regular savers I hold (Maturity Christmas Regular Saver Bond and Regular Saver Bond Issue 24) say you don't need to pay in each month so I've cancelled my standing orders for these.
I appreciate the Lloyds and TSB accounts allow instant access penalty free withdrawals but it'd be easier just to stop the regular payments.
Many thanks in advance and apologies because I guess this has been covered up-thread.