Regular Savings Accounts: The Best Currently Available List!

londoner62

PRAISETHESUN said:

typistretired said:

First business day of the month the 1st this month  so not until after close of business today

NatWest/RBS reg saver

I'm not expecting any issues with the interest being paid today, since I've paid into the account during Mar. It'll come at some point - start to panic if there's nothing in by tomorrow morning. 

I'm thinking the more likely issue (if any) is that the interest due on 01st May doesn't get paid because there was no deposit made in Apr. Wait and see -shrugs-

In my experience NW/RBS credit on the 2nd the 3% RS's. Might be on Monday because of the weekend.

PRAISETHESUN

londoner62 said:

PRAISETHESUN said:

typistretired said:

First business day of the month the 1st this month  so not until after close of business today

NatWest/RBS reg saver

I'm not expecting any issues with the interest being paid today, since I've paid into the account during Mar. It'll come at some point - start to panic if there's nothing in by tomorrow morning. 

I'm thinking the more likely issue (if any) is that the interest due on 01st May doesn't get paid because there was no deposit made in Apr. Wait and see -shrugs-

In my experience NW/RBS credit on the 2nd the 3% RS's. Might be on Monday because of the weekend.

NatWest/RBS interest has landed in my account this morning

veryintrigued

PRAISETHESUN said:

londoner62 said:

PRAISETHESUN said:

typistretired said:

First business day of the month the 1st this month  so not until after close of business today

NatWest/RBS reg saver

I'm not expecting any issues with the interest being paid today, since I've paid into the account during Mar. It'll come at some point - start to panic if there's nothing in by tomorrow morning. 

I'm thinking the more likely issue (if any) is that the interest due on 01st May doesn't get paid because there was no deposit made in Apr. Wait and see -shrugs-

In my experience NW/RBS credit on the 2nd the 3% RS's. Might be on Monday because of the weekend.

NatWest/RBS interest has landed in my account this morning

Indeed but can we get back to the thread.

I've got close to 50 RS but don't expect a 'Interest from institution X has arrived' each month on here.

wiseonesomeofthetime

veryintrigued said:

I've got close to 50 RS ....

Is that for real financial gain, or more like an addiction / hobby now?

Only curious, as I had about 8 on the go at one time and, when I looked at the net gain over instant access savings (as none of it was fresh money), it felt more like a financial addiction / fad / craze / hobby, than of anything that would noticeably benefit me financially.

This was of course recently, and not during the days of 5% regular savers. Oh the joy!

It felt a bit like when I collected Trading Cards, I suppose. Though that has long since died
 

dcs34

Usually I have 20 payments to make at the start of the month into regular savers. With the new Chase rate that's left me with about 8 that are still worth paying into!

Daliah

dcs34 said:

Usually I have 20 payments to make at the start of the month into regular savers. With the new Chase rate that's left me with about 8 that are still worth paying into!

Much the same here, though I am still left with 20. I have closed all the sub 1.5% ones which can be closed and stopped/reduced the monthly SO into some others. I'll also only consider new ones if they pay more than 1.5%. At least that's whilst the 1.5% lasts, and whilst I have headroom in Chase.

soulsaver

Something here may chime with a few others:

I didn't need to close any RSs because I'd filled up to fscs at Chase. My 2nd best easy access account is(was) just below 1.0% so didn't threaten the RS dynamic.

To answer the obvious questions: I was declined on VM in the past... but latest attempt may be going through but slooowly for some reason.

However that isn't likely to matter now, as Cynergy at 1.1% has usurped the VM saver. 

But I can't see my Cynergy yet as apparently auto fill populated my home tel. number area code with half my mobile number.. and took 20 mins on the phone with their CS to sort what the prob was. So now waiting for test tranny to show - prob Monday

Even so, it's still unlikely to warrant action on my RSs as they're 1% or more, so not worth the effort to undo until something else crops up at, say, c1.3%

dcs34

Daliah said:

dcs34 said:

Usually I have 20 payments to make at the start of the month into regular savers. With the new Chase rate that's left me with about 8 that are still worth paying into!

Much the same here, though I am still left with 20. I have closed all the sub 1.5% ones which can be closed and stopped/reduced the monthly SO into some others. I'll also only consider new ones if they pay more than 1.5%. At least that's whilst the 1.5% lasts, and whilst I have headroom in Chase.

I decided to keep them open, in particular because for the smaller / more regional providers there is a chance they may introduce a new product with a better rate, that requires one to be in existing customer.

dcs34

Daliah said:

dcs34 said:

Usually I have 20 payments to make at the start of the month into regular savers. With the new Chase rate that's left me with about 8 that are still worth paying into!

Much the same here, though I am still left with 20. I have closed all the sub 1.5% ones which can be closed and stopped/reduced the monthly SO into some others. I'll also only consider new ones if they pay more than 1.5%. At least that's whilst the 1.5% lasts, and whilst I have headroom in Chase.

I decided to keep them open, in particular because for the smaller / more regional providers there is a chance they may introduce a new product with a better rate, that requires one to be in existing customer.

veryintrigued

wiseonesomeofthetime said:

veryintrigued said:

I've got close to 50 RS ....

Is that for real financial gain, or more like an addiction / hobby now?

Only curious, as I had about 8 on the go at one time and, when I looked at the net gain over instant access savings (as none of it was fresh money), it felt more like a financial addiction / fad / craze / hobby, than of anything that would noticeably benefit me financially.

This was of course recently, and not during the days of 5% regular savers. Oh the joy!

It felt a bit like when I collected Trading Cards, I suppose. Though that has long since died
 

Financial gain and a game, to a much lesser extent, I suppose.

I've tweaked all the sub 1.25 ones to minimum amounts a couple of days ago for the April payments now the Chase is out.

Yea it's time consuming but it's worthwhile.

Back to thread please where those helpful forumites identify the new ones else I risk being sucked into something this thread should not be about IMO.

TIA