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soulsaver

ernie-money said:

I opened a monthly saver with Lloyds 29/3/19, so was expecting it to have matured by now, but it’s still there as a monthly saver (not club Lloyd’s, this is the regular one) am I missing something, was hoping to reopen before the end of this month...

It'll convert to an Easy saver (0.1%) later today (or maybe tomorrow 'cos it matured on a Sunday) unless you notified them in advance to do something else. Have you read your messages from a couple of weeks ago?.
You can open another Monthly Saver when the easy saver opens. 

typistretired

ernie-money said:

I opened a monthly saver with Lloyds 29/3/19, so was expecting it to have matured by now, but it’s still there as a monthly saver (not club Lloyd’s, this is the regular one) am I missing something, was hoping to reopen before the end of this month...

You should have had  a letter off them telling you when it will convert into an easy saver. My husband will pay his last deposit  into his on Wednesday 1st April and he has received a letter saying it will change into an easy saver middle of May

ernie-money

soulsaver said:

It'll convert to an Easy saver (0.1%) later today (or maybe tomorrow 'cos it matured on a Sunday) unless you notified them in advance to do something else. Have you read your messages from a couple of weeks ago?.
You can open another Monthly Saver when the easy saver opens. 

I knew I had a letter a while ago, but couldn’t for the life of me find it! Just located it under the microwave... it says it’ll convert tomorrow, I hadn’t paid much attention to it, as I assumed it’d be at the most an extra day from the anniversary!

apt

Swingeing further cuts on YBS monthly savers. Issue 2 now 1.30% others 1%.

veryintrigued

apt said:

Swingeing further cuts on YBS monthly savers. Issue 2 now 1.30% others 1%.

apt said:

Swingeing further cuts on YBS monthly savers. Issue 2 now 1.30% others 1%.

From 20/4/20

schiff

veryintrigued said:

apt said:

Swingeing further cuts on YBS monthly savers. Issue 2 now 1.30% others 1%.

apt said:

Swingeing further cuts on YBS monthly savers. Issue 2 now 1.30% others 1%.

From 20/4/20

Might as well let my April 1st SOs go ahead. Withdrawal restrictions are lifted till 20/5/20 and after that accounts can be closed without loss of interest etc.
My last maturity withdrawal was done at the branch office. As these are pass-book accounts I wonder if there will be a facility to withdraw/close online. 

schiff

I set out a dummy transfer, and it looks as if you can.
Yorkshire BS

Every_Penny_Counts

apt said:

Swingeing further cuts on YBS monthly savers. Issue 2 now 1.30% others 1%.

Have they sent a letter or email out regarding this?  I had an email on the 18th Mar regarding the last reduction but nothing about another....

EPC

surreysaver

schiff said:

veryintrigued said:

apt said:

Swingeing further cuts on YBS monthly savers. Issue 2 now 1.30% others 1%.

apt said:

Swingeing further cuts on YBS monthly savers. Issue 2 now 1.30% others 1%.

From 20/4/20

Might as well let my April 1st SOs go ahead. Withdrawal restrictions are lifted till 20/5/20 and after that accounts can be closed without loss of interest etc.
My last maturity withdrawal was done at the branch office. As these are pass-book accounts I wonder if there will be a facility to withdraw/close online. 

Even though they're branch-based passbook accounts, I've closed mine online before.

surreysaver

apt said:

Swingeing further cuts on YBS monthly savers. Issue 2 now 1.30% others 1%.

I wonder if its worth keeping them open in case interest rates go back up?