Regular Savings Accounts: The Best Currently Available List!

Morrigan_2020

eddie7612 said:

Morrigan_2020 said:

Sorry this is probably daft question that has already been answered but its a long thread! 

Is there any restriction on having the regular savers from both RBS and Natwest at the same time?  I got a switching bonus from Natwest a bit ago so presume I won't be eligible for the RBS switch bonus anymore, but would be nice to get 3%!

Thanks.

No there isn't - I have both and had no problems. If you have enough direct debits you can even have a Reward account from both and collect the bonuses on both.

Thanks, who knows how long 3% will last and only on £100 a month but better than nothing! 

kaMelo

Morrigan_2020 said:

eddie7612 said:

Morrigan_2020 said:

Sorry this is probably daft question that has already been answered but its a long thread! 

Is there any restriction on having the regular savers from both RBS and Natwest at the same time?  I got a switching bonus from Natwest a bit ago so presume I won't be eligible for the RBS switch bonus anymore, but would be nice to get 3%!

Thanks.

No there isn't - I have both and had no problems. If you have enough direct debits you can even have a Reward account from both and collect the bonuses on both.

Thanks, who knows how long 3% will last and only on £100 a month but better than nothing! 

£50 a month per account.

Morrigan_2020

kaMelo said:

Morrigan_2020 said:

eddie7612 said:

Morrigan_2020 said:

Sorry this is probably daft question that has already been answered but its a long thread! 

Is there any restriction on having the regular savers from both RBS and Natwest at the same time?  I got a switching bonus from Natwest a bit ago so presume I won't be eligible for the RBS switch bonus anymore, but would be nice to get 3%!

Thanks.

No there isn't - I have both and had no problems. If you have enough direct debits you can even have a Reward account from both and collect the bonuses on both.

Thanks, who knows how long 3% will last and only on £100 a month but better than nothing! 

£50 a month per account.

Yes, adding up to 100 

Fingerbobs

Ken68 said:

Beggar......Posted mine today, been thinking about it for a few days. Lesson earned. 

Doesn't pay to procrastinate where Regular Savers are concerned. 
I posted my Scottish BS application first class on 4th January (the day before it disappeared from the web site), but haven't heard anything yet and the cheque hasn't gone out of my account. 

liamcov

Does anyone know if I need to keep funding my TSB Plus account with £500 a month now the rate has reduced? (This was/is a feeder account and I've tried looking on TSB but their site is down).

castle96

I've cancelled all my rolling £500 credits and left a £1 in each

Eco_Miser

liamcov said:

Does anyone know if I need to keep funding my TSB Plus account with £500 a month now the rate has reduced? (This was/is a feeder account and I've tried looking on TSB but their site is down).

Somewhere among the bumph sent when they stopped paying interest and changed other T&Cs was the info that there is, obviously, no minimum payment required to earn the non-existent interest.

where_are_we

liamcov said:

Does anyone know if I need to keep funding my TSB Plus account with £500 a month now the rate has reduced? (This was/is a feeder account and I've tried looking on TSB but their site is down).

Yes - cancel the in/out £500 Standing Order at both ends. If you have a TSB monthly saver still running remember to fund it. As has already been said leave £1 in it for possible switching offer or current account necessary savings offer further down the line.

someone

Re Tipton BS App Reg Saver (currently not on sale)

I made a mistake that I thought would be worth pointing out in case others have done the same.

Each month the balance is printed. When I checked in early Dec if my payment had made it to the account I thought it had but in fact I was reading the line with the months starting balance. It appears I never set up the SO, just made the initial deposit by faster payments 🤦‍♂️. When I checked in Dec I assumed the difference in balance was uncleared funds.  If it hadn't been for the interest been paid on the 31st Dec and checking in Jan I might have missed this and left it for the entire year!

(The above only shows two transactions, one on 19th Nov paying in £500 and one on 31st Dec with Tipton Applying interest)

adindas

I have KRBS regular saving that will mature at the end of January. Does anyone know the best way to close that accountant and possibly open a new one without the need to visit their branch?

I do not mind if I would not be able to open a new RSA if I could still get the account closed and get it transferred to my link account (or get Cheque).

Thank you for your information.