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Regular Savings Accounts: The Best Currently Available List!

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  • Ken68
    Ken68 Posts: 6,825 Forumite
    Part of the Furniture 1,000 Posts Energy Saving Champion Home Insurance Hacker!
    Ken68 said:
    Beggar......Posted mine today, been thinking about it for a few days. Lesson earned. 
    Accepted at 1.35%, received the guff this morning. Not now on offer.
  • SueDebt
    SueDebt Posts: 33 Forumite
    Part of the Furniture 10 Posts
    adindas said:

    I have KRBS regular saving that will mature at the end of January. Does anyone know the best way to close that accountant and possibly open a new one without the need to visit their branch?

    I do not mind if I would not be able to open a new RSA if I could still get the account closed and get it transferred to my link account (or get Cheque).

    Thank you for your information.



    I'm pretty sure they wrote to me a couple of weeks before it matured.
    I know I then opened a new RS without having to visit the branch.
    Maybe try ringing them to check. 
  • Fingerbobs
    Fingerbobs Posts: 1,706 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Ken68 said:
    Ken68 said:
    Beggar......Posted mine today, been thinking about it for a few days. Lesson earned. 
    Accepted at 1.35%, received the guff this morning. Not now on offer.
    Still nothing here. I posted mine to the Head Office address on their web site.

  • adindas said:

    I have KRBS regular saving that will mature at the end of January. Does anyone know the best way to close that accountant and possibly open a new one without the need to visit their branch?

    I do not mind if I would not be able to open a new RSA if I could still get the account closed and get it transferred to my link account (or get Cheque).

    Thank you for your information.



    When my KBRS regular saver matured last year I rang their customer service telephone helpline and successfully closed it over the phone and arranged a transfer of my funds to an external account.  At the time I didn't choose to open a new RS but the customer service agent asked me if I wanted to and would have opened one for me if I had wished.  Hope this helps.
  • Fingerbobs
    Fingerbobs Posts: 1,706 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Ken68 said:
    Ken68 said:
    Beggar......Posted mine today, been thinking about it for a few days. Lesson earned. 
    Accepted at 1.35%, received the guff this morning. Not now on offer.
    Still nothing here. I posted mine to the Head Office address on their web site.

    The cheque has gone out of my account today, so something's happened. Presumably the documentation is stuck in the Royal Mail somewhere. 
  • Ken68
    Ken68 Posts: 6,825 Forumite
    Part of the Furniture 1,000 Posts Energy Saving Champion Home Insurance Hacker!
    Good going  Fingers, your docs.will include a passbook and a posh booklet.
  • vermania
    vermania Posts: 66 Forumite
    Part of the Furniture 10 Posts Combo Breaker Name Dropper
    edited 14 January 2021 at 10:33PM
    adindas said:

    I have KRBS regular saving that will mature at the end of January. Does anyone know the best way to close that accountant and possibly open a new one without the need to visit their branch?

    I do not mind if I would not be able to open a new RSA if I could still get the account closed and get it transferred to my link account (or get Cheque).

    Thank you for your information.



    Mine matured at the end of December. I received a letter which would take instructions through a return letter/pre-paid envelope (service centre now in Sunderland FYI). However, the letter encourages you to use their online access and send them a message within their portal.

    Slightly hazy about what happened but on the day of maturity I think that I set up the online access in one sitting, no need to wait for any letters to confirm, you are straight in after setup, and I sent the message. They already have your recipient bank details so low and behold, the next day the money had been transferred.

    I sent my passbook in the envelope and got a call a week ago asking what I wanted done with it (completed and returned, of course). At this point they also offered to send me an application form to open another Regular Saver without having to go into the branch (the rate is 1%, I did not take up the offer).

    Rather different from the handwritten passbooks and numerous forms you were given when going into the branch, and having to trudge over to Kent! Alas, really I have missed my annual pilgrimage this time.

    Anyway, hope that helps.
  • mhoc
    mhoc Posts: 19,297 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    On the 6th of January my OH completed a form for a Tipton and Cosley regular saver and posted it off with his cheque. The cheque has not been cashed yet and he has not yet had a letter from the Tipton.  In the meantime my Tipton regular save paying a magnificent 2% matures at the end of the month. The letter came today with the maturity instructions. The only option this year seems to be an Easy access maturity saver which needs a balance of £100 and it has a 0.25% interest rate. I am thinking of just leaving £100 in this account as a justincase sometime in the dim and distant future Tipton do revive their regular savers. I have not got the Tipton app saver - that came   and went so fast. 
    “Create all the happiness you are able to create; remove all the misery you are able to remove. Every day will allow you, --will invite you to add something to the pleasure of others, --or to diminish something of their pains.”
  • Both open Tipley & Coseley app. As well as seeing when your account is opened you can send them messages
    "Look after your pennies and your pounds will look after themselves"
  • mhoc
    mhoc Posts: 19,297 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    edited 15 January 2021 at 6:12PM
    OH has now had a phone call from Tipton to say that they cant process his application because he is out of area.  Apparently somewhere on the website it does specify that applications must come from their area but for the life of me I cant see where it does say specify this or what the postcode restrictions are (but looking at the first thread I can see it mentioned now). The chap did say that quite a few people have been caught out on this specifications and they have had to reject several applications. He also said that there is a possibility that there may be another regular saver on the app but he could not give any details of when and what.  
    https://www.thetipton.co.uk/our-savings/savings-accounts/regular-savings/regular-saver/?r=4171
    “Create all the happiness you are able to create; remove all the misery you are able to remove. Every day will allow you, --will invite you to add something to the pleasure of others, --or to diminish something of their pains.”
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