Regular Savings Accounts: The Best Currently Available List!

MDMD

P3 said:

RG2015 said:

JamesRobinson48 said:

Virgin Money appears to have pulled its e-Regular Saver Issue 20, which was only released on 19th December!   Or at least, I can no longer find it on their website.

Withdrawn today.

https://uk.virginmoney.com/savings/helpful-information/find-your-interest-rate/

Choose previously offered, then online, then e-saver and it's about 15 from the bottom of the list. Effective 18/12/20 withdrawn 23/12/20.

I think it's fair to say since they withdraw this after a few day compare to previous issue, the next issue will not be 1%

I just wonder why they didn’t make this decision before they released issue 20. Would have saved them a load of admin time as presumably someone has to sign off on the release of each issue.

Maybe it will come back at a higher rate!  

DragonQ

Hexane said:

Surely not - I heard reliable rumours that investing in stocks and shares is a bad idea unless one can wait for at least 10 to 15 years. Not 3!

Heh, depends what the competition is I suppose. When there were plenty of regular savers at 5+% and bank accounts at 3+% there was less point going for S&S for shorter terms. Now things are different.

I have a 3-year P2P loan maturing next year which is at 6.1%. Not a good idea to put all money in one place though so spreading between pension, S&S, savings accounts, property/physical assets, and P2P is the best idea IMO.

Eco_Miser

DragonQ said:

Hexane said:

Surely not - I heard reliable rumours that investing in stocks and shares is a bad idea unless one can wait for at least 10 to 15 years. Not 3!

Heh, depends what the competition is I suppose. When there were plenty of regular savers at 5+% and bank accounts at 3+% there was less point going for S&S for shorter terms. Now things are different.

Yes, but you can't lose (nominally) in deposit accounts (up to £85k), while S&S can and does go down as well as up. Over just three years the downs may be greater than the ups.

Special_Saver2

Hi Everybody,

Here is this weekend's update to this thread.

- Furness BS 3 Year Regular Saver withdrawn - Virgin Money Regular E-Saver (Issue 20) withdrawn

I will do the next update next weekend.

SS2

---

For those new to this thread, the first few posts are constantly updated and are on the first page
https://forums.moneysavingexpert.com/discussion/6106986/regular-savings-accounts-the-best-currently-available-list/p1

Special_Saver2

Hi Folks,

Happy New Year!

Here is this weekend's update to this thread.

- Scottish BS Junior Regular Saver Account (children only) withdrawn - Halifax Kids' Monthly Saver interest rate reduced from 4% to 3.5% - Principality BS Christmas 2021 Regular Saver Bond withdrawn - Kent Reliance Regular Savings (Issue 5) paying 1.5% replaced with issue 6 paying 1%

I will do the next update next weekend.

SS2

---

For those new to this thread, the first few posts are constantly updated and are on the first page
https://forums.moneysavingexpert.com/discussion/6106986/regular-savings-accounts-the-best-currently-available-list/p1

1882

Yesterday being the first of the month I manually transferred money to my plethora of RS accounts rather than wait until Monday for the usual SO's. All have shown up except the Monmouthshire BS one - should I worry or will it show up on Monday when the bank hols areover?

veryintrigued

1882 said:

Yesterday being the first of the month I manually transferred money to my plethora of RS accounts rather than wait until Monday for the usual SO's. All have shown up except the Monmouthshire BS one - should I worry or will it show up on Monday when the bank hols areover?

Don't worry

surreysaver

veryintrigued said:

1882 said:

Yesterday being the first of the month I manually transferred money to my plethora of RS accounts rather than wait until Monday for the usual SO's. All have shown up except the Monmouthshire BS one - should I worry or will it show up on Monday when the bank hols areover?

Don't worry

Be Happy 

surreysaver

1882 said:

Yesterday being the first of the month I manually transferred money to my plethora of RS accounts rather than wait until Monday for the usual SO's. All have shown up except the Monmouthshire BS one - should I worry or will it show up on Monday when the bank hols areover?

I wonder whether it will make a difference to the interest payments? 

schiff

1882 said:

Yesterday being the first of the month I manually transferred money to my plethora of RS accounts rather than wait until Monday for the usual SO's. All have shown up except the Monmouthshire BS one - should I worry or will it show up on Monday when the bank hols areover?

Have they all shown as having been credited in your RS accounts on Jan 1st? It's Sat/Sun.