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Regular Savings Accounts: The Best Currently Available List!
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smiley2085 said:I've received an email from Gatehouse about my regular saving acc maturing next month. Not sure what I'm going to do with my money after that. No signs of another regular saver acc from Gatehouse 🙃1
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Bridlington1 said:Bath BS Interest Rate Reductions From 3/1/25:
16-25 Regular Saver from 7.29% to 7.09%
Homestart Regular Saver from 4.74% to 4.54%
The Regular Saver from 4.24% to 4.04%If you want me to definitely see your reply, please tag me @forumuser7 Thank you.
N.B. (Amended from Forum Rules): You must investigate, and check several times, before you make any decisions or take any action based on any information you glean from any of my content, as nothing I post is advice, rather it is personal opinion and is solely for discussion purposes. I research before my posts, and I never intend to share anything that is misleading, misinforming, or out of date, but don't rely on everything you read. Some of the information changes quickly, is my own opinion or may be incorrect. Verify anything you read before acting on it to protect yourself because you are responsible for any action you consequently make... DYOR, YMMV etc.2 -
ForumUser7 said:Bridlington1 said:Bath BS Interest Rate Reductions From 3/1/25:
16-25 Regular Saver from 7.29% to 7.09%
Homestart Regular Saver from 4.74% to 4.54%
The Regular Saver from 4.24% to 4.04%
Last time their rates were cut I received a letter 11 days before their rate cut came into effect and queried this point. The line they used was the general Ts&Cs state:
And thus if they choose to notify you by post they only have to send the letter at least 14 days before they make the rate cut, the letter can however arrive within 14 days of the rate cut coming into effect without it breaching the Ts&Cs.4 -
Bridlington1 said:ForumUser7 said:Bridlington1 said:Bath BS Interest Rate Reductions From 3/1/25:
16-25 Regular Saver from 7.29% to 7.09%
Homestart Regular Saver from 4.74% to 4.54%
The Regular Saver from 4.24% to 4.04%
Last time their rates were cut I received a letter 11 days before their rate cut came into effect and queried this point. The line they used was the general Ts&Cs state:
And thus if they choose to notify you by post they only have to send the letter at least 14 days before they make the rate cut, the letter can however arrive within 14 days of the rate cut coming into effect without it breaching the Ts&Cs.I think their argument would be that they can't control how long the post would take, but really they aught to make an allowance of a few days for delivery as good practice.
If you want me to definitely see your reply, please tag me @forumuser7 Thank you.
N.B. (Amended from Forum Rules): You must investigate, and check several times, before you make any decisions or take any action based on any information you glean from any of my content, as nothing I post is advice, rather it is personal opinion and is solely for discussion purposes. I research before my posts, and I never intend to share anything that is misleading, misinforming, or out of date, but don't rely on everything you read. Some of the information changes quickly, is my own opinion or may be incorrect. Verify anything you read before acting on it to protect yourself because you are responsible for any action you consequently make... DYOR, YMMV etc.2 -
BOE rate to stay at 4.75%!Might stop some of the RS slipping further, as we’ve seen a lot lately.2
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Hi Everybody,
I have just updated the first page of this thread.
- Nationwide BS Flex Regular Saver (Issue 4) replaces issue 3 with the same details as far as I can see; 6.5% gross p.a. variable on up to £200 per month for 12 months, only available to Nationwide current account holders, you can only be named on one Flex Regular Saver product at any time (of any issue).- Bath BS 16-25 Regular Saver interest rate changing from 7.29% gross p.a. variable to 7.09% from 3rd January 2025
I have updated the thresholds in the introduction (post 1 of this thread) as we have now seen the effects of the November Bank of England interest rate change. The introduction now states the following: "I am only adding accounts where the interest rate is 5% or better, or 4.5% if the account has favourable conditions (e.g. you can pay in £500 per month or more, the interest rate is fixed, or if the account matures after at least 2 years)."I will do the next update within the next 1-2 weeks. I hope you all have a lovely festive season!
SS2
For those new to this thread, the first few posts are regularly updated and are on the first page
https://forums.moneysavingexpert.com/discussion/6106986/regular-savings-accounts-the-best-currently-available-list/p140 -
Special_Saver2 said:1
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Thanks for that.
I also now see that Chase (in the Feeder Account section) have reduced their interest rate so I have updated the Chase and Kroo entries.
SS2
For those new to this thread, the first few posts are regularly updated and are on the first page
https://forums.moneysavingexpert.com/discussion/6106986/regular-savings-accounts-the-best-currently-available-list/p15 -
I use Trading 212 ISA 4.9% & Gatehouse easy access at 5%.For funding regular savers.0
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Gatehouse EARS is the best feeder account for me too, interest on anniversary so next tax year, win win.0
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