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Regular Savings Accounts: The Best Currently Available List!

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  • I use Trading 212 ISA 4.9% & Gatehouse easy access at 5%.
    For funding regular savers.
    Only ex RS customers can get the Gatehouse account @ 5%

    I choose the rooms that I live in with care,
    The windows are small and the walls almost bare,
    There's only one bed and there's only one prayer;
    I listen all night for your step on the stair.
  • allegro120
    allegro120 Posts: 1,899 Forumite
    1,000 Posts Second Anniversary Name Dropper
    poolboy said:
    Gatehouse EARS is the best feeder account for me too, interest on anniversary so next tax year, win win.
    My Cahoot 5.12% will end it's term on 18th January and if there's no change GH EARS will become my main Easy Access account.  Two things I will miss - instant withdrawals and ability to fund my regular savers directly. I've been spoiled by Santander, Ulster and Cahoot in the past couple of years. 
  • Stargunner
    Stargunner Posts: 996 Forumite
    Fifth Anniversary 500 Posts Name Dropper
    edited 19 December 2024 at 11:24PM
    poolboy said:
    Gatehouse EARS is the best feeder account for me too, interest on anniversary so next tax year, win win.
    My Cahoot 5.12% will end it's term on 18th January and if there's no change GH EARS will become my main Easy Access account.  Two things I will miss - instant withdrawals and ability to fund my regular savers directly. I've been spoiled by Santander, Ulster and Cahoot in the past couple of years. 
    It may have been better posting the above in the best easy access discussion forum,
  • Nick_C
    Nick_C Posts: 7,604 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Home Insurance Hacker!
    How do I open a Gatehouse EARS?  I can't.  Therefore it has no place in the list of best feeder accounts! 
  • Gers
    Gers Posts: 13,175 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Great find!
  • Won't let me open the account. I've already got the Coventry Loyalty Reg Saver (2) at 6.25%.
  • simonsmithsays
    simonsmithsays Posts: 433 Forumite
    100 Posts First Anniversary Name Dropper
    edited 20 December 2024 at 9:03AM

    I am tempted to leave it as is and see if I can get away with two Christmas 2025s.  Or the other option is to call Principality and tell them I've made a mistake.  Any thoughts?
    I'd let it ride, unless I needed that £125 elsewhere.

    How far out from maturity are you? I've got an RS maturing on 20/12, might see if they offer me double-dibs on the Xmas 25 too.
    Mine matures on 21/12. Letter arrived yesterday (7/12) and dated 5/12 so in theory you should have received this letter already, but if not you can probably see your maturity options online now.

    I have enough money in my EA pot to fund all my RSs so this £125 would just sit in Cahoot's 5.12% on 1st January.  I think it is worth trying to get two Xmas25 running, can't think of any downsides, in worst case scenario they will return £125 with a couple of day's delay.
    I bet I'm not alone in having both the six months rs and maturity winter rs both maturing in the next two weeks.

    Both theoretically give me the option to open the new Christmas 25 one too (which I've already opened).

    Principality BS

     Six month RS matured into (another) Christmas 25 with £125 in it

    Let's see what tomorrow brings when my Maturity Winter also matures.
  • flaneurs_lobster
    flaneurs_lobster Posts: 6,576 Forumite
    Sixth Anniversary 1,000 Posts Photogenic Name Dropper
    edited 20 December 2024 at 9:09AM
    Won't let me open the account. I've already got the Coventry Loyalty Reg Saver (2) at 6.25%.
    Ditto, + the Sunny Day Saver. 
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