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Regular Savings Accounts: The Best Currently Available List!

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  • Gatehouse interest
    I hope this question hasn't already been asked- I can't work out how to search within the thread anymore! My Gatehouse RS is just maturing and it had 7% interest/profit, but when I logged on today (maturity day) to double check if I'd put instructions for the maturity funds, it says 5% prfit on the screen. Does anyone know if this is for if the funds remain there, or have they reduced the interest (profit) during the term, without me being aware..?
    I think you will find your RS has matured and now you have an easy access account paying 5% which in my books is well worth keeping and you can add to it.
    Well, the account name still states Regular saver and their easy access account only offers 4.75%. Also, their last message about maturity approaching said that they would email me when the funds were transferred into an instant access account, so I guess I'll have to wait and see...
    I know it appears odd but believe me it is now an easy access account paying 5% the same happened to me a few weeks ago.
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  • Kim_13
    Kim_13 Posts: 3,501 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Photogenic
    Submitted maturity instructions to Principality online only to receive a letter in the post adding an 0 to the front of my bank account number, so that the destination account is shown with 9 numbers rather than the usual 8. Is this another one of their quirks or should I be getting in touch?

    Previously they had omitted the 0 from my sort code and I got the money fine, but that is correctly shown this time. I have a screenshot from the process showing that I entered my details correctly and did not input the 0.
  • 10_66
    10_66 Posts: 3,470 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Kim_13 said:
    Submitted maturity instructions to Principality online only to receive a letter in the post adding an 0 to the front of my bank account number, so that the destination account is shown with 9 numbers rather than the usual 8. Is this another one of their quirks or should I be getting in touch?

    Previously they had omitted the 0 from my sort code and I got the money fine, but that is correctly shown this time. I have a screenshot from the process showing that I entered my details correctly and did not input the 0.
    They've done that with mine too.  Hoping it's just a quirk.
  • I've received an email from Gatehouse about my regular saving acc maturing next month. Not sure what I'm going to do with my money after that. No signs of another regular saver acc from Gatehouse 🙃
  • I've received an email from Gatehouse about my regular saving acc maturing next month. Not sure what I'm going to do with my money after that. No signs of another regular saver acc from Gatehouse 🙃

    It will move into a 5% easy access.
    I've left it where it is until Feb 25, as there is no room in my Trading 212 easy access isa until then.
    May be here.


    And here.





  • 10_66 said:
    Kim_13 said:
    Submitted maturity instructions to Principality online only to receive a letter in the post adding an 0 to the front of my bank account number, so that the destination account is shown with 9 numbers rather than the usual 8. Is this another one of their quirks or should I be getting in touch?

    Previously they had omitted the 0 from my sort code and I got the money fine, but that is correctly shown this time. I have a screenshot from the process showing that I entered my details correctly and did not input the 0.
    They've done that with mine too.  Hoping it's just a quirk.
    Its a glitch, I rang them the other day.
  • Bridlington1
    Bridlington1 Posts: 3,869 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    edited 18 December 2024 at 5:40PM
    Bath BS Interest Rate Reductions From 3/1/25:

    16-25 Regular Saver from 7.29% to 7.09%
    Homestart Regular Saver from 4.74% to 4.54%
    The Regular Saver from 4.24% to 4.04%
  • allegro120
    allegro120 Posts: 1,953 Forumite
    1,000 Posts Second Anniversary Name Dropper
    I've received an email from Gatehouse about my regular saving acc maturing next month. Not sure what I'm going to do with my money after that. No signs of another regular saver acc from Gatehouse 🙃
    It morphs into Easy Access account paying 5% which is worth keeping.  As for regular savers, I don't expect Gatehouse to continue offering any further issues of this product, always thought of issue 2 as the second and final one off.
  • ForumUser7
    ForumUser7 Posts: 2,495 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    Bath BS Interest Rate Reductions From 3/1/25:

    16-25 Regular Saver from 7.29% to 7.09%
    Homestart Regular Saver from 4.74% to 4.54%
    The Regular Saver from 4.24% to 4.04%
    Thank you @bridlington1 - were these on the cards already please? Don't remember them writing to us. Though if their reduction notice period is only 14 days, I guess they aren't out of time yet - unsure.
    If you want me to definitely see your reply, please tag me @forumuser7 Thank you.

    N.B. (Amended from Forum Rules): You must investigate, and check several times, before you make any decisions or take any action based on any information you glean from any of my content, as nothing I post is advice, rather it is personal opinion and is solely for discussion purposes. I research before my posts, and I never intend to share anything that is misleading, misinforming, or out of date, but don't rely on everything you read. Some of the information changes quickly, is my own opinion or may be incorrect. Verify anything you read before acting on it to protect yourself because you are responsible for any action you consequently make... DYOR, YMMV etc.
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