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Regular Savings Accounts: The Best Currently Available List!

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Comments

  • I've received an email from Gatehouse about my regular saving acc maturing next month. Not sure what I'm going to do with my money after that. No signs of another regular saver acc from Gatehouse 🙃

    It will move into a 5% easy access.
    I've left it where it is until Feb 25, as there is no room in my Trading 212 easy access isa until then.
    May be here.


    And here.





  • 10_66 said:
    Kim_13 said:
    Submitted maturity instructions to Principality online only to receive a letter in the post adding an 0 to the front of my bank account number, so that the destination account is shown with 9 numbers rather than the usual 8. Is this another one of their quirks or should I be getting in touch?

    Previously they had omitted the 0 from my sort code and I got the money fine, but that is correctly shown this time. I have a screenshot from the process showing that I entered my details correctly and did not input the 0.
    They've done that with mine too.  Hoping it's just a quirk.
    Its a glitch, I rang them the other day.
  • Bridlington1
    Bridlington1 Posts: 4,112 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    edited 18 December 2024 at 5:40PM
    Bath BS Interest Rate Reductions From 3/1/25:

    16-25 Regular Saver from 7.29% to 7.09%
    Homestart Regular Saver from 4.74% to 4.54%
    The Regular Saver from 4.24% to 4.04%
  • allegro120
    allegro120 Posts: 2,122 Forumite
    1,000 Posts Second Anniversary Name Dropper
    I've received an email from Gatehouse about my regular saving acc maturing next month. Not sure what I'm going to do with my money after that. No signs of another regular saver acc from Gatehouse 🙃
    It morphs into Easy Access account paying 5% which is worth keeping.  As for regular savers, I don't expect Gatehouse to continue offering any further issues of this product, always thought of issue 2 as the second and final one off.
  • ForumUser7
    ForumUser7 Posts: 2,523 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    Bath BS Interest Rate Reductions From 3/1/25:

    16-25 Regular Saver from 7.29% to 7.09%
    Homestart Regular Saver from 4.74% to 4.54%
    The Regular Saver from 4.24% to 4.04%
    Thank you @bridlington1 - were these on the cards already please? Don't remember them writing to us. Though if their reduction notice period is only 14 days, I guess they aren't out of time yet - unsure.
    If you want me to definitely see your reply, please tag me @forumuser7 Thank you.

    N.B. (Amended from Forum Rules): You must investigate, and check several times, before you make any decisions or take any action based on any information you glean from any of my content, as nothing I post is advice, rather it is personal opinion and is solely for discussion purposes. I research before my posts, and I never intend to share anything that is misleading, misinforming, or out of date, but don't rely on everything you read. Some of the information changes quickly, is my own opinion or may be incorrect. Verify anything you read before acting on it to protect yourself because you are responsible for any action you consequently make... DYOR, YMMV etc.
  • Bridlington1
    Bridlington1 Posts: 4,112 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    edited 18 December 2024 at 8:53PM
    Bath BS Interest Rate Reductions From 3/1/25:

    16-25 Regular Saver from 7.29% to 7.09%
    Homestart Regular Saver from 4.74% to 4.54%
    The Regular Saver from 4.24% to 4.04%
    Thank you @bridlington1 - were these on the cards already please? Don't remember them writing to us. Though if their reduction notice period is only 14 days, I guess they aren't out of time yet - unsure.
    They weren't on their website when I checked yesterday evening so it's hot(ish) off the press so to speak. 

    Last time their rates were cut I received a letter 11 days before their rate cut came into effect and queried this point. The line they used was the general Ts&Cs state:


    And thus if they choose to notify you by post they only have to send the letter at least 14 days before they make the rate cut, the letter can however arrive within 14 days of the rate cut coming into effect without it breaching the Ts&Cs.
  • ForumUser7
    ForumUser7 Posts: 2,523 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    Bath BS Interest Rate Reductions From 3/1/25:

    16-25 Regular Saver from 7.29% to 7.09%
    Homestart Regular Saver from 4.74% to 4.54%
    The Regular Saver from 4.24% to 4.04%
    Thank you @bridlington1 - were these on the cards already please? Don't remember them writing to us. Though if their reduction notice period is only 14 days, I guess they aren't out of time yet - unsure.
    They weren't on their website when I checked yesterday evening so it's hot(ish) off the press so to speak. 

    Last time their rates were cut I received a letter 11 days before their rate cut came into effect and queried this point. The line they used was the general Ts&Cs state:


    And thus if they choose to notify you by post they only have to send the letter at least 14 days before they make the rate cut, the letter can however arrive within 14 days of the rate cut coming into effect without it breaching the Ts&Cs.
    Thanks for explaining :) I think their argument would be that they can't control how long the post would take, but really they aught to make an allowance of a few days for delivery as good practice.
    If you want me to definitely see your reply, please tag me @forumuser7 Thank you.

    N.B. (Amended from Forum Rules): You must investigate, and check several times, before you make any decisions or take any action based on any information you glean from any of my content, as nothing I post is advice, rather it is personal opinion and is solely for discussion purposes. I research before my posts, and I never intend to share anything that is misleading, misinforming, or out of date, but don't rely on everything you read. Some of the information changes quickly, is my own opinion or may be incorrect. Verify anything you read before acting on it to protect yourself because you are responsible for any action you consequently make... DYOR, YMMV etc.
  • BOE rate to stay at 4.75%! 

    Might stop some of the RS slipping further, as we’ve seen a lot lately. 
  • gt94sss2
    gt94sss2 Posts: 6,218 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    9. Best Feeder Accounts

    Kroo Current Account

    Paying 4.10% AER (4.02% gross) variable on up to £85,000 



    Kroo is now at 3.65% with future changes linked to the base rate.
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