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Regular Savings Accounts: The Best Currently Available List!
Comments
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noh said:Newly_retired said:It is not just a couple of days' break though. It is up to five working days which in practice could mean 7 days.
I opened a new regular saver immediately on the 10th and the first deposit was dated the 10th.
No break whatsoever.I consider myself to be a male feminist. Is that allowed?1 -
First direct
Will it not let you apply for a new one before the funds appear? I''m pretty sure I've done that before in the interim.
Also, when it does eventually appear, leave the easy access open, to save waiting for another to be created next year.
I think I read you can phone them up to transfer the funds out quicker if needed.1 -
jd84 said:First direct
Will it not let you apply for a new one before the funds appear? I''m pretty sure I've done that before in the interim.
Also, when it does eventually appear, leave the easy access open, to save waiting for another to be created next year.
I think I read you can phone them up to transfer the funds out quicker if needed.There is a window of opportunity between when the account disappears and when it reappears with the interest added. I use it every year to shave a day or two off the process.You can phone them to shave off an additional day.2 -
Got my Principality maturity pack today for my 6 month regular, they've given me leaflets for Maturity Fixed Rate Bonds, 1 year Regular Saver Bond Issue 35 along with Christmas 2025 Regular & 6 Month Regular Issue 2.
Several ways to decide how to give instructions, online, post, branch or call.
I already have Christmas and 6 month Regular Issue 2 & the others aren't worth it tbh.1 -
jameseonline said:Got my Principality maturity pack today for my 6 month regular, they've given me leaflets for Maturity Fixed Rate Bonds, 1 year Regular Saver Bond Issue 35 along with Christmas 2025 Regular & 6 Month Regular Issue 2.
Several ways to decide how to give instructions, online, post, branch or call.
I already have Christmas and 6 month Regular Issue 2 & the others aren't worth it tbh.
I'm not saying you should do this - I'm saying it might be worth revisiting the earlier comments in the thread.
Happy reading1 -
And one would hope that those who do set a maturity option for an account they already have in the hope of getting a duplicate don't then complain on here if that request is denied and it delays them receiving their maturity proceeds.
If it works then great, but sometimes you have to take the rough with the smooth1 -
exel1966 said:And one would hope that those who do set a maturity option for an account they already have in the hope of getting a duplicate don't then complain on here if that request is denied and it delays them receiving their maturity proceeds.
If it works then great, but sometimes you have to take the rough with the smooth
They have written to me confirming my maturity choice for the excess (a current account) with no mention of my other (speculative) choices.1 -
simonsmithsays said:jameseonline said:Got my Principality maturity pack today for my 6 month regular, they've given me leaflets for Maturity Fixed Rate Bonds, 1 year Regular Saver Bond Issue 35 along with Christmas 2025 Regular & 6 Month Regular Issue 2.
Several ways to decide how to give instructions, online, post, branch or call.
I already have Christmas and 6 month Regular Issue 2 & the others aren't worth it tbh.
I'm not saying you should do this - I'm saying it might be worth revisiting the earlier comments in the thread.
Happy reading2 -
Just a reminder the following regular saver interest rate cuts come into effect tomorrow:
Account Old rate New rate Suffolk BS 1 Year Variable Rate Regular Saver (31.12.2025) (includes online) 5.15% 5.00% Suffolk BS 2 Year Variable Rate Regular Saver (31.12.2025) 5.00% 4.80% Suffolk BS 2 Year Variable Rate Regular Saver (31.12.2026) 5.00% 4.80% Suffolk BS Holiday Saver 4.90% 4.70% Suffolk BS Online 1 Year Variable Rate Regular Saver (30.09.2025) 5.15% 5.00% Suffolk BS Smart Save Monthly Saver 4.90% 4.70% Suffolk BS Variable Rate Regular Saver (31.05.2026) 5.00% 4.80%
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First Direct Regular Saver
Has anyone got any experience of how long it takes to close a not full term FD Regular Saver and then open a new one?1
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