We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Regular Savings Accounts: The Best Currently Available List!

1163916401642164416451699

Comments

  • Aidanmc
    Aidanmc Posts: 1,516 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    Pkman said:
    Just noticed the Xmas payment went to an account which I have already closed.... 

    I already have their issue 34, can I open issue 35 as well?
    Yes you can. Principality BS allow you to hold one of each issue of their regular savers

    I've currently got 9 regular savers with Principality BS and depending what rate their 6 Month RS Issue 2 shall be I may choose to make it a nice round 10 before too long.

    Regarding Issue 34 & 35, which Principality RS ar you referring to please?
  • Bridlington1
    Bridlington1 Posts: 4,521 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    edited 6 June 2025 at 11:49AM
    Horracce said:
    Horracce said:

    I've currently got 9 regular savers with Principality BS and depending what rate their 6 Month RS Issue 2 shall be I may choose to make it a nice round 10 before too long.
    This got me to wondering .. I know some forum members have a few RS accounts, is 9 or 10 close to the maximum or record that anyone has ?
    If you mean with one bank maybe but overall?

    Nowhere near!

    Overall…….
    Someone is bound to have a least 50.
    I've got 52 to start with with one or two I'm planning to open. A a lot are on the minimum balances though.
  • allegro120
    allegro120 Posts: 2,397 Forumite
    1,000 Posts Second Anniversary Name Dropper
    fonesaver said:
    fonesaver said:
    Pkman said:
    what about Leeds bs rs ? I already got i55, can I have the latest issue ?
    No, with the Leeds BS you are only allowed one issue at a time
    I have two, 50 and 55.
    The t&C's seem not to allow this....You are only allowed one account per customer including joint accounts. You may only hold one Leeds Building Society Regular Saver product at a time. If a second Regular Saver account is opened all the money in the second account will be transferred to the current instant access account available to new customers.

    I suspect this may not apply to holding multiple issues. Both my accounts show as Regular Savers.
  • KneadtheDough
    KneadtheDough Posts: 389 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    edited 6 June 2025 at 11:49AM
    Horracce said:
    Horracce said:

    I've currently got 9 regular savers with Principality BS and depending what rate their 6 Month RS Issue 2 shall be I may choose to make it a nice round 10 before too long.
    This got me to wondering .. I know some forum members have a few RS accounts, is 9 or 10 close to the maximum or record that anyone has ?
    If you mean with one bank maybe but overall?

    Nowhere near!

    Overall…….
    Someone is bound to have a least 50.
    I've got 52 to start with with one or two I'm planning to open. A a lot are on the minimum balances though.
    NO. OF REG SAVERS: 

    44 (after closing six in the past month) 
  • s71hj
    s71hj Posts: 1,124 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    As anticipated Principality BS 6 Month Regular Saver at 8% has disappeared from moneyfacts so shall go NLS this morning. 

    To be replaced by 6 Month Regular Saver (Issue 2) at the same rate of 8%.

    For those who wish to apply for the account now. See:
    https://online.principality.co.uk/OriginationsUI/Step1?ProductCode=6083&ProductType=RegularSaver
    Can you hold both at same time?
  • s71hj said:
    As anticipated Principality BS 6 Month Regular Saver at 8% has disappeared from moneyfacts so shall go NLS this morning. 

    To be replaced by 6 Month Regular Saver (Issue 2) at the same rate of 8%.

    For those who wish to apply for the account now. See:
    https://online.principality.co.uk/OriginationsUI/Step1?ProductCode=6083&ProductType=RegularSaver
    Can you hold both at same time?
    Whilst we can't yet say for certain till the full Ts&Cs emerge, their previous regular savers have allowed you to hold one of each issue so I can't see this account being any different.

    I now hold both issues with funds on their way to Issue 2.
  • WillPS
    WillPS Posts: 5,432 Forumite
    Part of the Furniture 1,000 Posts Newshound! Name Dropper
    Yep, seems to allow both issues to be held. I'm wondering what the reason was for moving to a new issue? 
  • ForumUser7
    ForumUser7 Posts: 2,571 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    Oops, forgot to refresh the issue 1 in time. Presumably it *should* still work given their links remain active
    If you want me to definitely see your reply, please tag me @forumuser7 Thank you.

    N.B. (Amended from Forum Rules): You must investigate, and check several times, before you make any decisions or take any action based on any information you glean from any of my content, as nothing I post is advice, rather it is personal opinion and is solely for discussion purposes. I research before my posts, and I never intend to share anything that is misleading, misinforming, or out of date, but don't rely on everything you read. Some of the information changes quickly, is my own opinion or may be incorrect. Verify anything you read before acting on it to protect yourself because you are responsible for any action you consequently make... DYOR, YMMV etc.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 353.4K Banking & Borrowing
  • 254.1K Reduce Debt & Boost Income
  • 455K Spending & Discounts
  • 246.5K Work, Benefits & Business
  • 602.8K Mortgages, Homes & Bills
  • 178K Life & Family
  • 260.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.