Regular Savings Accounts: The Best Currently Available List!

Growingold

allegro120 said:

Horracce said:

Can anyone give me an idea of timescale between going on Zopa waiting list for bank account and then being able to open a regular saver with them ?

I got on waiting list 21 days ago, got invitation in app today. Opened current account and the RS was available to open straight away.

Just wondered if Zopa do a hard credit search when you open the current account?

Bridlington1

Growingold said:

allegro120 said:

Horracce said:

Can anyone give me an idea of timescale between going on Zopa waiting list for bank account and then being able to open a regular saver with them ?

I got on waiting list 21 days ago, got invitation in app today. Opened current account and the RS was available to open straight away.

Just wondered if Zopa do a hard credit search when you open the current account?

They don't do a hard search for opening their current account.

CuparLad

Bridlington1 said:

...lots of brilliants things

Thank you @Bridlington1 for all the amazing and tireless work you do on this and other forums. Many of us would be poorer if it weren't for your diligence and the kindness that you show to everyone on these forums. I thought I was pretty switched on financially, but I have learned a lot from you, so thank you for all that you do

Speculator

Horracce said:

Can anyone give me an idea of timescale between going on Zopa waiting list for bank account and then being able to open a regular saver with them ?

only 5 days for me. 12 days and still waiting for wife.

MichaelAP

dgpur said:

Finally got the invite to open a Zopa current account (to get their RS offering of course). and they require photo ID. There are millions of people in the UK who lack photo ID (very often disabled, as I am). So frustrating.

Snap….. I am classed as 80% disabled. Not allowed a driving license and do not own a passport as travelling would be a logistical nightmare. Sometimes these requirements leaves you a feeling of being singled out…. A form of discrimination.

friolento

MichaelAP said:

dgpur said:

Finally got the invite to open a Zopa current account (to get their RS offering of course). and they require photo ID. There are millions of people in the UK who lack photo ID (very often disabled, as I am). So frustrating.

Snap….. I am classed as 80% disabled. Not allowed a driving license and do not own a passport as travelling would be a logistical nightmare. Sometimes these requirements leaves you a feeling of being singled out…. A form of discrimination.

You are still entitled to a passport even if you don’t use it for travelling. Only you can know whether £88.50 to cover 10 years represents value for money for you. There are a whole lot of preferential options to make applications possible for disabled people : https://www.gov.uk/passport-services-disabled

Other, cheaper, options might be Voter Id or Citizens Card though these might not be accepted by financial institutions as proof of ID.

flaneurs_lobster

MichaelAP said:

dgpur said:

Finally got the invite to open a Zopa current account (to get their RS offering of course). and they require photo ID. There are millions of people in the UK who lack photo ID (very often disabled, as I am). So frustrating.

Snap….. I am classed as 80% disabled. Not allowed a driving license and do not own a passport as travelling would be a logistical nightmare. Sometimes these requirements leaves you a feeling of being singled out…. A form of discrimination.

I understand your annoyance but is it not worth considering getting a passport just for Id purposes? It's the equivalent of £8.80 a year for a universally(-ish) accepted identification document.

[Deleted User]

My erroneous £200 payment to the wrong (maximum already in) Principality saver has kindly been returned to me (yesterday, no notification, just checked and there it was).

Strange then that this morning they replied to my message telling me it couldn't be done.

Ah well, better that than the other way round!

subjecttocontract

It might be cheaper to get a shotgun licence.

MichaelAP

friolento said:

MichaelAP said:

dgpur said:

Finally got the invite to open a Zopa current account (to get their RS offering of course). and they require photo ID. There are millions of people in the UK who lack photo ID (very often disabled, as I am). So frustrating.

Snap….. I am classed as 80% disabled. Not allowed a driving license and do not own a passport as travelling would be a logistical nightmare. Sometimes these requirements leaves you a feeling of being singled out…. A form of discrimination.

You are still entitled to a passport even if you don’t use it for travelling. Only you can know whether £88.50 to cover 10 years represents value for money for you. There are a whole lot of preferential options to make applications possible for disabled people : https://www.gov.uk/passport-services-disabled

Other, cheaper, options might be Voter Id or Citizens Card though these might not be accepted by financial institutions as proof of ID.

flaneurs_lobster said:

MichaelAP said:

dgpur said:

Finally got the invite to open a Zopa current account (to get their RS offering of course). and they require photo ID. There are millions of people in the UK who lack photo ID (very often disabled, as I am). So frustrating.

Snap….. I am classed as 80% disabled. Not allowed a driving license and do not own a passport as travelling would be a logistical nightmare. Sometimes these requirements leaves you a feeling of being singled out…. A form of discrimination.

I understand your annoyance but is it not worth considering getting a passport just for Id purposes? It's the equivalent of £8.80 a year for a universally(-ish) accepted identification document.

I get what you both say and yes it is an option. Just angers me though when there are other methods that could be taken into account but never listed, Blue Badge for one.