Regular Savings Accounts: The Best Currently Available List!

friolento

MichaelAP said:

friolento said:

MichaelAP said:

dgpur said:

Finally got the invite to open a Zopa current account (to get their RS offering of course). and they require photo ID. There are millions of people in the UK who lack photo ID (very often disabled, as I am). So frustrating.

Snap….. I am classed as 80% disabled. Not allowed a driving license and do not own a passport as travelling would be a logistical nightmare. Sometimes these requirements leaves you a feeling of being singled out…. A form of discrimination.

You are still entitled to a passport even if you don’t use it for travelling. Only you can know whether £88.50 to cover 10 years represents value for money for you. There are a whole lot of preferential options to make applications possible for disabled people : https://www.gov.uk/passport-services-disabled

Other, cheaper, options might be Voter Id or Citizens Card though these might not be accepted by financial institutions as proof of ID.

flaneurs_lobster said:

MichaelAP said:

dgpur said:

Finally got the invite to open a Zopa current account (to get their RS offering of course). and they require photo ID. There are millions of people in the UK who lack photo ID (very often disabled, as I am). So frustrating.

Snap….. I am classed as 80% disabled. Not allowed a driving license and do not own a passport as travelling would be a logistical nightmare. Sometimes these requirements leaves you a feeling of being singled out…. A form of discrimination.

I understand your annoyance but is it not worth considering getting a passport just for Id purposes? It's the equivalent of £8.80 a year for a universally(-ish) accepted identification document.

I get what you both say and yes it is an option. Just angers me though when there are other methods that could be taken into account but never listed, Blue Badge for one.

The financial institution needs to have the ability to verify the ID. For passports and driving licences there is accredited software which does this verification against Government databases, and these methods can be used cost effectively for tens of millions of people. I am not sure this is is the case for potential alternatives.

Could you open a separate thread please if you want to discuss this further, as it's way off topic for the Regular Saver thread.

allegro120

fonesaver said:

Pkman said:

what about Leeds bs rs ? I already got i55, can I have the latest issue ?

No, with the Leeds BS you are only allowed one issue at a time

I have two, 50 and 55.

Horracce

Bridlington1 said:

I've currently got 9 regular savers with Principality BS and depending what rate their 6 Month RS Issue 2 shall be I may choose to make it a nice round 10 before too long.

This got me to wondering .. I know some forum members have a few RS accounts, is 9 or 10 close to the maximum or record that anyone has ?

fonesaver

allegro120 said:

fonesaver said:

Pkman said:

what about Leeds bs rs ? I already got i55, can I have the latest issue ?

No, with the Leeds BS you are only allowed one issue at a time

I have two, 50 and 55.

The t&C's seem not to allow this....You are only allowed one account per customer including joint accounts. You may only hold one Leeds Building Society Regular Saver product at a time. If a second Regular Saver account is opened all the money in the second account will be transferred to the current instant access account available to new customers.

Bobblehat

Horracce said:

Bridlington1 said:

I've currently got 9 regular savers with Principality BS and depending what rate their 6 Month RS Issue 2 shall be I may choose to make it a nice round 10 before too long.

This got me to wondering .. I know some forum members have a few RS accounts, is 9 or 10 close to the maximum or record that anyone has ?

You're in for a big surprise! 

[Deleted User]

Horracce said:

Bridlington1 said:

I've currently got 9 regular savers with Principality BS and depending what rate their 6 Month RS Issue 2 shall be I may choose to make it a nice round 10 before too long.

This got me to wondering .. I know some forum members have a few RS accounts, is 9 or 10 close to the maximum or record that anyone has ?

If you mean with one bank maybe but overall?

Nowhere near!

Horracce

[Deleted User] said:

Horracce said:

Bridlington1 said:

I've currently got 9 regular savers with Principality BS and depending what rate their 6 Month RS Issue 2 shall be I may choose to make it a nice round 10 before too long.

This got me to wondering .. I know some forum members have a few RS accounts, is 9 or 10 close to the maximum or record that anyone has ?

If you mean with one bank maybe but overall?

Nowhere near!

Overall…….

crumpet_man

Horracce said:

[Deleted User] said:

Horracce said:

Bridlington1 said:

I've currently got 9 regular savers with Principality BS and depending what rate their 6 Month RS Issue 2 shall be I may choose to make it a nice round 10 before too long.

This got me to wondering .. I know some forum members have a few RS accounts, is 9 or 10 close to the maximum or record that anyone has ?

If you mean with one bank maybe but overall?

Nowhere near!

Overall…….

Someone is bound to have a least 50.

Aidanmc

Bridlington1 said:

Pkman said:

Just noticed the Xmas payment went to an account which I have already closed.... 

I already have their issue 34, can I open issue 35 as well?

Yes you can. Principality BS allow you to hold one of each issue of their regular savers

I've currently got 9 regular savers with Principality BS and depending what rate their 6 Month RS Issue 2 shall be I may choose to make it a nice round 10 before too long.

Regarding Issue 34 & 35, which Principality RS ar you referring to please?

Bridlington1

crumpet_man said:

Horracce said:

[Deleted User] said:

Horracce said:

Bridlington1 said:

I've currently got 9 regular savers with Principality BS and depending what rate their 6 Month RS Issue 2 shall be I may choose to make it a nice round 10 before too long.

This got me to wondering .. I know some forum members have a few RS accounts, is 9 or 10 close to the maximum or record that anyone has ?

If you mean with one bank maybe but overall?

Nowhere near!

Overall…….

Someone is bound to have a least 50.

I've got 52 to start with with one or two I'm planning to open. A a lot are on the minimum balances though.