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Regular Savings Accounts: The Best Currently Available List!

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  • [Deleted User]
    [Deleted User] Posts: 0 Newbie
    100 Posts Name Dropper
    edited 6 June at 12:49PM
    Made a boo boo and paid an extra £200 to the Principality reg saver, the one with a limit of £1200.

    I've just rang them and they did confirm that there is going to be a similar saver about to open.

    Rather strangely my £200 is going to be held in the existing account until I give my maturity instructions and won't be returned.

    Totally my fault but hoped it would be returned.

    interestingly, I did the same thing myself yesterday, but to their standard regular saver (£250pm, max £3k) - realised as soon as I sent the payment.

    following your post, i've just checked the account and the balance is showing as £3,250 - it matures on the 22nd, so I won't bother chasing this overpayment, i'll just see what happens at maturity (but check its balance periodically until then!)
    Just checked and my 'extra' £200 isn't showing, think I will send them an online message.
    Have you checked your own bank account, because they returned my £200 to mine last night.
    Yes, nothing yet.
  • where_are_we
    where_are_we Posts: 1,216 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Gatehouse EA @5% formerly RS - how quick are withdrawals Monday to Friday and at weekends? I presume it will follow their equivalent available EA account @4.6% change of EPR when it occurs.
    Hopefully, because this is "niche" product, at least the .4% differential will be maintained.
  • Gatehouse EA @5% formerly RS - how quick are withdrawals Monday to Friday and at weekends? I presume it will follow their equivalent available EA account @4.6% change of EPR when it occurs.
    Hopefully, because this is "niche" product, at least the .4% differential will be maintained.
    Withdrawal requested at 7am today, money in my bank account at 11 am. Never had a single problem with Gatehouse
  • Bobblehat
    Bobblehat Posts: 746 Forumite
    Seventh Anniversary 500 Posts I've been Money Tipped! Name Dropper
    Gatehouse EA @5% formerly RS - how quick are withdrawals Monday to Friday and at weekends? I presume it will follow their equivalent available EA account @4.6% change of EPR when it occurs.
    Hopefully, because this is "niche" product, at least the .4% differential will be maintained.
    I remember them saying that withdrawals after 1pm may be next working day.
  • nottsphil
    nottsphil Posts: 682 Forumite
    Part of the Furniture 500 Posts Name Dropper
    edited 2 December 2024 at 9:26PM

    Penrith Regular E-Saver 200 (Issue 1) and Penrith Regular Saver 200 (Issue 2) added paying 5% gross p.a. variable on up to £200 per year for 2 years; for Penrith Regular E-Saver 200 (Issue 1) this is online only allowing 4 withdrawals per calendar year (the account will be closed upon the 5th withdrawal in the same calendar year) and can be opened by people aged over 18 (I presume that this is poorly worded and that they will allow people aged 18 to open the account); For those new to this thread, the first few posts are regularly updated and are on the first page
    https://forums.moneysavingexpert.com/discussion/6106986/regular-savings-accounts-the-best-currently-available-list/p1
    £200 per year? That's a bit stingy!

    And no, it's not poorly worded because 18 years 1 month is more than (ie over)18 years. I've never, ever known anybody to question whether (for example) the right of over-18s to buy alcohol might mean they can only do so at 19.
  • Aidanmc
    Aidanmc Posts: 1,299 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    Bobblehat said:
    Gatehouse EA @5% formerly RS - how quick are withdrawals Monday to Friday and at weekends? I presume it will follow their equivalent available EA account @4.6% change of EPR when it occurs.
    Hopefully, because this is "niche" product, at least the .4% differential will be maintained.
    I remember them saying that withdrawals after 1pm may be next working day.

    Yeah, i made a withdrawal today around 2-3pm and its being processed tomorrow.
  • Aidanmc
    Aidanmc Posts: 1,299 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    Did anyone else have interest credit in Market Harborough Regular Saver on 30 Nov 2024?
    T&Cs stated 'Annual interest paid on maturity' 

    Yes, i noticed that today
  • Did anyone else have interest credit in Market Harborough Regular Saver on 30 Nov 2024?
    T&Cs stated 'Annual interest paid on maturity' 
    Yes, I had an interest payment added on 30th November.
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