Regular Savings Accounts: The Best Currently Available List!

refluxer

The Leek BS have just announced their latest interest rate changes and their Regular Saver (Issue 3) will go from 5.00% to 4.85% AER on 02/01/2025.

The (NLA) Flexible Saver will also go from 3.80% to 3.55% (it's a shame this one slipped a while back, as it was competitive when first released and £1000/month was generous). 

dgpur

Finally got the invite to open a Zopa current account (to get their RS offering of course). and they require photo ID. There are millions of people in the UK who lack photo ID (very often disabled, as I am). So frustrating.

flaneurs_lobster

dgpur said:

Finally got the invite to open a current account (to get their RS offering of course). and they require photo ID. There are millions of people in the UK who lack photo ID (very often disabled, as I am). So frustrating.

An invite from whom?

dgpur

flaneurs_lobster said:

dgpur said:

Finally got the invite to open a current account (to get their RS offering of course). and they require photo ID. There are millions of people in the UK who lack photo ID (very often disabled, as I am). So frustrating.

An invite from whom?

Zopa. I’ve corrected my post.

homestraight

WillPS said:

Principality BS

Checked again and the account had now disappeared. Application for a fresh 6 Month Saver accepted and funded.

All sorted, now to see if this next issue is worth having.

I'd advise anyone seeking to 'refresh' to call up to close the account, as they'll do it for you there and then.

Mine was due to mature in the next 2 or so weeks I think. 
I applied online to close it this morning at 7am.
Is closed, new one opened and funded.

If it's available tomorrow morning then I personally would take the risk in asking them to close it first thing. Then open a new one once closed. That's If I hadn't already done it that is 

kaMelo

dgpur said:

Finally got the invite to open a Zopa current account (to get their RS offering of course). and they require photo ID. There are millions of people in the UK who lack photo ID (very often disabled, as I am). So frustrating.

It's certainly something that is becoming more commonplace. As the only Government issued photo ID document available to all is a passport, maybe it's time to invest in one.  

Bridlington1

Just a reminder the Saffron BS interest rate reductions come into effect tomorrow. Of note:

Account	Old rate	New rate
Saffron BS 12 Month Members Regular Saver	5.00%	4.75%
Saffron BS Small Saver	5.50%	5.00%

apt

SavingsBoo said:

GetRichOrDieSaving said:

I currently have a Current Account with Nationwide and hold a Flex RS. However I’m switching to Lloyds this week, will the Flex RS be closed or will it remain open? I have a credit card with them so will still hold an account and have access to the app. 

Nationwide left my RS open  earlier this year when I switched my current account away (I was quite surprised!).  

But not having a Nationwide current account will probably cost you the 'fairer share' payment which is running at £100 pa and you wouldn't be able renew the regular saver. If I only had one Nationwide current account I wouldn't transfer or close it.

WillPS

apt said:

SavingsBoo said:

GetRichOrDieSaving said:

I currently have a Current Account with Nationwide and hold a Flex RS. However I’m switching to Lloyds this week, will the Flex RS be closed or will it remain open? I have a credit card with them so will still hold an account and have access to the app. 

Nationwide left my RS open  earlier this year when I switched my current account away (I was quite surprised!).  

But not having a Nationwide current account will probably cost you the 'fairer share' payment which is running at £100 pa and you wouldn't be able renew the regular saver. If I only had one Nationwide current account I wouldn't transfer or close it.

It's not £100 pa. It's not even promised explicitly (although their marketing would be pretty off if they didn't offer one next year). It just has been £100 the last 2 times.

s71hj

WillPS said:

apt said:

SavingsBoo said:

GetRichOrDieSaving said:

I currently have a Current Account with Nationwide and hold a Flex RS. However I’m switching to Lloyds this week, will the Flex RS be closed or will it remain open? I have a credit card with them so will still hold an account and have access to the app. 

Nationwide left my RS open  earlier this year when I switched my current account away (I was quite surprised!).  

But not having a Nationwide current account will probably cost you the 'fairer share' payment which is running at £100 pa and you wouldn't be able renew the regular saver. If I only had one Nationwide current account I wouldn't transfer or close it.

It's not £100 pa. It's not even promised explicitly (although their marketing would be pretty off if they didn't offer one next year). It just has been £100 the last 2 times.

Is that er current account or per membership