Regular Savings Accounts: The Best Currently Available List!

t1redmonkey

5% Gatehouse Easy Access Regular Saver Issue 1

Just double checked a couple things with them on this today:

- There are no key features/terms and conditions available specifically for this account yet
- It operates the same as their standard easy access account though, in terms of being able to add/withdraw from it whenever you like
- They need to provide 30 days notice if they intend to reduce the rate on it

Bobblehat

SJMALBA said:

Apologies if I've missed this in the preceding pages, but are the payee details for the Gatehouse 'Easy Access Regular Saver Is 1', that resulted from the Regular Saver maturity, the same as those for the RS?
The account numbers have changed (ERG rather than REG at the start), but is the nine figure reference (beginning with the number 9, that I used for paying into the RS) the same?

From an earlier conversation with Gatehouse CS, when I was trying to get the T&C's from them (still not seen them BTW!) .....

"you don't get a nine figure reference number for the converted ERG account because unlike your other accounts, you didn't apply for it, it was generated with a conversion. Use the ERGnnnnnnnABC in the reference field instead of the 9 digits of the other accounts. Same sort code and account number."

Hope this helps!

SJMALBA

Bobblehat said:

SJMALBA said:

Apologies if I've missed this in the preceding pages, but are the payee details for the Gatehouse 'Easy Access Regular Saver Is 1', that resulted from the Regular Saver maturity, the same as those for the RS?
The account numbers have changed (ERG rather than REG at the start), but is the nine figure reference (beginning with the number 9, that I used for paying into the RS) the same?

From an earlier conversation with Gatehouse CS, when I was trying to get the T&C's from them (still not seen them BTW!) .....

"you don't get a nine figure reference number for the converted ERG account because unlike your other accounts, you didn't apply for it, it was generated with a conversion. Use the ERGnnnnnnnABC in the reference field instead of the 9 digits of the other accounts. Same sort code and account number."

Hope this helps!

Yes, all good - after the COP match, money sent, and email & SMS confirmation of deposit now received. 

qbadger

happybagger said:

qbadger said:

Vernon Building Society

Does anyone know if Vernon credit bank transfers and calculate interest on same calendar day received or business day for their regular saver account? Had a quick look through their savings terms but this doesn't seem to be specified in there.
Thanks!

Just checked my Vernon OLB and it is credited the same day as it leaves my current account.
They pay interest on the day of deposit, but not on the day of withdrawal.

I transferred from current account to the Vernon online regular saver yesterday - the deposit is credited in the account today, so unless they backdate the interest I think this account may be on business day basis instead.

allegro120

Melton BS

I deposited to Melton RS  yesterday (Sunday 1st Dec). The money is credited and dated 2nd December.  For some reason it was marked in my spreadsheet as 'weekend friendly', but now thinking that this info could be wrong and this account doesn't pay interest on weekend deposits.  Does anyone know the correct answer?  I couldn't find it in t&c.

Mr._H_2

HSBC Regular Saver
Anyone here have an HSBC regular saver? Do you know if I can cancel the auto-created standing order from my HSBC current account, and then fund the regular saver from an external account instead?

francoghezzi

Mr._H_2 said:

HSBC Regular Saver
Anyone here have an HSBC regular saver? Do you know if I can cancel the auto-created standing order from my HSBC current account, and then fund the regular saver from an external account instead?

You can't cancel it, you can only change the amount you pay, starting from a minimum of £25

pecunianonolet

Mr._H_2 said:

HSBC Regular Saver
Anyone here have an HSBC regular saver? Do you know if I can cancel the auto-created standing order from my HSBC current account, and then fund the regular saver from an external account instead?

francoghezzi said:

Mr._H_2 said:

HSBC Regular Saver
Anyone here have an HSBC regular saver? Do you know if I can cancel the auto-created standing order from my HSBC current account, and then fund the regular saver from an external account instead?

You can't cancel it, you can only change the amount you pay, starting from a minimum of £25

Not having a regular saver with HSBC currently, but had them in the past and always funded manually, never had a SO. They say minimum funding is £25 as per T&C's but when rates were rising and others were paying more I stopped funding it and let it run it's course to maturity. That part of the T&C's doesn't seem to be enforced.

Stargunner

Mr._H_2 said:

HSBC Regular Saver
Anyone here have an HSBC regular saver? Do you know if I can cancel the auto-created standing order from my HSBC current account, and then fund the regular saver from an external account instead?

I have a HSBC RS snd i fund it each month by transferring £250 to my HSBC current acc from another bank and then I do an internal transfer to transfer the funds to my RS

Mr._H_2

pecunianonolet said:

Mr._H_2 said:

HSBC Regular Saver
Anyone here have an HSBC regular saver? Do you know if I can cancel the auto-created standing order from my HSBC current account, and then fund the regular saver from an external account instead?

Not having a regular saver with HSBC currently, but had them in the past and always funded manually

From an external (non-HSBC) account?