Regular Savings Accounts: The Best Currently Available List!

WillPS

Principality BS

Checked again and the account had now disappeared. Application for a fresh 6 Month Saver accepted and funded.

All sorted, now to see if this next issue is worth having.

I'd advise anyone seeking to 'refresh' to call up to close the account, as they'll do it for you there and then.

jd84

qbadger said:

jd84 said:

MHBS rs

Yes, must be a quirk of lasting more than 1 year and maturing 30 November 2025.

Their terms also say you must pay in every month. Mine should be full by September, so not sure how that's going to work if the maximum balance gets enforced... Might have to juggle the last few payments down a little to leave enough room?

Max account balance is £3,750.

Thanks, so 15 x £250 payments plus the unexpected interest effectively goes over that slightly

simonsmithsays

Notts BS NLA RS rate reductions 17/12

Regular saver to 2.15
Regular saver 2 to 2.15

refluxer

The Leek BS have just announced their latest interest rate changes and their Regular Saver (Issue 3) will go from 5.00% to 4.85% AER on 02/01/2025.

The (NLA) Flexible Saver will also go from 3.80% to 3.55% (it's a shame this one slipped a while back, as it was competitive when first released and £1000/month was generous). 

dgpur

Finally got the invite to open a Zopa current account (to get their RS offering of course). and they require photo ID. There are millions of people in the UK who lack photo ID (very often disabled, as I am). So frustrating.

flaneurs_lobster

dgpur said:

Finally got the invite to open a current account (to get their RS offering of course). and they require photo ID. There are millions of people in the UK who lack photo ID (very often disabled, as I am). So frustrating.

An invite from whom?

dgpur

flaneurs_lobster said:

dgpur said:

Finally got the invite to open a current account (to get their RS offering of course). and they require photo ID. There are millions of people in the UK who lack photo ID (very often disabled, as I am). So frustrating.

An invite from whom?

Zopa. I’ve corrected my post.

homestraight

WillPS said:

Principality BS

Checked again and the account had now disappeared. Application for a fresh 6 Month Saver accepted and funded.

All sorted, now to see if this next issue is worth having.

I'd advise anyone seeking to 'refresh' to call up to close the account, as they'll do it for you there and then.

Mine was due to mature in the next 2 or so weeks I think. 
I applied online to close it this morning at 7am.
Is closed, new one opened and funded.

If it's available tomorrow morning then I personally would take the risk in asking them to close it first thing. Then open a new one once closed. That's If I hadn't already done it that is 

kaMelo

dgpur said:

Finally got the invite to open a Zopa current account (to get their RS offering of course). and they require photo ID. There are millions of people in the UK who lack photo ID (very often disabled, as I am). So frustrating.

It's certainly something that is becoming more commonplace. As the only Government issued photo ID document available to all is a passport, maybe it's time to invest in one.  

Bridlington1

Just a reminder the Saffron BS interest rate reductions come into effect tomorrow. Of note:

Account	Old rate	New rate
Saffron BS 12 Month Members Regular Saver	5.00%	4.75%
Saffron BS Small Saver	5.50%	5.00%