Regular Savings Accounts: The Best Currently Available List!

Keith80

Principality BS has a new RS for NHS employees. Rate is 1.65%.

typistretired

Keith80 said:

Principality BS has a new RS for NHS employees. Rate is 1.65%.

But they can only apply by post or in Branch

veryintrigued

bubieyehyeh said:

While the letter is carefully worded I believe you can close the account early, based on the saving terms and conditions section 7.8
https://www.thenottingham.com/~/media/files/savings/forms and documents/savings-terms-march-19-lit3117.pdf?la=en

If we materially decrease an interest rate to your disadvantage, we will notify you in writing 14 days in advance of the change.

You will be given 30 days from the date of this notification to close or switch your account without notice or penalty.

We will define a decrease to an interest rate as ‘material’ if it reduces more than the Bank of England Base Rate

So I've emailed to ask if my assumption is correct, and if so what the early closure process is. .

Notts BS
Any response from NBS please @bubieyehyeh

veryintrigued

Keith80 said:

Principality BS has a new RS for NHS employees. Rate is 1.65%.

***Warning slightly tangential post***

I wonder how this is 'policed'?

If its by applicants having an NHS employee number plenty of people having absolutely key positions supporting the NHS may miss out on this?

E.g. a close relative of mine works in a hospital sorting out prescriptions for all the NHS patients within the in-house pharmacy. But as she's, now, employed by a third party company rather than the NHS she maybe wouldn't be eligible for this.

Presumably, she's less worthy, than the many health staff who seek advice from her, within 'her pharmacy' on a daily basis for the patients.

It's a different thread but, whilst recognising what an absolutely amazing job most of our NHS staff do, we do need to value lots, lots more peoples roles, who are critical to society, too.

bristolleedsfan

veryintrigued said:

Keith80 said:

Principality BS has a new RS for NHS employees. Rate is 1.65%.

***Warning slightly tangential post***

I wonder how this is 'policed'?

If its by applicants having an NHS employee number plenty of people having absolutely key positions supporting the NHS may miss out on this?

E.g. a close relative of mine works in a hospital sorting out prescriptions for all the NHS patients within the in-house pharmacy. But as she's, now, employed by a third party company rather than the NHS she maybe wouldn't be eligible for this.

Presumably, she's less worthy, than the many health staff who seek advice from her, within 'her pharmacy' on a daily basis for the patients.

It's a different thread but, whilst recognising what an absolutely amazing job most of our NHS staff do, we do need to value lots, lots more peoples roles, who are critical to society, too.

"You must be aged 16 or over, a UK resident for tax purposes and employed directly by the National Health Service (the “NHS”) to open and operate this Account. You will need to present your NHS staff ID card in order to evidence eligibility for this account."

surreysaver

bristolleedsfan said:

veryintrigued said:

Keith80 said:

Principality BS has a new RS for NHS employees. Rate is 1.65%.

***Warning slightly tangential post***

I wonder how this is 'policed'?

If its by applicants having an NHS employee number plenty of people having absolutely key positions supporting the NHS may miss out on this?

E.g. a close relative of mine works in a hospital sorting out prescriptions for all the NHS patients within the in-house pharmacy. But as she's, now, employed by a third party company rather than the NHS she maybe wouldn't be eligible for this.

Presumably, she's less worthy, than the many health staff who seek advice from her, within 'her pharmacy' on a daily basis for the patients.

It's a different thread but, whilst recognising what an absolutely amazing job most of our NHS staff do, we do need to value lots, lots more peoples roles, who are critical to society, too.

"You must be aged 16 or over, a UK resident for tax purposes and employed directly by the National Health Service (the “NHS”) to open and operate this Account. You will need to present your NHS staff ID card in order to evidence eligibility for this account."

The 'NHS' doesn't directly employ anyone. Its an umbrella term for hundreds of separate organisations, some with 'NHS' in their organisation's name, and some without 

veryintrigued

bristolleedsfan said:

veryintrigued said:

Keith80 said:

Principality BS has a new RS for NHS employees. Rate is 1.65%.

***Warning slightly tangential post***

I wonder how this is 'policed'?

If its by applicants having an NHS employee number plenty of people having absolutely key positions supporting the NHS may miss out on this?

E.g. a close relative of mine works in a hospital sorting out prescriptions for all the NHS patients within the in-house pharmacy. But as she's, now, employed by a third party company rather than the NHS she maybe wouldn't be eligible for this.

Presumably, she's less worthy, than the many health staff who seek advice from her, within 'her pharmacy' on a daily basis for the patients.

It's a different thread but, whilst recognising what an absolutely amazing job most of our NHS staff do, we do need to value lots, lots more peoples roles, who are critical to society, too.

"You must be aged 16 or over, a UK resident for tax purposes and employed directly by the National Health Service (the “NHS”) to open and operate this Account. You will need to present your NHS staff ID card in order to evidence eligibility for this account."

Principality
Many thanks for this information.

bristolleedsfan

surreysaver said:

bristolleedsfan said:

veryintrigued said:

Keith80 said:

Principality BS has a new RS for NHS employees. Rate is 1.65%.

***Warning slightly tangential post***

I wonder how this is 'policed'?

If its by applicants having an NHS employee number plenty of people having absolutely key positions supporting the NHS may miss out on this?

E.g. a close relative of mine works in a hospital sorting out prescriptions for all the NHS patients within the in-house pharmacy. But as she's, now, employed by a third party company rather than the NHS she maybe wouldn't be eligible for this.

Presumably, she's less worthy, than the many health staff who seek advice from her, within 'her pharmacy' on a daily basis for the patients.

It's a different thread but, whilst recognising what an absolutely amazing job most of our NHS staff do, we do need to value lots, lots more peoples roles, who are critical to society, too.

"You must be aged 16 or over, a UK resident for tax purposes and employed directly by the National Health Service (the “NHS”) to open and operate this Account. You will need to present your NHS staff ID card in order to evidence eligibility for this account."

The 'NHS' doesn't directly employ anyone. Its an umbrella term for hundreds of separate organisations, some with 'NHS' in their organisation's name, and some without 

https://fullfact.org/health/how-many-nhs-employees-are-there/

By country, the NHS directly employs around:

• 1.2 million staff in England
• 162,000 staff in Scotland
• 89,000 staff in Wales
• 64,000 staff in Northern Ireland

surreysaver

bristolleedsfan said:

surreysaver said:

bristolleedsfan said:

veryintrigued said:

Keith80 said:

Principality BS has a new RS for NHS employees. Rate is 1.65%.

***Warning slightly tangential post***

I wonder how this is 'policed'?

If its by applicants having an NHS employee number plenty of people having absolutely key positions supporting the NHS may miss out on this?

E.g. a close relative of mine works in a hospital sorting out prescriptions for all the NHS patients within the in-house pharmacy. But as she's, now, employed by a third party company rather than the NHS she maybe wouldn't be eligible for this.

Presumably, she's less worthy, than the many health staff who seek advice from her, within 'her pharmacy' on a daily basis for the patients.

It's a different thread but, whilst recognising what an absolutely amazing job most of our NHS staff do, we do need to value lots, lots more peoples roles, who are critical to society, too.

"You must be aged 16 or over, a UK resident for tax purposes and employed directly by the National Health Service (the “NHS”) to open and operate this Account. You will need to present your NHS staff ID card in order to evidence eligibility for this account."

The 'NHS' doesn't directly employ anyone. Its an umbrella term for hundreds of separate organisations, some with 'NHS' in their organisation's name, and some without 

https://fullfact.org/health/how-many-nhs-employees-are-there/

By country, the NHS directly employs around:

• 1.2 million staff in England
• 162,000 staff in Scotland
• 89,000 staff in Wales
• 64,000 staff in Northern Ireland

Define a 'directly employed' employee of the NHS 

bristolleedsfan

surreysaver said:

bristolleedsfan said:

surreysaver said:

bristolleedsfan said:

veryintrigued said:

Keith80 said:

Principality BS has a new RS for NHS employees. Rate is 1.65%.

***Warning slightly tangential post***

I wonder how this is 'policed'?

If its by applicants having an NHS employee number plenty of people having absolutely key positions supporting the NHS may miss out on this?

E.g. a close relative of mine works in a hospital sorting out prescriptions for all the NHS patients within the in-house pharmacy. But as she's, now, employed by a third party company rather than the NHS she maybe wouldn't be eligible for this.

Presumably, she's less worthy, than the many health staff who seek advice from her, within 'her pharmacy' on a daily basis for the patients.

It's a different thread but, whilst recognising what an absolutely amazing job most of our NHS staff do, we do need to value lots, lots more peoples roles, who are critical to society, too.

"You must be aged 16 or over, a UK resident for tax purposes and employed directly by the National Health Service (the “NHS”) to open and operate this Account. You will need to present your NHS staff ID card in order to evidence eligibility for this account."

The 'NHS' doesn't directly employ anyone. Its an umbrella term for hundreds of separate organisations, some with 'NHS' in their organisation's name, and some without 

https://fullfact.org/health/how-many-nhs-employees-are-there/

By country, the NHS directly employs around:

• 1.2 million staff in England
• 162,000 staff in Scotland
• 89,000 staff in Wales
• 64,000 staff in Northern Ireland

Define a 'directly employed' employee of the NHS 

https://cfa.nhs.uk/fraud-prevention/reference-guide/nhs-fraud-definitions/NHS-employees/general-staff-agency-workers-contractors-trainees

"This includes those directly employed on a salary, contractors, trainees and agency staff"