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Regular Savings Accounts: The Best Currently Available List!
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jaypers said:Based on the rates dropping I might just grab a Halifax RS at 5.5% while it’s still there.
Halifax 5.5%, Lloyds 5.25%, Santander 5%.
Will open the Principality 5.15% later today.
Shame I can’t renew my BOS 5.5%
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Hattie627 said:Chorley Building Society Regular Saver (30.11.24)
Maturity options letter received today for this account which matures at the end of November.
Option to rollover £1 at maturity into a further Regular Saver maturing on 30.11.25, keeping same account number.
Current rate of interest offered is 5.15% pa variable. Maximum monthly deposit is £300. No withdrawals but can be closed during term without penalty.
I have Chorley Building Society Seasonal Saver 30/11/24 maturing. My option 1 is for £1 opening deposit into a new Seasonal Saver 30/11/25 with remaining balance to nominated account. After an enquiry CBS confirmed you can have both a Seasonal RS and an ordinary RS running at the same time. They both have virtually the same T&C`s. I will opt for option 1 and roll over £1 in order to fund and renew my new Seasonal Saver 25. I have also applied for a new RS 31/10/25.
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A message I got from the Principality that might interest anyone with the First Home steps Issue 2 account. I asked them whether the rate on it is changing:
"To confirm both the First home Steps online Issue 3 and the first home steps account Issue 4 will decrease from 5.00% to 4.85% on the 05/12/2024.
At this moment in time we cannot say for definate [sic] if your First home steps Issue 2 will be decreasing as well on the 05/12/24."0 -
Hi
I’m a newbie to the regular saver thread so I’m sorry if this is old news. Chorley Building Society 5.15% variable. Save between £25-£300, no withdrawals, closure allowed.Don't wait for your ship to come in, swim out to it.1 -
t1redmonkey said:Aldermore 5.25% Issue 1 RS NLA I believe, and is going to be reduced to 5% from 6th December. Will also be replaced with an issue 2 at 5% today:
Source: https://www.aldermore.co.uk/media/25ahbzw5/personal-savings-accounts-rates.pdf1 -
t1redmonkey said:Aldermore 5.25% Issue 1 RS NLA I believe, and is going to be reduced to 5% from 6th December. Will also be replaced with an issue 2 at 5% today:
Source: https://www.aldermore.co.uk/media/25ahbzw5/personal-savings-accounts-rates.pdfNice to see that I wasn't going mad with Aldermore Issue 1 being withdrawn. It just showed in my Aldermore account 3 days before it was official withdrawn. Not that it makes much difference as both issues will be at 5%~ NSD 2025 - NSD July 23/20 (6 x💯)# Spectos/Royal Mail Monitoring and Posting Panel - Ongoing~ Totally FREE Christmas 2025 - 🎁✉️🏷🎀💐🪪🗒🧺⭐️Completed Challenges 2025:# No.36 Make £2025 in 2025 £1634.34 / £2025 (58%) (3) 💯💯+# No.12 Save £2 a Day 2025 2025: £730/ £730 💯# No.27 Save 1p A Day 2025 £667.95 / £667.95 💯# No.19 52 Week Env Challenge £1378 / £1378 💯# No.34 Save £12k in 2025 £13,429.74 / £12,000 💯 - Continuing0 -
Speculator said:jaypers said:Based on the rates dropping I might just grab a Halifax RS at 5.5% while it’s still there.
Halifax 5.5%, Lloyds 5.25%, Santander 5%.
Will open the Principality 5.15% later today.
Shame I can’t renew my BOS 5.5%0 -
Thomas_Crown said:Speculator said:jaypers said:Based on the rates dropping I might just grab a Halifax RS at 5.5% while it’s still there.
Halifax 5.5%, Lloyds 5.25%, Santander 5%.
Will open the Principality 5.15% later today.
Shame I can’t renew my BOS 5.5%6 -
Speculator said:Thomas_Crown said:My Principality Maturity Regular Saver Bond at 6.25% matures this Wednesday. I opened a Christmas 2025 Regular Saver Bond at 7%, on the 1st November. I know that it's a maximum of £125.00 pm but I think 5.15% is too low at the moment.
Exactly that, the reg savers with rates better than actual easy-access now are still likely to be better as time goes on, even the reg savers with variable rates. Better to look for fixed obviously.
Those that allow penalty-free closure are a gift.
They say that in investing the portfolio should be diversified; same principle applies kind of
- having a mix of fully fixed savers plus those which allow withdrawals or closure.2 -
Just opened the Halifax RS to add to my portfolio. Already had the app as have a credit card with them. Have to say that it’s probably the quickest and easiest account I’ve ever opened. Funded and showing immediately too. Well done Halifax.1
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