Regular Savings Accounts: The Best Currently Available List!

Bridlington1

flaneurs_lobster said:

It seems that the Internet's Wayback Machine (archive.org) has been hacked and subjected to a DDOS attack. Whether because of this or as a precaution it's offline.

Anyways, it does mean that @Bridlington1 's most useful list of Regular Saver t&cs is unavailable. 

In the interests of keeping this thread on topic I've replied to your post in the General Discussion and Whimsical Banter thread.

BestSeagull

friolento said:

castle96 said:

OPened my new one same day. No probs

Only niggle I had was that I could not make my initial deposit through an internal transfer from my TSB current account, but a Faster Payment from a non-TSB account worked fine.

You can transfer from a TSB account if you set it up as an external transfer from whichever TSB account you want to use, to your TSB RS.

WindfallWendy

Bridlington1 said:

BonettiRules said:

Apparently the MHBS Fixed Term Saver has been moved to branch only.  

Website shows it has become branch opening only, however the online application link still seems to be live for now:
https://mhbsonline.co.uk/bankfastApply/apply/index?code=1yr01

I've just applied - the account hasn't been confirmed yet and it's possible they may ask me to go into branch to confirm something I suppose. Will let you know!

Emily_Joy

Monmouthshire BS - online withdrawal facility

Upon adding a current account for withdrawals I've received a letter by snail mail asking me to confirm the account details and an evidence in a form of original bank statement. I presume the statement should be for the account in question. The problem is of course that I've registered for online statements ages ago. Am I right in thinking that statements from online banking don't count as original? Are there any known workarounds?

wmb194

Emily_Joy said:

Monmouthshire BS - online withdrawal facility

Upon adding a current account for withdrawals I've received a letter by snail mail asking me to confirm the account details and an evidence in a form of original bank statement. I presume the statement should be for the account in question. The problem is of course that I've registered for online statements ages ago. Am I right in thinking that statements from online banking don't count as original? Are there any known workarounds?

Which bank? You can often request one off paper copies free of charge.

Emily_Joy

wmb194 said:

Emily_Joy said:

Monmouthshire BS - online withdrawal facility

Upon adding a current account for withdrawals I've received a letter by snail mail asking me to confirm the account details and an evidence in a form of original bank statement. I presume the statement should be for the account in question. The problem is of course that I've registered for online statements ages ago. Am I right in thinking that statements from online banking don't count as original? Are there any known workarounds?

Which bank? You can often request one off paper copies free of charge.

Lloyds. When I try to order a statement online I get a message: We're sorry, but the statement sheet you requested can't be ordered online. Please contact your nearest branch to order.

Special_Saver2

Hi Everybody,

- Stafford BS Regular Saver (Issue 1) renamed as Stafford Railway BS have renamed to Stafford BS

- Market Harborough Fixed Term Regular Saver (30.11.2025) added paying 6% on up to £250 per month until 30th November 2025, must be opened in branch, no withdrawals allowed, they may prohibit further deposits into this product at any time. When they do this, they will update the relevant section within the ‘Current interest rates for withdrawn products’ page of mhbs.co.uk. They will not personally notify you when they do this.

- Coventry BS Sunny Day Saver removed as no longer available

- Leeds BS Regular Saver (Issue 57) updated from issue 56 with a new maturity date of 5th October 2026

- Bath BS 16-25 Regular Saver interest rate reduced to 7.29% gross p.a.

- HSBC Regular Saver Account interest rate reduced from 7% to 5% gross p.a. fixed for new applicants

- Santander Regular eSaver Account (Issue 19) updated from issue 18 without any changes compared to issue 18 as far as I can see

I will do the next update within the next 2 weeks.

SS2

---

For those new to this thread, the first few posts are regularly updated and are on the first page
https://forums.moneysavingexpert.com/discussion/6106986/regular-savings-accounts-the-best-currently-available-list/p1

friolento

Emily_Joy said:

wmb194 said:

Emily_Joy said:

Monmouthshire BS - online withdrawal facility

Upon adding a current account for withdrawals I've received a letter by snail mail asking me to confirm the account details and an evidence in a form of original bank statement. I presume the statement should be for the account in question. The problem is of course that I've registered for online statements ages ago. Am I right in thinking that statements from online banking don't count as original? Are there any known workarounds?

Which bank? You can often request one off paper copies free of charge.

Lloyds. When I try to order a statement online I get a message: We're sorry, but the statement sheet you requested can't be ordered online. Please contact your nearest branch to order.

I can download or print a PDF statement for my Lloyds current account. I am sure you can use this for Monmuthshire BS. Don’t you have this option? 

Emily_Joy

friolento said:

Emily_Joy said:

wmb194 said:

Emily_Joy said:

Monmouthshire BS - online withdrawal facility

Upon adding a current account for withdrawals I've received a letter by snail mail asking me to confirm the account details and an evidence in a form of original bank statement. I presume the statement should be for the account in question. The problem is of course that I've registered for online statements ages ago. Am I right in thinking that statements from online banking don't count as original? Are there any known workarounds?

Which bank? You can often request one off paper copies free of charge.

Lloyds. When I try to order a statement online I get a message: We're sorry, but the statement sheet you requested can't be ordered online. Please contact your nearest branch to order.

I can download or print a PDF statement for my Lloyds current account. I am sure you can use this for Monmuthshire BS. Don’t you have this option? 

Last time OH tried to use statements printed in branch or at home, they were rejected as non-original. On the grounds that home-printed can be altered using e.g., Photoshop and "Before printing the statement in a branch you could have changed your address to anything". Only statements delivered by Snail Mail were acceptable. 

friolento

Emily_Joy said:

friolento said:

Emily_Joy said:

wmb194 said:

Emily_Joy said:

Monmouthshire BS - online withdrawal facility

Upon adding a current account for withdrawals I've received a letter by snail mail asking me to confirm the account details and an evidence in a form of original bank statement. I presume the statement should be for the account in question. The problem is of course that I've registered for online statements ages ago. Am I right in thinking that statements from online banking don't count as original? Are there any known workarounds?

Which bank? You can often request one off paper copies free of charge.

Lloyds. When I try to order a statement online I get a message: We're sorry, but the statement sheet you requested can't be ordered online. Please contact your nearest branch to order.

I can download or print a PDF statement for my Lloyds current account. I am sure you can use this for Monmuthshire BS. Don’t you have this option? 

Last time OH tried to use statements printed in branch or at home, they were rejected as non-original. On the grounds that home-printed can be altered using e.g., Photoshop and "Before printing the statement in a branch you could have changed your address to anything". Only statements delivered by Snail Mail were acceptable. 

I don’t know how they could tell whether you printed the statement, or whether the bank did. I have been using self-printed versions of PDF statements for years. It’s been several years since I set up my nominated account at Monmouthshire, and whilst I can’t remember whether I sent them a paper copy or the actual PDF, I am sure they didn’t get a statement printed by a bank. Just send them what you have.

As an aside, I usually use Starling when I need to provide a bank statement, as they let me create a certified one. Such statements have always been accepted everywhere, even by NS&I who are generally very old-fashioned.