Regular Savings Accounts: The Best Currently Available List!

allegro120

Marcoos said:

YBS Christmas Regular eSaver 2024

Got the email about maturity on 31/10/24. Seems funds will be transfered to an Easy Access Saver Issue 2 (quoted @ 4.60%) on 01/11/24. Which will do me fine, can shift it around after that.

Based on my previous experience the money will arrive to your bank account on the working day after withdrawal.  So in this case it will be Monday 4th November.  I'm planning to close the account on 31st October so I can get my funds on Friday 1st November instead.

schiff

10_66 said:

schiff said:

"If you want your money to go back to your nominated account then select that option on your homepage in the App. There should be a link along the bottom of the Regular Saver box. Once you've confirmed, it should say: Thank you for selecting your maturity option, and the link will disappear."

I've tried everything but no joy. The link isn't there - for me anyway. I'll try again in a day or so. There's plenty of time. 

I rang and asked about this.  The option for money to go back to nominated account only applies to accounts opened in the app.  For those us that missed the app version and had to apply by post, I'm afraid any withdrawals have to be by cheque, if not a branch.

Edit:  Don't forget to send your passbook back if it was opened by post, I was told they will need this.

Tipton

I don't remember the way I opened the account. It was probably via a post on here, like many others!

Is the passbook a clue? Have depositors who opened via the app been issued with a passbook?

Kim_13

Received my pack from Tipton today by email - looks like it’s email and electronic payment for app customers and post and cheque for others.

I don’t have a passbook having opened via app, though they did post me a physical copy of the summary box with the app verification code.

Rawrzy

I got the info about the tipton maturity today as well. I tried to do a partial withdrawal just so I could keep an account with tipton while withdrawing most of the money, but it keeps saying that it's under maintenance....

ChewyyBacca

For app based Tipton Reg Saver maturing, as per the maturity options emailed this morning. For people who intend to withdraw all the balance:

Acct closure processed on the first working day following maturity.

Funds in Nom acct within 2 working days following maturity date

Maturity: 31 Oct 2024 Thu

Closure: 1 Nov 2024 Fri

Funds in Nom acct: 4 Nov 2024 Mon (hopefully)

So loss of interest for 3 days. Not that bad, then why do i feel bad?

May be because I would rather fund my high paying reg savers on 1st of the month

Kim_13

Rawrzy said:

I got the info about the tipton maturity today as well. I tried to do a partial withdrawal just so I could keep an account with tipton while withdrawing most of the money, but it keeps saying that it's under maintenance....

I was going to do that but it doesn’t have a leave X option, only asks how much you want to withdraw, so the interest would be left there. If it wasn’t for the Monmouthshire style access to funds and an additional delay due to the weekend, it wouldn’t be so annoying to go back and withdraw the interest later. Considering doing nothing and hoping that as I haven’t asked for closure, I can get the money on the 1st and if not, then I still get interest at the lower rate for the extra days.

csw5780

Marcoos said:

YBS Christmas Regular eSaver 2024

Got the email about maturity on 31/10/24. Seems funds will be transfered to an Easy Access Saver Issue 2 (quoted @ 4.60%) on 01/11/24. Which will do me fine, can shift it around after that.

Any difference between EAS Issue 1 and 2?

Marcoos

csw5780 said:

Marcoos said:

YBS Christmas Regular eSaver 2024

Got the email about maturity on 31/10/24. Seems funds will be transfered to an Easy Access Saver Issue 2 (quoted @ 4.60%) on 01/11/24. Which will do me fine, can shift it around after that.

Any difference between EAS Issue 1 and 2?

Issue 1 isn't available?    

But in all seriousness, not sure. It's just what the details were in the email about what will happen with the RS.

premierfella

Rawrzy said:

I got the info about the tipton maturity today as well. I tried to do a partial withdrawal just so I could keep an account with tipton while withdrawing most of the money, but it keeps saying that it's under maintenance....

Rest assured it's not just you. As usual it's their buggy app (I have another app-based savings account that won't even allow me to withdraw at all through the app, saying the option only applies to accounts opened via the app

I'll decide next week whether I can be bothered to contact them or just do the partial withdrawal once the account morphs to the instant access maturity.

surreysaver

Tipton Maturity

I would like to let £10 roll over into the easy access and transfer the rest, in order to keep a finger in their pie. There doesn't seem to be an option to do a bit of this and a bit of that - has anyone else tried contacting them and seeing if they'll do such a thing?