Regular Savings Accounts: The Best Currently Available List!

gt94sss2

PloughmansLunch said:

schiff said:

simonsmithsays said:

rob37uk said:

The Tipton app maturity options seem to have gone live. I have an option to close by electronic transfer to my nominated bank account. 

After being clicking on the three other accounts available and being underwhelmed  I then clicked on the Automatic Roll over option to see what it was and then suddenly I got the Thank you for selecting your maturity option.

Thing is I've no idea what this automatic roll over option is.

Any clues?

I think you'll probably be OK. The first choice on the maturity declaration is headed 'Rolling Over' and it's the 3.60% EA maturity saver.

EA rollover is showing as 3.75% for me, not that the rate is anything to break out the party poppers for

I also find the name of the easy access account slightly misleading given the following

Withdrawals are limited to a maximum of six each calendar year. After your six withdrawal, no further withdrawals including closure of the account and withdrawal of any interest, is allowed until the following calendar year. 

schiff

Tipton

I was working from the paper version of the T&Cs that came with the letter, it shows 3.60%

10_66

schiff said:

Tipton

I was working from the paper version of the T&Cs that came with the letter, it shows 3.60%

Mine's paper version and also shows 3.60%.

schiff

"If you want your money to go back to your nominated account then select that option on your homepage in the App. There should be a link along the bottom of the Regular Saver box. Once you've confirmed, it should say: Thank you for selecting your maturity option, and the link will disappear."

I've tried everything but no joy. The link isn't there - for me anyway. I'll try again in a day or so. There's plenty of time. 

10_66

schiff said:

"If you want your money to go back to your nominated account then select that option on your homepage in the App. There should be a link along the bottom of the Regular Saver box. Once you've confirmed, it should say: Thank you for selecting your maturity option, and the link will disappear."

I've tried everything but no joy. The link isn't there - for me anyway. I'll try again in a day or so. There's plenty of time. 

I rang and asked about this.  The option for money to go back to nominated account only applies to accounts opened in the app.  For those us that missed the app version and had to apply by post, I'm afraid any withdrawals have to be by cheque, if not a branch.

Edit:  Don't forget to send your passbook back if it was opened by post, I was told they will need this.

Marcoos

YBS Christmas Regular eSaver 2024

Got the email about maturity on 31/10/24. Seems funds will be transfered to an Easy Access Saver Issue 2 (quoted @ 4.60%) on 01/11/24. Which will do me fine, can shift it around after that.

allegro120

Marcoos said:

YBS Christmas Regular eSaver 2024

Got the email about maturity on 31/10/24. Seems funds will be transfered to an Easy Access Saver Issue 2 (quoted @ 4.60%) on 01/11/24. Which will do me fine, can shift it around after that.

Based on my previous experience the money will arrive to your bank account on the working day after withdrawal.  So in this case it will be Monday 4th November.  I'm planning to close the account on 31st October so I can get my funds on Friday 1st November instead.

schiff

10_66 said:

schiff said:

"If you want your money to go back to your nominated account then select that option on your homepage in the App. There should be a link along the bottom of the Regular Saver box. Once you've confirmed, it should say: Thank you for selecting your maturity option, and the link will disappear."

I've tried everything but no joy. The link isn't there - for me anyway. I'll try again in a day or so. There's plenty of time. 

I rang and asked about this.  The option for money to go back to nominated account only applies to accounts opened in the app.  For those us that missed the app version and had to apply by post, I'm afraid any withdrawals have to be by cheque, if not a branch.

Edit:  Don't forget to send your passbook back if it was opened by post, I was told they will need this.

Tipton

I don't remember the way I opened the account. It was probably via a post on here, like many others!

Is the passbook a clue? Have depositors who opened via the app been issued with a passbook?

Kim_13

Received my pack from Tipton today by email - looks like it’s email and electronic payment for app customers and post and cheque for others.

I don’t have a passbook having opened via app, though they did post me a physical copy of the summary box with the app verification code.

Rawrzy

I got the info about the tipton maturity today as well. I tried to do a partial withdrawal just so I could keep an account with tipton while withdrawing most of the money, but it keeps saying that it's under maintenance....