Regular Savings Accounts: The Best Currently Available List!

friolento

schiff said:

Monmouth are really weird, apart from only crediting faster payments by the end of the following day, albeit with the right date. I made a withdrawal of £6000+ soon after midnight last night, the money has arrived (by about 5pm) so I'm happy with that. But the money is still in my account at Monmouth with a note that there are no outstanding transactions! 

IIRC they only refresh their online system once a day, just before 8am. Their real system which controls your account runs in the background and we can't see it.

simonsmithsays

Tipton RS Maturity Instructions 

Anyone had any luck with seeing any decent (actually any at all) accounts on the App?

TIA folks

10_66

simonsmithsays said:

Tipton RS Maturity Instructions 

Anyone had any luck with seeing any decent (actually any at all) accounts on the App?

TIA folks

Apparently, they're supposed to be sending correspondence out (not sure whether email or letter) around Thursday.  I rang them yesterday, and it doesn't look like another regular saver's going to be offered, from what I was told.

[Deleted User]

simonsmithsays said:

Tipton RS Maturity Instructions 

Anyone had any luck with seeing any decent (actually any at all) accounts on the App?

TIA folks

I was told there were not going to be any new regular savers offered. I'll probably filter the maturity figure into my other regular savers.

[Deleted User]

I have a Cov BS loyalty regular saver maturing next month, I haven't managed the full amount every month but Ihave always put some away.

Just spoke to customer services (I'm pretty ill so can't go out and the online service was doing a computer says no on me) and they say I can make one further payment as of the 28th Oct.

Just in case for any reason this is wrong (no reason it should be but me being cynical I thought I'd ask here) would the payment simply get returned to me?

flaneurs_lobster

[Deleted User] said:

I have a Cov BS loyalty regular saver maturing next month, I haven't managed the full amount every month but Ihave always put some away.

Just spoke to customer services (I'm pretty ill so can't go out and the online service was doing a computer says no on me) and they say I can make one further payment as of the 28th Oct.

Just in case for any reason this is wrong (no reason it should be but me being cynical I thought I'd ask here) would the payment simply get returned to me?

I recently sent 2 max deposits to Cov in a month and the second one was indeed returned inside a couple of days. 

Kim_13

[Deleted User] said:

I have a Cov BS loyalty regular saver maturing next month, I haven't managed the full amount every month but Ihave always put some away.

Just spoke to customer services (I'm pretty ill so can't go out and the online service was doing a computer says no on me) and they say I can make one further payment as of the 28th Oct.

Just in case for any reason this is wrong (no reason it should be but me being cynical I thought I'd ask here) would the payment simply get returned to me?

If you opened the account on 28 November 2023, the advice would be correct. Only the First Home Saver and Sunny Day Saver use calendar months to my knowledge.

[Deleted User]

Kim_13 said:

[Deleted User] said:

I have a Cov BS loyalty regular saver maturing next month, I haven't managed the full amount every month but Ihave always put some away.

Just spoke to customer services (I'm pretty ill so can't go out and the online service was doing a computer says no on me) and they say I can make one further payment as of the 28th Oct.

Just in case for any reason this is wrong (no reason it should be but me being cynical I thought I'd ask here) would the payment simply get returned to me?

If you opened the account on 28 November 2023, the advice would be correct. Only the First Home Saver and Sunny Day Saver use calendar months to my knowledge.

Great, thankyou. 

Bridlington1

Bridlington1 said:

simonsmithsays said:

Back to the Regular Saver chat folks?

At present the wayback machine remains unavailable, though there is talk of it being made available in a read-only form. The Archived List of Regular Savers has thus been out of action for the last few days.

I have managed to retrieve the Ts&Cs for over 100 of the regular savers, most of which are currently available regular savers, others could be obtained via link guessing. These have now been downloaded and added to a OneDrive.

These are now available via the link below:
https://1drv.ms/f/s!Arb_6QPnaModcct5ENN5ddMOhkk?e=3U9IMY

I plan to archive all Ts&Cs to this link going forwards to act as a failsafe option should the wayback machine ever become unavailable for extended periods in the future. Apologies for not thinking to do this before the wayback machine went offline in the first place.

Many remain missing however so the list far from complete.

If anyone from these building societies are reading this I would like to thank Melton BS, Darlington BS, Leeds BS and Coventry BS in particular for making their summary box links so easy to guess and not bothering to take them offline and Beehive, YBS for not removing them from their website until long after they go NLA so I could copy part of the wayback machine link to recover them.

The wayback machine has now gone live again, thus the Archived List of Regular Savers should now be restored. I've checked a few of the links and the site seems to be running much slower than usual but it gets there in the end.

I'll download/save copies of the remaining regular saver Ts&Cs over the next few days. The same will also apply to the Archived List of Switching Offers thread.

schiff

Tipton

Maturity pack arrived by post today. Closing the account means a cheque! No alternative offered.

If you don't send instructions in the franked envelope provided the proceeds go into a 3.60% EA (limited) account. Not very interesting. Presumably withdrawals also by cheque.

So - a reminder please of which banks would take a cheque deposit of £3500+ by photo?